David Ramirez
$500,0003 bd2 ba1,523 sqft$328 /sqft$3,366 /mo all-in ↓

1827 16TH STREET S, ST PETERSBURG, FL, 33705

Active14 days on marketListed Jul 27, 2026MLS #TB8529064

New constructionSingle Family ResidenceFRUITLAND HEIGHTS

About this home

1827 16TH STREET S

Brand-new construction in a prime St. Petersburg location! This beautifully designed open floorplan home offers 3 bedrooms, 2 bathrooms, and an attached rear-entry 2-car garage. The open-concept floor plan is enhanced by 30" x 30" ceramic tile flooring throughout, creating a clean, modern feel with easy maintenance. The stylish kitchen features granite countertops and a full suite of LG stainless steel appliances, including a refrigerator, range, microwave, and dishwasher. The spacious primary suite includes a walk-in closet and a private en-suite bath, while the interior laundry room adds everyday convenience. Relax on the inviting covered front porch or entertain family and friends on the rear patio. Thoughtfully designed with quality finishes and functional living spaces, this home is move-in ready. Conveniently located just minutes from shopping, downtown St. Petersburg, Tropicana Field, restaurants, entertainment, and the area's award-winning Gulf beaches. With quick access to I-275, commuting throughout the Tampa Bay area is a breeze. Best of all, this home is not located in a flood zone, providing added peace of mind and potential insurance savings. Don't miss your opportunity to own a beautiful new home in one of St. Petersburg's most convenient locations!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,523

Sqft

0.13 ac

Lot size

2

Garage

2026

Year built

One

Levels

$328

Per sqft

Inside

FlooringCeramic Tile
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Open Floorplan · Stone Counters · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorIrrigation System · Sidewalk

Community & fees

Taxes (2025)$491/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,366 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property tax — 2025 actual bill$41
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,500
Interest rate6.00%
Loan term

Estimated payment

$3,366/mo

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$41
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $500K
$377KedgeAI estimate $427,494 · range $393K$457K$520K

vs edgeAI estimate

+17%

$/sqft vs St Petersburg actives

$328 vs $329

Days on market

14 vs 57 typical

Where $328/sqft sits among the 400 St Petersburg actives

137
140 · this home
57
28
11
27
$137–273$273–408$408–544$544–679$679–815$815+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Map of 1827 16TH STREET S

Drive times from this address

Downtown Tampa29 min
Tampa Int’l Airport (TPA)29 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33705 — neighborhood snapshot

Population

27,024

Median age

44

Median income

$70,783

Median home value

$321,500

Avg household

2.27

Households w/ children

2,157

For the school run

Pinellas County School District

ElementaryLakewood Elementary School★★★★
HighLakewood High School★★★★★
MiddleBay Point Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

223 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 72% above the ST PETERSBURG 33705 median. See the full St Petersburg market guide →

Paper trail

This home's history

Jul 27, 2026Listed at $500,000 · 14 days on market since
2026Built · FRUITLAND HEIGHTS

Reality check

What actually sold near 1827 16TH STREET S

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1900 17TH STREET SSold · May ’26

$308,000

1900 17TH STREET S · same community

3 bd · 1 ba · 1,649 sqft · $187/sqft · 33 DOM

1618 20TH AVENUE SSold · Mar ’26

$120,000

1618 20TH AVENUE S · same community

3 bd · 1 ba · 1,378 sqft · $87/sqft · 2 DOM

1644 20TH AVENUE SSold · Mar ’26

$225,000

1644 20TH AVENUE S · same community

3 bd · 1 ba · 1,212 sqft · $186/sqft · 65 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1827 16TH STREET S — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1827 16TH STREET S — before you fall in love.

See it in person

Schedule a tour

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Straight answers

1827 16TH STREET S FAQs

What would the monthly payment be for 1827 16TH STREET S?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,366/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1827 16TH STREET S?+

The most recent tax bill on record (2025) was $491. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Petersburg?+

At $500,000, this home is listed about 16% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1827 16TH STREET S?+

Lakewood Elementary School (elementary), Lakewood High School (high), Bay Point Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA · Spyro Lefkimiotis. MLS #TB8529064.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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