15010 113TH AVENUE UNIT 12, LARGO, FL, 33774
Active11 days on marketListed Jul 14, 2026MLS #TB8528773
About this home
15010 113TH AVENUE UNIT 12
Own direct Intracoastal waterfront with a private dock for $325,000, a rare find on Florida's Gulf coast. Tucked into Coquina Cove, a resident-owned 55+ community in Largo minutes from Indian Rocks Beach, this 2 bedroom, 2 bath home puts boating, fishing, and sunset water views in your backyard. Step out to your private dock on the Intracoastal, a back patio, and a grilling area for entertaining. Inside, the home has been extensively renovated with a brand new kitchen, a shiplapped living room, a new stone shower, and updated electrical, and it is ready for your choice of flooring and finishing touches. Ownership includes the land as a 1/60 co-op share with a low $140 monthly fee, and short term rentals (one month minimum) are welcome for seasonal income. Residents enjoy a clubhouse and a large community dock for bigger gatherings, with beaches, restaurants, groceries, and medical close by. Your piece of paradise is waiting.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
736
Sqft
4.77 ac
Lot size
1982
Year built
One
Levels
$442
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,649 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,649/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Largo actives
$442 vs $238
Days on market
11 vs 42 typical
Where $442/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coquina Cove
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Coquina Cove — neighborhood snapshot
Population
214
Median age
64
Median income
$74,097
Median home value
$393,500
Avg household
2
Households w/ children
7%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
204 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 57% above the LARGO 33774 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 15010 113TH AVENUE UNIT 12
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$135,000
15010 113TH AVENUE UNIT 36 · same community
2 bd · 2 ba · 784 sqft · $172/sqft · 253 DOM
Sold · Aug ’25$330,000
15010 113TH AVENUE UNIT 8 · same community
2 bd · 2 ba · 868 sqft · $380/sqft · 70 DOM
Sold · Sep ’25$73,000
15010 113TH AVENUE UNIT 54 · same community
2 bd · 2 ba · 1,248 sqft · $58/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 15010 113TH AVENUE UNIT 12 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15010 113TH AVENUE UNIT 12 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
15010 113TH AVENUE UNIT 12 FAQs
What would the monthly payment be for 15010 113TH AVENUE UNIT 12?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,649/mo — principal and interest, the actual property-tax bill, the $140/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 15010 113TH AVENUE UNIT 12?+
The association fee works out to $140 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 15010 113TH AVENUE UNIT 12?+
The most recent tax bill on record (2025) was $3,507. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 15010 113TH AVENUE UNIT 12?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $325,000, this home is listed about 21% above the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 15010 113TH AVENUE UNIT 12?+
Oakhurst Elementary School (elementary), Seminole Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$325,000 runs 57% above the LARGO 33774 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Oakhurst Elementary School, Seminole Middle School, Richard O Jacobson Technical High School At Seminole — Oakhurst Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Kyle Iezzi. MLS #TB8528773.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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