David Ramirez
$1,350,0006 bd4 ba3,855 sqft$350 /sqft$9,021 /mo all-in ↓

2689 WATERS EDGE COURT, DUNEDIN, FL, 34698

Active21 days on marketListed Jul 13, 2026MLS #TB8528762

Private poolSingle Family ResidenceWATERS EDGE SUB

About this home

2689 WATERS EDGE COURT

Welcome to your new executive living French Inspired Country Home in sought after Dunedin Community! This home is a custom built 6 bedroom, 4 bath home. Enjoy a chef's gourmet kitchen complete with granite countertops, center island, custom wood cabinetry, and a large walk in pantry. A stacked stone breakfast bar and wood ceilings adds an exquisite warm touch to this kitchen. Enter through classic solid oak custom double front doors, as the foyer leads to a wrought iron staircase. The luxurious grand master sweet boasts a large walk in closet, large shower, and double vanities. Contains 3 zone Carrier/Bryant central heat and air system with april-aire. This home also features a calming salt water heated pool with sunshelf, alongside a covered outdoor kitchen for grilling and entertainment. The home is exquisitely layered with custom interior trim, solid raised panel interior doors, and an impeccable precast stone fireplace Mantle. The exterior of the property has impact resistant windows, two 200 amp electrical service, generator transfer panels, and a spacious paved driveway for 9+ vehicles. The unique detail in this home is a must see! Conveniently located within minutes of shopping, Westfield Countryside Mall, Caladesi, and the quaint shops and restaurants of Downtown Dunedin.

Facts & features

The home at a glance

6

Bedrooms

4

Bathrooms

3,855

Sqft

0.36 ac

Lot size

3

Garage

2010

Year built

Two

Levels

$350

Per sqft

Private poolFireplaceTrees/Woods viewPets allowed

Inside

FlooringCarpet · Engineered Hardwood
AppliancesBar Fridge · Convection Oven · Dishwasher · Disposal · Dryer · Freezer · Gas Water Heater · Microwave · Refrigerator · Washer · Wine Refrigerator
InteriorVaulted Ceiling(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
ViewTrees/Woods
FacesWest
ParkingDriveway · Golf Cart Parking · Oversized · Parking Pad
ExteriorFrench Doors · Lighting · Outdoor Grill · Outdoor Kitchen · Sprinkler Metered · Storage

Community & fees

HOA fee$200/mo
Taxes (2025)$10,440/yr
PetsYes

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$9,021 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,285
PMI (est., until 20% equity)$506
Property tax — 2025 actual bill$870
HOA fee — from the listing$200
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $135,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $135,000
Interest rate6.00%
Loan term

Estimated payment

$9,021/mo

Principal & interest$7,285
PMI (est., until 20% equity)$506
Property taxes (actual bill)$870
HOA / condo fee$200
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Dunedin actives

$350 vs $298

Days on market

21 vs 45 typical

Where $350/sqft sits among the 263 Dunedin actives

67
66
60 · this home
30
19
21
$143–221$221–298$298–376$376–453$453–531$531+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dunedin

Map of 2689 WATERS EDGE COURT

Drive times from this address

Tampa Int’l Airport (TPA)31 min
Downtown Tampa35 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dunedin. See the full Dunedin guide →

DUNEDIN 34698 — neighborhood snapshot

Population

37,817

Median age

58.1

Median income

$67,323

Median home value

$335,800

Avg household

2.04

Households w/ children

2,412

For the school run

Pinellas County School District

MiddleDunedin Highland Middle School★★★★
ElementaryDunedin Elementary School★★★★
HighDunedin High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dunedin market

Seller’s marketLeans seller3.7 months of inventoryBuyer’s market

$455K$463K

Dunedin median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

158 of 263

Dunedin actives have cut their price

Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 350% above the DUNEDIN 34698 median. See the full Dunedin market guide →

Paper trail

This home's history

Jul 13, 2026Listed at $1,350,000 · 21 days on market since
2010Built · WATERS EDGE SUB

Reality check

What actually sold near 2689 WATERS EDGE COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

16 BIRDIE LANESold · Oct ’25

$1,275,000

16 BIRDIE LANE

5 bd · 4 ba · 3,860 sqft · $330/sqft · 42 DOM

1655 CANOPY OAKS BOULEVARDSold · Aug ’25

$1,345,000

1655 CANOPY OAKS BOULEVARD

5 bd · 3 ba · 3,813 sqft · $353/sqft · 183 DOM

2800 LONG PUTT COURTSold · Jul ’26

$816,000

2800 LONG PUTT COURT

5 bd · 4 ba · 3,764 sqft · $217/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2689 WATERS EDGE COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2689 WATERS EDGE COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

2689 WATERS EDGE COURT FAQs

What would the monthly payment be for 2689 WATERS EDGE COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,021/mo — principal and interest, the actual property-tax bill, the $200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2689 WATERS EDGE COURT?+

The association fee works out to $200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2689 WATERS EDGE COURT?+

The most recent tax bill on record (2025) was $10,440. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2689 WATERS EDGE COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dunedin?+

At $1,350,000, this home is listed about 239% above the Dunedin median of $398,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2689 WATERS EDGE COURT?+

Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,350,000 runs 350% above the DUNEDIN 34698 median — but at 3,855 sqft it's also nearly 3 times the size of the typical Dunedin listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Kelly Edwards. MLS #TB8528762.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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