3215 LAKE SAXON DRIVE, LAND O LAKES, FL, 34639
Active23 days on marketListed Jul 21, 2026MLS #TB8529195
About this home
3215 LAKE SAXON DRIVE
Virtually Staged. Beautifully remodeled and completely move-in ready for you. Bring your boat! This waterfront property is on highly desirable Lake Saxon with private backyard oasis boasting serene water views on .28 acres. Complete with your own dock to sail onto the 180-acre skiing lake. Welcome to Lake Padgett lifestyle where neighborhood residents enjoy unparalleled access to recreational amenities rare for a neighborhood with no traditional HOA or CDD fees. Exclusive Equestrian Facilities for your pleasure, includes horse stables and riding areas. This updated 3 bedroom, plus office/bedroom features 2 full baths. New updated primary bath has customized walk-in shower and double sinks. Walk-in closet is 5 x 10 includes shelves and racks. Formal dining room with ceramic floor. Family room has floor- to - ceiling stone fireplace. The newer kitchen boasts stainless steel appliances, dishwasher (2026) and granite countertops with 2 breakfast bars. The split floor plan provides added privacy with the primary suite separate from the guest bedrooms. New updated second bathroom also boast dual sinks . HWH new 2025. Roof 2024. Kitchen replumbed 2025. Fully enclosed patio overlooks the water, creating a relaxing outdoor space to sit around the firepit and enjoy your own boat dock! While the home feels like a secluded retreat, it sits just minutes away from major corridors like Rt.41 and Rt.54, and Wesley Chapel Outlet Mall and restaurants.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,586
Sqft
0.23 ac
Lot size
2
Garage
1978
Year built
One
Levels
$363
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,718 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,718/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+41.9%
$/sqft vs LAKE PADGETT ESTATES
$363 vs $264
Days on market
23 vs 47 typical
Where $363/sqft sits among the 7 homes for sale in LAKE PADGETT ESTATES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Padgett Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
Lake Padgett Estates — neighborhood snapshot
Population
2,759
Median age
50
Median income
$106,965
Median home value
$360,899
Avg household
3
Households w/ children
277
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $415K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
3 of 7
LAKE PADGETT ESTATES have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 49% above the LAND O LAKES 34639 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 3215 LAKE SAXON DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$360,000
23255 CHELSEA LOOP · same community
3 bd · 2 ba · 1,580 sqft · $228/sqft · 12 DOM
Sold · Sep ’25$350,000
3809 SAINT AUGUSTINE PLACE · same community
3 bd · 2 ba · 1,566 sqft · $223/sqft · 29 DOM
Sold · Feb ’26$280,000
23334 CHARLSTON PLACE · same community
3 bd · 2 ba · 1,530 sqft · $183/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3215 LAKE SAXON DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3215 LAKE SAXON DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3215 LAKE SAXON DRIVE FAQs
What would the monthly payment be for 3215 LAKE SAXON DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,718/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3215 LAKE SAXON DRIVE?+
The most recent tax bill on record (2025) was $2,874. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Land O Lakes?+
At $575,000, this home is listed about 35% above the Land O Lakes median of $424,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3215 LAKE SAXON DRIVE?+
Lake Myrtle Elementary School (elementary), Charles S. Rushe Middle School (middle), Sunlake High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$575,000 runs 49% above the LAND O LAKES 34639 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Lake Myrtle Elementary School, Charles S. Rushe Middle School, Sunlake High School — Charles S. Rushe Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REALTY ONE GROUP ADVANTAGE · David Jordan. MLS #TB8529195.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Land O Lakes homes, in your inbox
Like 3215 LAKE SAXON DRIVE but not quite? A daily digest of every new listing in Land O Lakes — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →