David Ramirez
$179,000$189,0002 bd2 ba1,664 sqft$108 /sqft$1,423 /mo all-in ↓

151 LAKE SUSAN ROAD, HAWTHORNE, FL, 32640

Active16 days on marketListed Jul 17, 2026MLS #TB8528674

Reduced $10KManufactured HomeNA

About this home

151 LAKE SUSAN ROAD

Rare opportunity to own two living spaces on nearly 2 private acres for the price of one! This unique property features a beautifully updated 2-bedroom, 2-bath primary residence plus a detached in-law suite, offering incredible flexibility for multi-generational living, guests, a private home office, or potential rental income. Move-in ready and thoughtfully updated, the main home showcases an open floor plan, luxury laminate flooring, a stunning kitchen with white shaker cabinetry, stainless steel appliances, modern countertops, and beautifully renovated bathrooms with stylish tile finishes. Step outside and enjoy the peaceful North Florida lifestyle with a covered front porch, detached garage/workshop, and plenty of room for RVs, boats, ATVs, gardening, and outdoor entertaining. Situated on nearly 2 acres with public water, public sewer, and no HOA, you'll have the space and freedom to truly enjoy country living. Conveniently located just minutes from Lake Lochloosa, Orange Lake, and numerous parks and wildlife areas offering boating, fishing, kayaking, hiking, and endless outdoor recreation. A short drive to Gainesville provides easy access to the University of Florida, UF Health, shopping, dining, and entertainment while allowing you to return home to the peace and privacy you've been searching for. Whether you're looking for a primary residence with space for extended family, a property with income-producing potential, or simply room to spread out and enjoy life, this one-of-a-kind property offers exceptional value and endless possibilities. Schedule your private showing today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,664

Sqft

1.84 ac

Lot size

1

Garage

1988

Year built

One

Levels

$108

Per sqft

Trees/Woods view

Inside

FlooringOther
AppliancesDryer · Refrigerator · Washer
InteriorOther
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofOther
ConstructionOther
FoundationOther
ViewTrees/Woods
FacesEast
ExteriorOther

Community & fees

Taxes (2025)$1,559/yr

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,423 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,054
FHA mortgage insurance (est.)$79
Property tax — 2025 actual bill$130
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,265Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,265
Interest rate6.00%
Loan term

Estimated payment

$1,423/mo

Principal & interest$1,054
FHA mortgage insurance (est.)$79
Property taxes (actual bill)$130
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs NA

$108 vs $287

Days on market

16 vs 46 typical

Where $108/sqft sits among the 126 homes for sale in NA

82 · this home
27
5
1
3
8
$108–379$379–651$651–923$923–1195$1195–1467$1467+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hawthorne

Map of 151 LAKE SUSAN ROAD

Get to know Hawthorne. See the full Hawthorne guide →

HAWTHORNE 32640 — neighborhood snapshot

Population

10,780

Median age

46.2

Median income

$58,727

Median home value

$153,600

Avg household

2.51

Households w/ children

1,120

For the school run

Putnam County School District

ElementaryOchwilla Elementary School★★★★
HighInterlachen Junior-Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hawthorne market

Seller’s marketLeans buyer9.7 months of inventoryBuyer’s market

$225K$365K

Hawthorne median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

57 of 126

NA have cut their price

Median sold price, Hawthorne, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 111% above the HAWTHORNE 32640 median. See the full Hawthorne market guide →

Paper trail

This home's history

CurrentPrice reduced to $179,000 $10K
Jul 17, 2026Listed at $189,000 · 16 days on market since
1988Built · NA

Reality check

What actually sold near 151 LAKE SUSAN ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

35410 JOHNS LANESold · Dec ’25

$405,000

35410 JOHNS LANE · same community

3 bd · 2 ba · 1,560 sqft · $260/sqft · 28 DOM

5192 CABO COURTSold · Mar ’26

$448,000

5192 CABO COURT · same community

2 bd · 2 ba · 1,560 sqft · $287/sqft · 174 DOM

8395 W ANTHONY ROADSold · Jan ’26

$395,000

8395 W ANTHONY ROAD · same community

3 bd · 2 ba · 1,540 sqft · $256/sqft · 24 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 151 LAKE SUSAN ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 151 LAKE SUSAN ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

151 LAKE SUSAN ROAD FAQs

What would the monthly payment be for 151 LAKE SUSAN ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,423/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 151 LAKE SUSAN ROAD?+

The most recent tax bill on record (2025) was $1,559. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Hawthorne?+

At $179,000, this home is listed about 32% below the Hawthorne median of $263,450. The market section on this page shows how the area is trending.

Which schools are assigned to 151 LAKE SUSAN ROAD?+

Ochwilla Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$179,000 runs 111% above the HAWTHORNE 32640 median — but at 1,664 sqft it's also 17% larger than the typical Hawthorne listing.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03The price has already moved

Listed at $189,000, now $179,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of DIVINE ESTATES REALTY LLC · Nehad Darwish. MLS #TB8528674.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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