4851 BILLY DIRECT LANE, LUTZ, FL, 33559
Active11 days on marketListed Jul 13, 2026MLS #TB8528969
About this home
4851 BILLY DIRECT LANE
Now Available for Immediate Move-In! Welcome home to this beautifully updated 2-bedroom, 1-bathroom residence featuring a one-car garage and a spacious, fully fenced backyard with no rear neighbors, offering added privacy and a peaceful outdoor setting. Inside, you'll find a bright and inviting floor plan with ceramic tile flooring throughout, central air conditioning, a modern kitchen equipped with brand-new stainless steel appliances. Ideally situated in the desirable Tampa Downs Heights community of Lutz, Florida, this home offers exceptional convenience. Located just off Wesley Chapel Boulevard, you'll be minutes from Tampa Premium Outlets, top-rated schools, hospitals, restaurants, grocery stores, daycare centers, shopping, public transportation, and major highways, making commuting and daily errands a breeze. This well-maintained home is move-in ready and offers the perfect combination of comfort, convenience, and location. Schedule your showing today—this exceptional rental won't last long!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
817
Sqft
0.13 ac
Lot size
1
Garage
1979
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lutz actives
$2 vs $244
Days on market
11 vs 35 typical
Where $2/sqft sits among the 263 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33559 — neighborhood snapshot
Population
19,147
Median age
32.1
Median income
$78,264
Median home value
$343,700
Avg household
2.65
Households w/ children
2,034
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$580K → $487K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
148 of 263
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the LUTZ 33559 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 4851 BILLY DIRECT LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$210,000
4915 BILLY DIRECT LANE · same community
2 bd · 1 ba · 809 sqft · $260/sqft · 22 DOM
Sold · May ’26$235,000
213 Richmond AVE S, Lehigh Acres FL 33936 · same community
2 bd · 2 ba · 1,448 sqft · $162/sqft · 58 DOM
Sold · Feb ’26$274,900
6400 46TH AVENUE N UNIT 15 · same community
3 bd · 2.5 ba · 1,465 sqft · $188/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4851 BILLY DIRECT LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4851 BILLY DIRECT LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4851 BILLY DIRECT LANE FAQs
What would the monthly payment be for 4851 BILLY DIRECT LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4851 BILLY DIRECT LANE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Pet Deposit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $1,950, this home is listed about 100% below the Lutz median of $489,999. The market section on this page shows how the area is trending.
Which schools are assigned to 4851 BILLY DIRECT LANE?+
Maniscalco K-8 School (elementary), Freedom High School (high), Liberty Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALESTAY · Rob Fernandez. MLS #TB8528969.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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