David Ramirez
$1,850,0005 bd4.5 ba4,831 sqft$383 /sqft$13,708 /mo all-in ↓

15707 COCHESTER ROAD, TAMPA, FL, 33647

Active11 days on marketListed Jul 14, 2026MLS #TB8528618

Private poolSingle Family ResidenceTHE RESERVE AT TAMPA PALMS

About this home

15707 COCHESTER ROAD

Beyond the gates of the prestigious Reserve at Tampa Palms lies an extraordinary estate where timeless architecture, exceptional craftsmanship, and resort-inspired living come together in perfect harmony. Privately situated on nearly .80 acres, this magnificent residence spans 4,831 square feet and offers an unparalleled blend of sophistication, comfort, and effortless luxury. Designed for both grand entertaining and everyday living, the home features five spacious bedrooms, four-and-a-half beautifully appointed baths, a private executive study, an expansive bonus room complete with a kitchenette and bar, two full laundry rooms—one conveniently located on each level and an oversized four-car side-entry garage. From the moment you arrive, the circular driveway, charming front porch with multiple sitting areas, and lush landscaping create a striking first impression. Inside, soaring two-story ceilings, rich wide-plank hardwood flooring, travertine tile, custom wrought-iron stair railings, exquisite millwork, designer lighting, and elegant architectural details define every space with warmth and refinement. The heart of the home flows seamlessly to an extraordinary outdoor retreat. The expansive two-story screened lanai is designed as an extension of the living space, featuring multiple covered seating and dining areas, a private lounge adjacent to the primary suite, an upper-level balcony, and a spectacular heated pool with spillover spa. Beyond the lanai, an expansive backyard offers exceptional privacy, a basketball hoop with an oversized side parking pad, and endless possibilities for recreation, entertaining, and relaxation. Every detail has been thoughtfully curated with modern convenience in mind, including a wet bar, wine and beverage station, whole-home surround sound, central vacuum system, CAT5 wiring, tankless water heater, energy-efficient Trane HVAC system, reflective attic insulation, tile roof, and numerous additional enhancements throughout. Offering the rare combination of elegant design, exceptional amenities, and a premier location within one of Tampa's most coveted gated communities, this remarkable estate represents luxury living at its finest. A comprehensive list of upgrades and detailed floor plan are available upon request.

Facts & features

The home at a glance

5

Bedrooms

4.5

Bathrooms

4,831

Sqft

0.79 ac

Lot size

4

Garage

2001

Year built

Two

Levels

$383

Per sqft

Private poolFireplacePets allowed

Inside

FlooringBrick/Stone · Carpet · Hardwood
AppliancesBar Fridge · Built-In Oven · Convection Oven · Dishwasher · Disposal · Gas Water Heater · Range · Refrigerator · Tankless Water Heater · Wine Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Central Vacuum · Crown Molding · Dry Bar · High Ceilings · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air · Zoned
HeatingCentral · Electric · Natural Gas

Outside & construction

RoofTile
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
FacesSouth
ParkingCircular Driveway · Garage Door Opener · Garage Faces Rear · Garage Faces Side · Oversized · Parking Pad
ExteriorBalcony · Irrigation System · Sliding Doors

Community & fees

HOA fee$400/mo
Taxes (2025)$29,657/yr
PetsBreed Restrictions, Yes
CommunityFishing · Association Recreation - Owned · Deed Restrictions · Fitness Center · Golf · Park · Playground · Pool · Racquetball · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sprinkler Meter · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$13,708 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$9,983
PMI (est., until 20% equity)$694
Property tax — 2025 actual bill$2,471
HOA fee — from the listing$400
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $185,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $185,000
Interest rate6.00%
Loan term

Estimated payment

$13,708/mo

Principal & interest$9,983
PMI (est., until 20% equity)$694
Property taxes (actual bill)$2,471
HOA / condo fee$400
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Tampa actives

$383 vs $303

Days on market

11 vs 33 typical

Where $383/sqft sits among the 400 Tampa actives

203
108 · this home
29
19
16
25
$150–306$306–461$461–617$617–773$773–928$928+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tampa Palms

Map of 15707 COCHESTER ROAD inside its neighborhood boundary

Drive times from this address

Downtown Tampa23 min
Tampa Int’l Airport (TPA)34 min
Walt Disney World73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Tampa Palms — neighborhood snapshot

Population

18,012

Median age

41

Median income

$141,130

Median home value

$413,399

Avg household

3

Households w/ children

2,062

For the school run

Hillsborough County School District

ElementaryTampa Palms Elementary School★★★★★
MiddleLiberty Middle School★★★★★
HighFreedom High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$430K$455K

Tampa median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

184 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 369% above the TAMPA 33647 median. See the full Tampa market guide →

Paper trail

This home's history

Jul 14, 2026Listed at $1,850,000 · 11 days on market since
2001Built · THE RESERVE AT TAMPA PALMS

Reality check

What actually sold near 15707 COCHESTER ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

15702 RICHBORO COURTSold · Oct ’25

$1,300,000

15702 RICHBORO COURT

4 bd · 4 ba · 4,884 sqft · $266/sqft · 158 DOM

6308 W MACLAURIN DRIVESold · Jan ’26

$1,600,000

6308 W MACLAURIN DRIVE

5 bd · 5 ba · 4,729 sqft · $338/sqft · 0 DOM

15303 EATON COURTSold · Dec ’25

$1,300,000

15303 EATON COURT

4 bd · 5.5 ba · 5,210 sqft · $250/sqft · 40 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 15707 COCHESTER ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 15707 COCHESTER ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

15707 COCHESTER ROAD FAQs

What would the monthly payment be for 15707 COCHESTER ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $13,708/mo — principal and interest, the actual property-tax bill, the $400/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 15707 COCHESTER ROAD?+

The association fee works out to $400 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 15707 COCHESTER ROAD?+

The most recent tax bill on record (2025) was $29,657. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 15707 COCHESTER ROAD?+

The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $1,850,000, this home is listed about 298% above the Tampa median of $464,900. The market section on this page shows how the area is trending.

Which schools are assigned to 15707 COCHESTER ROAD?+

Tampa Palms Elementary School (elementary), Liberty Middle School (middle), Freedom High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS SUBURBAN TAMPA · Victoria Escobar. MLS #TB8528618.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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