David Ramirez

187 LONGHORN DRIVE, LAKE WALES, FL, 33867

Active25 days on marketListed Jul 14, 2026MLS #TB8528685

Priced 6% below the LAKE WALES 33867 medianOUTDOOR RESORTS RIVER RANCH RV RESORT PH 02

About this home

187 LONGHORN DRIVE

Looking for a LUXURY RV Lot to BUY in FLORIDA? Look no further! Full Privacy at this River Ranch Lot in Central Florida! Escape to your own slice of paradise at the premier River Ranch RV Resort! This beautifully landscaped, premium luxury RV lot (Lot 187) is meticulously designed for relaxing weekends, effortlessly entertaining friends, and fully embracing the ultimate Florida resort lifestyle. The spacious, move-in-ready concrete pad features mature shade trees for enhanced privacy, expansive paved outdoor entertaining spaces, and ambient café lighting that creates the perfect evening glow. Ownership of this fee-simple parcel lets you live the lifestyle you have earned without the hassle. The comprehensive HOA fee of $942 every quarter delivers effortless, turn-key convenience by covering water, high-speed internet, TV/streaming service, routine lawn maintenance, trash service, and 24/7 guarded security, leaving you with nothing left to do but bring your RV. As a deeded lot owner, you gain exclusive access to premium, private amenities including a resort-style pool and hot tub, active pickleball courts, a fitness center, and a dedicated Owner’s Lounge equipped with billiards, poker tables, and social lounge areas. Best of all, this golf-cart-friendly community places you right next door to the legendary Westgate River Ranch Resort attractions. You can easily cruise over to enjoy the world-famous Saturday night rodeo, visit the saloon and restaurants, or take advantage of the adventure park, waterpark, airboat rides, horseback riding, mini-golf, and trap and skeet shooting. Whether you are searching for a personal weekend retreat, full-time luxury resort living, or a high-performing cash-flow investment opportunity, Lot 187 offers an unmatched combination of recreation and relaxation.

Facts & features

The home at a glance

0.06 ac

Lot size

Pets allowed

Inside

Outside & construction

Community & fees

HOA fee$314/mo
Taxes (2025)$1,458/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Available · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,513 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$854
FHA mortgage insurance (est.)$64
Property tax — 2025 actual bill$121
HOA fee — from the listing$314
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,075Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,075
Interest rate6.00%
Loan term

Estimated payment

$1,513/mo

Principal & interest$854
FHA mortgage insurance (est.)$64
Property taxes (actual bill)$121
HOA / condo fee$314
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Lake Wales

Map of 187 LONGHORN DRIVE

Get to know Lake Wales. See the full Lake Wales guide →

LAKE WALES 33867 — neighborhood snapshot

Population

64

Median age

69.8

Avg household

1.21

For the school run

Polk County School District

ElementaryFrostproof Ben Hill Griffin Junior Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Wales market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$275K$271K

Lake Wales median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 6% below the LAKE WALES 33867 median. See the full Lake Wales market guide →

Paper trail

This home's history

Jul 14, 2026Listed at $145,000 · 25 days on market since

Reality check

What actually sold near 187 LONGHORN DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

47 PALAMINO PATHSold · Apr ’26

$160,000

47 PALAMINO PATH

1 bd · 1 ba · 480 sqft · $333/sqft · 81 DOM

3200 RIVER RANCH BOULEVARD UNIT 303Sold · Jun ’26

$142,000

3200 RIVER RANCH BOULEVARD UNIT 303

1 bd · 1 ba · 555 sqft · $256/sqft · 233 DOM

3200 RIVER RANCH BOULEVARD UNIT 204Sold · Oct ’25

$162,000

3200 RIVER RANCH BOULEVARD UNIT 204

1 bd · 1 ba · 629 sqft · $258/sqft · 388 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 187 LONGHORN DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 187 LONGHORN DRIVE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

187 LONGHORN DRIVE FAQs

What would the monthly payment be for 187 LONGHORN DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,513/mo — principal and interest, the actual property-tax bill, the $314/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 187 LONGHORN DRIVE?+

The association fee works out to $314 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 187 LONGHORN DRIVE?+

The most recent tax bill on record (2025) was $1,458. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 187 LONGHORN DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lake Wales?+

At $145,000, this home is listed about 42% below the Lake Wales median of $250,000. The market section on this page shows how the area is trending.

Which schools are assigned to 187 LONGHORN DRIVE?+

Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of FUTURE HOME REALTY INC · Michelle Chandler. MLS #TB8528685.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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