David Ramirez

AVERY AVENUE, CRYSTAL BEACH, FL, 34681

Active9 days on marketListed Jul 14, 2026MLS #TB8528987

Priced 75% below the CRYSTAL BEACH 34681 medianCRYSTAL BEACH REV

About this home

AVERY AVENUE

Virtually Staged. Build Your Dream. Live the Luxury. Create the Income. A truly rare opportunity to own one of Crystal Beach's most exciting luxury home sites, where coastal elegance meets exceptional investment potential. Whether you're dreaming of building your forever home, a multi-generational family retreat, or a luxury vacation residence with income-producing possibilities, this property offers the flexibility to bring your vision to life. Imagine creating a spectacular custom residence featuring up to 12 bedrooms, a private indoor pool, expansive indoor and outdoor entertainment spaces, and resort-style amenities designed for unforgettable gatherings with family and friends. Located in the heart of Crystal Beach, just 5 minutes from Honeymoon Island State Park and 10 minutes from Clearwater Beach, you'll enjoy the best of Florida's Gulf Coast lifestyle. For investors, Crystal Beach is highly sought after for vacation accommodations, offering strong appeal to travelers seeking spacious private homes for family reunions, weddings, executive retreats, and group vacations. Buyers should verify all current short-term rental regulations and licensing requirements with the appropriate local authorities. This is more than just a property; it's an opportunity to create a destination. Whether your goal is a luxury waterfront lifestyle, a premier vacation retreat, or a property with short-term rental potential, the possibilities are extraordinary. To make the process even easier, our team will guide you every step of the way, from planning and financing to construction and project completion, helping turn your vision into reality with confidence and peace of mind. Luxury living. Vacation lifestyle. Exceptional opportunity. All in one remarkable Crystal Beach location.

Facts & features

The home at a glance

0.13 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$2,949/yr

Utilities & systems

UtilitiesOther
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,577 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,089
FHA mortgage insurance (est.)$82
Property tax — 2025 actual bill$246
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,475Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,475
Interest rate6.00%
Loan term

Estimated payment

$1,577/mo

Principal & interest$1,089
FHA mortgage insurance (est.)$82
Property taxes (actual bill)$246
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Crystal Beach

Map of AVERY AVENUE

Drive times from this address

Tampa Int’l Airport (TPA)37 min
Downtown Tampa41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Crystal Beach. See the full Crystal Beach guide →

CRYSTAL BEACH 34681 — neighborhood snapshot

Population

1,331

Median age

42.9

Median home value

$680,500

Avg household

2.63

Households w/ children

253

For the school run

Pinellas County School District

HighPalm Harbor University High★★★★
ElementaryOzona Elementary School★★★★★
MiddlePalm Harbor Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Crystal Beach market

Seller’s marketLeans buyer10.7 months of inventoryBuyer’s market

$1.2M$605K

Crystal Beach median sold, yr/yr

95.5%

Sale-to-list ratio (12 mo)

Median sold price, Crystal Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 75% below the CRYSTAL BEACH 34681 median. See the full Crystal Beach market guide →

Paper trail

This home's history

Jul 14, 2026Listed at $185,000 · 9 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about AVERY AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for AVERY AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

AVERY AVENUE FAQs

What would the monthly payment be for AVERY AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,577/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on AVERY AVENUE?+

The most recent tax bill on record (2025) was $2,949. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Crystal Beach?+

At $185,000, this home is listed about 76% below the Crystal Beach median of $760,000. The market section on this page shows how the area is trending.

Which schools are assigned to AVERY AVENUE?+

Palm Harbor University High (high), Ozona Elementary School (elementary), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COLDWELL BANKER REALTY · Sam Wanis. MLS #TB8528987.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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