David Ramirez
$1,6503 bd1 ba1,008 sqft$2 /sqft$172 /mo all-in ↓

3371 N BAY AVENUE, CRYSTAL RIVER, FL, 34428

Active21 days on marketListed Jul 14, 2026MLS #TB8528887

Priced 99% below the CRYSTAL RIVER 34428 medianFully furnishedSingle Family ResidenceCRYSTAL PARK

About this home

3371 N BAY AVENUE

Your Perfect Florida Home Awaits — Furnished or Unfurnished, One Month or More (Available May 1, 2026 and onward) **Charming 3-Bedroom Home in Crystal River's Sought-After Crystal Park Neighborhood** Welcome home to this beautifully appointed 3-bedroom, 1-bath retreat tucked away at the end of a quiet cul-de-sac in one of Crystal River's most desirable neighborhoods. Whether you're relocating, exploring the area, or simply looking for a serene place to put down roots — even temporarily — this home offers the comfort, flexibility, and Florida lifestyle you've been searching for. **Flexible Terms to Fit Your Life** This home is available for rent starting at just one month, with longer-term leases warmly welcomed. Choose from **fully furnished** or **unfurnished** options, making it ideal for corporate relocations, seasonal stays, or anyone ready to settle into a true neighborhood feel without the hassle of a long-term commitment. **Move-In Ready Comfort** Step inside to find elegant tile flooring flowing throughout the entire home, creating a clean, cool, and easy-to-maintain living space perfectly suited to the Florida climate. Rest easy knowing the **HVAC system and hot water heater were both brand new in 2025**, meaning you'll enjoy reliable, energy-efficient comfort from day one. The home has been meticulously maintained and professionally cleaned to pristine condition — all you need to bring is yourself. **A Location That Has It All** Crystal River is one of Florida's best-kept secrets, and this home puts you right in the heart of it all: - ?? **4 minutes to Hunter Springs Park** — a stunning natural spring where you can swim in crystal-clear 72°F water year-round - ?? **4 minutes to vibrant downtown Crystal River** — with waterfront dining, local shops, and a charming small-town atmosphere - ?? **9 minutes to Three Sisters Springs** — Florida's crown jewel for kayaking, snorkeling, and unforgettable up-close manatee encounters, especially magical in the winter months - ?? **World-class fishing and boating** on the Nature Coast, consistently ranked among the best in Florida - ?? **Kings Bay and the Crystal River National Wildlife Refuge** — right in your backyard, offering unmatched wildlife viewing and paddling adventures - ?? Easy access to shopping, dining, and medical facilities along US-19 Tucked on a peaceful dead-end street, you'll enjoy true privacy and quiet enjoyment while still being minutes from everything that makes Crystal River such a special place to live. **Why Tenants Love It Here** This home has a proven track record of making people feel completely at ease. The neighborhood exudes authentic Old Florida charm — friendly, quiet, and welcoming — the kind of place where you actually get to know your neighbors and feel like you belong. *Available furnished or unfurnished | Minimum one-month rental | Short- and long-term leases considered* *Pets and terms negotiable — reach out to discuss your needs* **Contact us today to schedule a showing or ask about availability. Your Florida lifestyle starts here.**

Facts & features

The home at a glance

3

Bedrooms

1

Bathrooms

1,008

Sqft

0.46 ac

Lot size

1981

Year built

One

Levels

$2

Per sqft

Trees/Woods viewFurnished

Inside

FlooringTile
AppliancesDryer · Range · Refrigerator · Washer
InteriorBuilt-in Features
LaundryLaundry Closet
CoolingCentral Air
HeatingHeat Pump
FurnishedFurnished

Outside & construction

ViewTrees/Woods
FacesWest
ExteriorOther

Community & fees

PetsDogs OK, Monthly Pet Fee, Number Limit, Pet Deposit, Size Limit

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterWell

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$172 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$10
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $58Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $58
Interest rate6.00%
Loan term

Estimated payment

$172/mo

Principal & interest$10
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Crystal River actives

$2 vs $219

Days on market

21 vs 53 typical

Where $2/sqft sits among the 142 Crystal River actives

4 · this home
53
44
17
9
15
$2–94$94–187$187–280$280–373$373–465$465+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Crystal River

Map of 3371 N BAY AVENUE

Get to know Crystal River. See the full Crystal River guide →

CRYSTAL RIVER 34428 — neighborhood snapshot

Population

9,325

Median age

55.4

Median income

$48,185

Median home value

$236,100

Avg household

2.15

Households w/ children

690

For the school run

Citrus County School District

MiddleCrystal River Middle School★★★★
HighCrystal River High School★★★★★
ElementaryCrystal River Primary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Crystal River market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$315K$325K

Crystal River median sold, yr/yr

93.8%

Sale-to-list ratio (12 mo)

71 of 142

Crystal River actives have cut their price

Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the CRYSTAL RIVER 34428 median. See the full Crystal River market guide →

Paper trail

This home's history

Jul 14, 2026Listed at $1,650 · 21 days on market since
1981Built · CRYSTAL PARK

Reality check

What actually sold near 3371 N BAY AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

452 NE 13TH TERRACESold · Jul ’26

$119,000

452 NE 13TH TERRACE · same community

3 bd · 2 ba · 1,008 sqft · $118/sqft · 43 DOM

3410 N BAY AVENUESold · Jan ’26

$172,000

3410 N BAY AVENUE · same community

2 bd · 2 ba · 1,104 sqft · $156/sqft · 157 DOM

811 NE 5TH AVENUESold · Oct ’25

$75,000

811 NE 5TH AVENUE · same community

2 bd · 1 ba · 1,120 sqft · $67/sqft · 17 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3371 N BAY AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3371 N BAY AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

3371 N BAY AVENUE FAQs

What would the monthly payment be for 3371 N BAY AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $172/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 3371 N BAY AVENUE?+

The listing reports pets: Dogs OK, Monthly Pet Fee, Number Limit, Pet Deposit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Crystal River?+

At $1,650, this home is listed about 99% below the Crystal River median of $320,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3371 N BAY AVENUE?+

Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COMPASS FLORIDA LLC · Leisa Mohler-Erickson. MLS #TB8528887.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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