2178 WATERSIDE DRIVE, CLEARWATER, FL, 33764
Active6 days on marketListed Jul 15, 2026MLS #TB8528869
About this home
2178 WATERSIDE DRIVE
Welcome home to this beautifully remodeled property in the highly sought-after Venetian Gardens neighborhood. Meticulously maintained and extensively updated, this move-in-ready home offers the perfect combination of style, comfort, and peace of mind. Recent improvements include a new electrical panel (2026), new flat roof (2026), upgraded insulation exceeding code requirements, new drywall, fresh interior and exterior paint, recessed lighting, all new light fixtures and fans, new interior panel doors with updated hardware, a new garage door opener with all new hardware, plus a newer HVAC system and water heater. The home also features newer impact windows throughout (excluding the Florida room, bathrooms, and garage) along with hurricane panels for added protection. Inside, you'll find beautiful plank tile flooring throughout and a stunning chef's kitchen featuring granite countertops, solid wood soft-close cabinetry, a stylish tile backsplash, two pantry cabinets, a Lazy Susan, stainless steel appliances, and a sleek stainless vent hood. Both bathrooms have been tastefully updated with new vanities, toilets, and fixtures, creating fresh, modern spaces. Step outside to your own private backyard retreat. The pool was recently resurfaced, and brand-new pavers were installed in July 2026, creating the perfect setting for relaxing or entertaining. New landscaping enhances the home's outstanding curb appeal, making a wonderful first impression. This exceptional home truly has it all. Schedule your showing today before this opportunity is gone!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,795
Sqft
0.21 ac
Lot size
2
Garage
1973
Year built
One
Levels
$292
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,606 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,606/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.1%
$/sqft vs Clearwater actives
$292 vs $218
Days on market
6 vs 47 typical
Where $292/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33764 — neighborhood snapshot
Population
27,365
Median age
50.8
Median income
$64,573
Median home value
$302,500
Avg household
2.15
Households w/ children
2,246
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
213 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 128% above the CLEARWATER 33764 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 2178 WATERSIDE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$455,000
5402 PARKWAY DRIVE · same community
4 bd · 4 ba · 1,838 sqft · $248/sqft · 12 DOM
Sold · Sep ’25$410,000
212 GULF AVENUE · same community
3 bd · 2 ba · 1,704 sqft · $241/sqft · 141 DOM
Sold · Nov ’25$470,000
2168 WATERSIDE DRIVE · same community
4 bd · 3 ba · 1,921 sqft · $245/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2178 WATERSIDE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2178 WATERSIDE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2178 WATERSIDE DRIVE FAQs
What would the monthly payment be for 2178 WATERSIDE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,606/mo — principal and interest, the actual property-tax bill, the $6/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2178 WATERSIDE DRIVE?+
The association fee works out to $6 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2178 WATERSIDE DRIVE?+
The most recent tax bill on record (2025) was $1,409. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2178 WATERSIDE DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $524,900, this home is listed about 91% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2178 WATERSIDE DRIVE?+
Oak Grove Middle School (middle), Plumb Elementary School (elementary), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$524,900 runs 128% above the CLEARWATER 33764 median — but at 1,795 sqft it's also 43% larger than the typical Clearwater listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 6 days on market in a Clearwater market that averages 47 — if it fits, move quickly.
04Strong assigned schools
Oak Grove Middle School, Plumb Elementary School, Clearwater High School — Plumb Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Beth Davis. MLS #TB8528869.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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