3231 CASTLE ROCK CIRCLE, LAND O LAKES, FL, 34639
Active19 days on marketListed Jul 16, 2026MLS #TB8528972
About this home
3231 CASTLE ROCK CIRCLE
Imagine coming home to your own private retreat. This spacious 3-bedroom, 2.5-bath home offers approximately 1,750 square feet of inviting living space with soaring ceilings, abundant natural light, and an open floor plan designed for comfortable everyday living. Upstairs, the versatile loft overlooks the main living space and offers endless possibilities as a home office, media room, playroom, or second living room. Designed with both comfort and functionality in mind, the home features a desirable split-bedroom floor plan, providing added privacy for the primary suite while keeping the secondary bedrooms tucked away in their own wing. The real showstopper is the backyard. Step onto the patio and enjoy uninterrupted views of the peaceful water and lush wooded preserve beyond. Whether you're sipping coffee at sunrise, grilling with friends, or unwinding around the fire pit in the evening, this backyard offers the privacy and serenity that's becoming increasingly hard to find. Inside, you'll find a spacious kitchen with stainless steel appliances, and a brand-new dishwasher. The home also includes a premier washer and dryer, so you can move in with one less thing to worry about. First-time home renters transitioning from apartment living will especially appreciate the thoughtful extras including DeWalt lawn equipment that stays with the home, making it easy to maintain your new yard from day one. With beautiful curb appeal, soaring ceilings, and one of the best backyard settings around, this move-in-ready home offers the perfect blend of comfort, convenience, and natural beauty. Don't miss your opportunity to own your own slice of waterfront tranquility. Contact the Listing Agent to setup your private showing or ask about application steps.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,758
Sqft
0.16 ac
Lot size
2
Garage
1997
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$178 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$178/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Land O Lakes actives
$1 vs $205
Days on market
19 vs 41 typical
Where $1/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34639 — neighborhood snapshot
Population
31,118
Median age
40.8
Median income
$99,959
Median home value
$361,100
Avg household
2.92
Households w/ children
3,955
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $422K
Land O Lakes median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
221 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the LAND O LAKES 34639 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 3231 CASTLE ROCK CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$314,000
3310 CASTLE ROCK CIRCLE · same community
3 bd · 2 ba · 1,439 sqft · $218/sqft · 91 DOM
Sold · Aug ’25$425,000
25327 SEVEN RIVERS CIRCLE
4 bd · 3 ba · 1,757 sqft · $242/sqft · 30 DOM
Sold · Mar ’26$355,000
3623 GOLDEN EAGLE DRIVE
3 bd · 2 ba · 1,776 sqft · $200/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3231 CASTLE ROCK CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3231 CASTLE ROCK CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3231 CASTLE ROCK CIRCLE FAQs
What would the monthly payment be for 3231 CASTLE ROCK CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $178/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3231 CASTLE ROCK CIRCLE?+
The listing reports pets: Pet Deposit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $2,425, this home is listed about 99% below the Land O Lakes median of $419,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3231 CASTLE ROCK CIRCLE?+
Denham Oaks Elementary School (elementary), Wiregrass Ranch High School (high), Dr. John Long Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LAND O LAKES 34639 market on paper
$2,425 is 99% below the LAND O LAKES 34639 median of $377,977, and at $1/sqft it sits under the Land O Lakes average of $219.
02Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Denham Oaks Elementary School, Wiregrass Ranch High School, Dr. John Long Middle School — Wiregrass Ranch High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $2,650, now $2,425 — a $225 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of OUT FAST REALTY & INVESTMENTS · Obada Abou-Assali. MLS #TB8528972.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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