David Ramirez
$379,8953 bd2 ba1,605 sqft$237 /sqft$2,802 /mo all-in ↓

3718 SAND PEBBLE DRIVE, VALRICO, FL, 33596

Active1 days on marketListed Jul 23, 2026MLS #TB8529221

Priced 19% below the VALRICO 33596 medianSingle Family ResidenceBLOOMINGDALE SEC A UNIT 1V

Come see it

Upcoming open houses

Sat, Jul 25

12:00 PM – 3:00 PM

Sun, Jul 26

12:00 PM – 3:00 PM

About this home

3718 SAND PEBBLE DRIVE

Virtually Staged. NO HOA & NO CDD! Welcome home to this charming 3/2 in desirable Valrico! Nestled among mature landscaping, this home features a formal dining room and a flexible formal living space—currently converted into a dedicated home office. The open family room boasts a stylish accent wall and flows seamlessly into the dinette and updated kitchen, complete with stone countertops, abundant cabinetry, and a breakfast bar. The split-bedroom plan offers ultimate privacy: the primary suite features floor-to-ceiling windows, built-in closet organization, and a walk-in shower. Step through French doors to your screened patio overlooking a fully fenced, lush backyard. Bonus: The oversized, 25-foot-deep garage easily accommodates long trucks, a workshop, or boat storage! Major system updates include a 3-year-old HVAC, 3-year-old water heater, and an 11-year-old roof. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,605

Sqft

0.21 ac

Lot size

2

Garage

1982

Year built

One

Levels

$237

Per sqft

Pets allowed

Inside

FlooringCarpet · Porcelain Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ParkingDriveway
ExteriorFire Pit · French Doors · Irrigation System · Sidewalk · Sprinkler Metered

Community & fees

Taxes (2025)$2,845/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,802 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,236
FHA mortgage insurance (est.)$168
Property tax — 2025 actual bill$237
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,296Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,296
Interest rate6.00%
Loan term

Estimated payment

$2,802/mo

Principal & interest$2,236
FHA mortgage insurance (est.)$168
Property taxes (actual bill)$237
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $380K
$330KedgeAI estimate $348,009 · range $344K$359K$395K

vs edgeAI estimate

+9.2%

$/sqft vs Valrico actives

$237 vs $218

Days on market

1 vs 34 typical

Where $237/sqft sits among the 194 Valrico actives

22
24
29
58
33 · this home
28
$145–166$166–187$187–208$208–229$229–250$250+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Valrico

Map of 3718 SAND PEBBLE DRIVE

Drive times from this address

Downtown Tampa23 min
Tampa Int’l Airport (TPA)35 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Valrico. See the full Valrico guide →

VALRICO 33596 — neighborhood snapshot

Population

28,152

Median age

45.9

Median income

$112,305

Median home value

$396,100

Avg household

2.8

Households w/ children

2,906

For the school run

Hillsborough County School District

MiddleMulrennan Middle School★★★★★
ElementaryNelson Elementary School★★★★★
HighDurant High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Valrico market

Seller’s marketLeans seller3.2 months of inventoryBuyer’s market

$445K$437K

Valrico median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

107 of 194

Valrico actives have cut their price

Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 19% below the VALRICO 33596 median. See the full Valrico market guide →

Paper trail

This home's history

Jul 23, 2026Listed at $379,895 · 1 days on market since
1982Built · BLOOMINGDALE SEC A UNIT 1V

Reality check

What actually sold near 3718 SAND PEBBLE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3708 SAND PEBBLE DRIVESold · May ’26

$375,000

3708 SAND PEBBLE DRIVE · same community

3 bd · 2 ba · 1,620 sqft · $231/sqft · 3 DOM

3729 SAND PEBBLE DRIVESold · Jul ’26

$409,999

3729 SAND PEBBLE DRIVE · same community

4 bd · 2.5 ba · 1,979 sqft · $207/sqft · 64 DOM

4715 PRESTON WOODS DRIVESold · May ’26

$335,000

4715 PRESTON WOODS DRIVE

3 bd · 2 ba · 1,604 sqft · $209/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3718 SAND PEBBLE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3718 SAND PEBBLE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3718 SAND PEBBLE DRIVE FAQs

What would the monthly payment be for 3718 SAND PEBBLE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,802/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3718 SAND PEBBLE DRIVE?+

The most recent tax bill on record (2025) was $2,845. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3718 SAND PEBBLE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Valrico?+

At $379,895, this home is listed about 20% below the Valrico median of $474,950. The market section on this page shows how the area is trending.

Which schools are assigned to 3718 SAND PEBBLE DRIVE?+

Mulrennan Middle School (middle), Nelson Elementary School (elementary), Durant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS SOUTH SHORE · Joanne Durann. MLS #TB8529221.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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