6283 SHINER STREET, LAND O LAKES, FL, 34638
Active27 days on marketListed Jul 16, 2026MLS #TB8529169
About this home
6283 SHINER STREET
WELCOME HOME! Located in the gated community of The Townes at Lake Thomas, this recently built townhome is sure to check all of the boxes. Just inside the front door, is the spacious living room which is a great space for entertaining guests, and seamlessly flows into the kitchen, equipped with stainless steel appliances and granite countertops. Just off the kitchen through the sliding glass door, is a screened in lanai overlooking the pond in the backyard that makes for the perfect place to enjoy your morning coffee, or a sunset after a long day. On the second level, you are greeted with a functional loft area as well as two guest bedrooms. Down the hall, you'll find the sizable primary bedroom featuring a large walk-in closet, as well as the primary bathroom featuring dual sinks, and a walk-in shower. Community features include a sparkling community pool, dog park, walking trail, and a community dock to view the beautiful sunset over Lake Thomas. This prime and central location allows for easy access to Downtown Tampa, as well as the gulf beaches, and all surrounding areas. Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,634
Sqft
0.04 ac
Lot size
1
Garage
2024
Year built
Two
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,641 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,641/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.2%
$/sqft vs Land O Lakes actives
$181 vs $205
Days on market
27 vs 44 typical
Where $181/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34638 — neighborhood snapshot
Population
35,900
Median age
37.7
Median income
$117,931
Median home value
$378,200
Avg household
3.15
Households w/ children
5,294
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $415K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
217 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% below the LAND O LAKES 34638 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 6283 SHINER STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$285,000
21415 DARTER ROAD · same community
2 bd · 2.5 ba · 1,541 sqft · $185/sqft · 14 DOM
Sold · Dec ’25$278,000
6090 SHINER STREET
3 bd · 2.5 ba · 1,634 sqft · $170/sqft · 12 DOM
Sold · Jun ’26$560,000
20600 GARDENIA DRIVE
3 bd · 2 ba · 1,706 sqft · $328/sqft · 113 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6283 SHINER STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6283 SHINER STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6283 SHINER STREET FAQs
What would the monthly payment be for 6283 SHINER STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,641/mo — principal and interest, the actual property-tax bill, the $290/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6283 SHINER STREET?+
The association fee works out to $290 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6283 SHINER STREET?+
The most recent tax bill on record (2025) was $3,815. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6283 SHINER STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $296,000, this home is listed about 30% below the Land O Lakes median of $423,900. The market section on this page shows how the area is trending.
Which schools are assigned to 6283 SHINER STREET?+
Land O' Lakes High School (high), Connerton Elementary School (elementary), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAND O LAKES 34638 market on paper
$296,000 is 19% below the LAND O LAKES 34638 median of $365,000, and at $181/sqft it sits under the Land O Lakes average of $219.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Land O' Lakes High School, Connerton Elementary School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Steven Noyes. MLS #TB8529169.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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