David Ramirez
Pending
$279,9903 bd2 ba1,200 sqft$233 /sqft$2,277 /mo all-in ↓

1640 NORFOLK TRAIL, DELAND, FL, 32720

Pending16 days on marketListed Jul 14, 2026MLS #TB8529162

Priced 14% below the DELAND 32720 medianNew constructionSingle Family ResidenceTEMPORARY VILLAGES AT PELHAM SQUARE EAST VILLAGE

About this home

1640 NORFOLK TRAIL

Virtually Staged. Under Construction. Welcome to the Atlantis, a beautifully designed new construction home in Pelham Square! This 3 bedroom, 2 bath home offers 1,200 square feet of an open concept layout perfect for everyday living and entertaining. The modern kitchen overlooks a spacious family room, while the private owners suite features a spacious walk-in closet. Enjoy the stylish finishes, including granite countertops, stainless steel appliances and an included washer & dryer. The energy efficient construction and a 2-car garage add comfort and convenience. This community is conveniently located near shopping, dining, major highways, and historic downtown Deland, this move-in ready home offers exceptional value.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,200

Sqft

0.1 ac

Lot size

2

Garage

2026

Year built

One

Levels

$233

Per sqft

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorHigh Ceilings · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationSlab
FacesWest
ExteriorLighting · Sidewalk · Sprinkler Metered

Community & fees

HOA fee$53/mo
Taxes (2025)$3,500/yr
PetsCats OK, Dogs OK
CommunityCommunity Mailbox · Playground · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,277 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,648
FHA mortgage insurance (est.)$124
Property tax — 2025 actual bill$292
HOA fee — from the listing$53
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,800Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,800
Interest rate6.00%
Loan term

Estimated payment

$2,277/mo

Principal & interest$1,648
FHA mortgage insurance (est.)$124
Property taxes (actual bill)$292
HOA / condo fee$53
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $280K
$269KedgeAI estimate $308,260 · range $283K$372K$387K

vs edgeAI estimate

−9.2%

$/sqft vs Deland actives

$233 vs $205

Days on market

16 vs 37 typical

Where $233/sqft sits among the 392 Deland actives

63
90
96
64 · this home
39
40
$145–170$170–195$195–220$220–245$245–270$270+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Deland

Map of 1640 NORFOLK TRAIL

Drive times from this address

Downtown Orlando46 min
Universal Orlando58 min
Orlando Int’l Airport (MCO)65 min
Walt Disney World71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Deland. See the full Deland guide →

DELAND 32720 — neighborhood snapshot

Population

34,633

Median age

41.4

Median income

$67,512

Median home value

$280,600

Avg household

2.59

Households w/ children

3,279

For the school run

Volusia County School District

MiddleDeland Middle School★★★★★
ElementaryWoodward Avenue Elementary School★★★★★
HighDeland High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Deland market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$346K$350K

Deland median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

200 of 392

Deland actives have cut their price

Median sold price, Deland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 14% below the DELAND 32720 median. See the full Deland market guide →

Paper trail

This home's history

Jul 14, 2026Listed at $279,990 · 16 days on market since
2026Built · TEMPORARY VILLAGES AT PELHAM SQUARE EAST VILLAGE

Reality check

What actually sold near 1640 NORFOLK TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1116 HELEN DRIVESold · Jun ’26

$277,000

1116 HELEN DRIVE

3 bd · 2 ba · 1,196 sqft · $232/sqft · 38 DOM

1505 LAKESIDE DRIVESold · May ’26

$390,000

1505 LAKESIDE DRIVE

3 bd · 2 ba · 1,188 sqft · $328/sqft · 5 DOM

1225 S SPRING GARDEN AVENUESold · Mar ’26

$253,000

1225 S SPRING GARDEN AVENUE

3 bd · 1.5 ba · 1,176 sqft · $215/sqft · 19 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1640 NORFOLK TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1640 NORFOLK TRAIL — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1640 NORFOLK TRAIL FAQs

What would the monthly payment be for 1640 NORFOLK TRAIL?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,277/mo — principal and interest, the actual property-tax bill, the $53/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1640 NORFOLK TRAIL?+

The association fee works out to $53 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1640 NORFOLK TRAIL?+

The most recent tax bill on record (2025) was $3,500. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1640 NORFOLK TRAIL?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Deland?+

At $279,990, this home is listed about 26% below the Deland median of $380,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1640 NORFOLK TRAIL?+

Deland Middle School (middle), Woodward Avenue Elementary School (elementary), Deland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ASHTON WOODS FLORIDA REALTY LLC · Reed Williams. MLS #TB8529162.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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