David Ramirez
$305,0002 bd2 ba720 sqft$424 /sqft$2,122 /mo all-in ↓

1362 MILTON STREET, CLEARWATER, FL, 33756

Active15 days on marketListed Jul 18, 2026MLS #TB8529104

Priced 10% below the CLEARWATER 33756 medianSingle Family ResidenceARDMORE PLACE REP

About this home

1362 MILTON STREET

Virtually Staged. This beautifully renovated, MOVE IN READY home offers exceptional value in the Ardmore Place neighborhood of Clearwater. Situated on an oversized DOUBLE LOT totaling just under a 1/4 acre, this property combines the peace of mind of a complete renovation with the outdoor space that today's buyers are searching for. Step outside and discover your own private backyard retreat perfect for entertaining with friends and family. The expansive yard provides endless possibilities for gardening, furry friends, boat/RV storage or simply enjoying the Florida lifestyle. Relax year-round on the spacious 326 sq. ft. screened porch, gather around the paver fire pit patio and enjoy the convenience of a storage shed and new fencing. Adding even more value, the property qualifies for an Accessory Dwelling Unit (ADU) of up to 750 sq. ft. (buyer to verify with the local municipality), creating incredible potential for a guest house, home office, multigenerational living or future rental income. Inside, you'll appreciate the peace of mind that comes with extensive renovations throughout. Nearly everything is BRAND NEW, including the electrical panel and system (2026), plumbing (2026), HVAC system and air handler (2026), hot water heater (2026), storm impact windows (2026), drywall, interior and exterior doors, porcelain wood-look flooring, completely remodeled kitchen and beautifully updated bathrooms with stylish tile and modern fixtures. Every major system has been thoughtfully updated so you can simply move in and enjoy! This is an ideal home for a first-time homebuyer, downsizer, or investor as this home combines modern updates, exceptional outdoor living and future expansion potential in one outstanding package. Conveniently located just 4 miles from Clearwater Beach and the award-winning Gulf beaches, you'll also enjoy easy access to shopping, dining, parks, and entertainment.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

720

Sqft

0.18 ac

Lot size

1953

Year built

One

Levels

$424

Per sqft

Pets allowed

Inside

FlooringTile
AppliancesDishwasher · Dryer · Electric Water Heater · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Thermostat
LaundryCommon Area · Outside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionWood Frame · Wood Siding
FoundationCrawlspace
FacesNorth
ParkingDriveway · On Street · RV Parking
ExteriorNone

Community & fees

Taxes (2025)$376/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,122 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,796
FHA mortgage insurance (est.)$135
Property tax — 2025 actual bill$31
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,675Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,675
Interest rate6.00%
Loan term

Estimated payment

$2,122/mo

Principal & interest$1,796
FHA mortgage insurance (est.)$135
Property taxes (actual bill)$31
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Clearwater actives

$424 vs $218

Days on market

15 vs 47 typical

Where $424/sqft sits among the 399 Clearwater actives

157
115
70
20 · this home
9
28
$114–193$193–272$272–350$350–429$429–508$508+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater

Map of 1362 MILTON STREET

Drive times from this address

Tampa Int’l Airport (TPA)29 min
Downtown Tampa32 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

CLEARWATER 33756 — neighborhood snapshot

Population

32,928

Median age

45

Median income

$63,990

Median home value

$335,800

Avg household

2.46

Households w/ children

2,867

For the school run

Pinellas County School District

ElementaryPlumb Elementary School★★★★
HighClearwater High School★★★★★
MiddleOak Grove Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$332K$335K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

221 of 399

Clearwater actives have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 10% below the CLEARWATER 33756 median. See the full Clearwater market guide →

Paper trail

This home's history

Jul 18, 2026Listed at $305,000 · 15 days on market since
1953Built · ARDMORE PLACE REP

Reality check

What actually sold near 1362 MILTON STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1362 MILTON STREETSold · Nov ’25

$155,000

1362 MILTON STREET · same community

2 bd · 2 ba · 720 sqft · $215/sqft · 0 DOM

1260 S HILLCREST AVENUESold · Aug ’25

$290,000

1260 S HILLCREST AVENUE · same community

2 bd · 1 ba · 744 sqft · $390/sqft · 129 DOM

1301 MILTON STREETSold · Sep ’25

$334,900

1301 MILTON STREET · same community

2 bd · 1 ba · 898 sqft · $373/sqft · 29 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1362 MILTON STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1362 MILTON STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1362 MILTON STREET FAQs

What would the monthly payment be for 1362 MILTON STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,122/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1362 MILTON STREET?+

The most recent tax bill on record (2025) was $376. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1362 MILTON STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $305,000, this home is listed about 11% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1362 MILTON STREET?+

Plumb Elementary School (elementary), Clearwater High School (high), Oak Grove Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CENTURY 21 CIRCLE · Jeanne Jones. MLS #TB8529104.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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