8241 WINTHROP DRIVE, PORT RICHEY, FL, 34668
Active17 days on marketListed Jul 17, 2026MLS #TB8528678
About this home
8241 WINTHROP DRIVE
Virtually Staged. Move-In Ready! Major Updates Already Done – No HOA & No Flood Insurance Required! If you've been searching for a home where the expensive updates have already been completed, this is the one! Welcome to this beautifully maintained 2-bedroom, 2-bath home offering 1,124 square feet of comfortable living space and a 2-car garage. Whether you're looking to downsize, purchase your first home, find the perfect winter retreat, or add a solid investment property to your portfolio, this home is move-in ready. Enjoy peace of mind with numerous recent upgrades, including: Brand-new roof (2026) with a transferable 50-year warranty, New patio door (2026), New front screen door 2026), A/C replaced in 2021, Water heater replaced in 2022, New vinyl flooring, New interior doors, Newer stainless-steel kitchen appliances, Newer kitchen cabinet refacing. With so many major improvements already completed, you can focus on making this home your own instead of worrying about costly repairs. One of the biggest advantages? No HOA and no flood insurance required, helping keep your monthly expenses low while giving you the freedom to enjoy your property without additional fees or restrictions. Conveniently located near shopping, grocery stores, restaurants, banks, hospitals, and schools, this home also offers easy access to several local and state parks for outdoor recreation. Plus, Tampa International Airport is only about 45 minutes away, making travel simple and convenient. Don't miss this exceptional opportunity to own a well-cared-for home with the updates buyers are looking for. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,124
Sqft
0.15 ac
Lot size
2
Garage
1985
Year built
One
Levels
$214
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,727 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,727/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.4%
$/sqft vs THE LAKES
$214 vs $213
Days on market
17 vs 40 typical
Where $214/sqft sits among the 17 homes for sale in THE LAKES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Port Richey. See the full Port Richey guide →
The Lakes — neighborhood snapshot
Population
3,293
Median age
38
Median income
$57,017
Median home value
$194,719
Avg household
2
Households w/ children
414
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Richey market
$229K → $225K
Port Richey median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
11 of 17
THE LAKES have cut their price
Median sold price, Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% below the PORT RICHEY 34668 median. See the full Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 8241 WINTHROP DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$225,000
8020 NORWICH DRIVE · same community
2 bd · 2 ba · 1,152 sqft · $195/sqft · 13 DOM
Sold · Aug ’25$175,000
8411 PAXTON DRIVE · same community
3 bd · 2 ba · 1,158 sqft · $151/sqft · 7 DOM
Sold · Sep ’25$180,000
9823 CROFTON LANE · same community
2 bd · 2 ba · 1,214 sqft · $148/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8241 WINTHROP DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8241 WINTHROP DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8241 WINTHROP DRIVE FAQs
What would the monthly payment be for 8241 WINTHROP DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,727/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8241 WINTHROP DRIVE?+
The most recent tax bill on record (2025) was $574. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8241 WINTHROP DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Richey?+
At $240,000, this home is listed about 8% below the Port Richey median of $259,990. The market section on this page shows how the area is trending.
Which schools are assigned to 8241 WINTHROP DRIVE?+
Fox Hollow Elementary School (elementary), Chasco Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX COLLECTIVE · Kim Gosselin. MLS #TB8528678.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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