510 55TH AVENUE, ST PETE BEACH, FL, 33706
Active12 days on marketListed Jul 13, 2026MLS #TB8528615
About this home
510 55TH AVENUE
LUXURY RENOVATION COMPLETED IN 2025, OFFERS THE BEST OF BOATING AND THE BEACH! Located in the premier boating community of Brightwater Beach Estates, this elegantly updated 4 bedroom, 3 bath, 2 car garage residence (its two large garage bays will fit two sizable SUVs), is supported by a huge circular paver driveway and features a private “meditation garden,” exceptional high-quality materials, a terrific split-bedroom open floorplan, and hurricane impact windows and doors. Stunning open water views of Boca Ciega Bay are yours from many areas of this beautiful home – you’ll love the sweeping water vistas by day and dazzling city lights by night! The exquisite kitchen provides direct water views, and boasts superb quartz counters, fine coastal-white cabinetry, new stainless-steel appliances and a spacious adjoining dining area. Your impressive, oversized living room transitions to a terrific sun room and an incredible waterfront. Two generous bedroom suites overlook the water and enjoy beautifully-finished full baths. The private, enclosed back yard area features a grand 100ft of water frontage with huge, stunning open water views! New composite boat dock includes a 13,000lb boat lift, a step-down area for kayak/paddleboard launch, power, water and a dock ladder. Located in the heart of St. Pete Beach, one of Trip Advisors top beaches in America, you are an easy 7-minute stroll to its powder-soft sands, fine dining, shopping and entertainment. From your dock, you’re a short 12-minute boat ride to Shell Key and the open Gulf! An outstanding location, convenient to downtown St. Petersburg, Tampa International Airport and Sarasota. A rare leasing opportunity. Note: Landlord/Lessor is a realtor.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,438
Sqft
0.25 ac
Lot size
2
Garage
1962
Year built
One
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$214 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$214/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Pete Beach actives
$3 vs $491
Days on market
12 vs 85 typical
Where $3/sqft sits among the 190 St Pete Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Brightwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Pete Beach. See the full St Pete Beach guide →
Brightwater — neighborhood snapshot
Population
283
Median age
64
Median income
$124,083
Median home value
$1,041,300
Avg household
2
Households w/ children
7%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Pete Beach market
$679K → $589K
St Pete Beach median sold, yr/yr
93.3%
Sale-to-list ratio (12 mo)
96 of 190
St Pete Beach actives have cut their price
Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 510 55TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$1,365,000
5301 GULF BOULEVARD UNIT B508
3 bd · 2 ba · 2,460 sqft · $555/sqft · 0 DOM
Sold · Apr ’26$1,497,500
5301 GULF BOULEVARD UNIT C202
3 bd · 2.5 ba · 2,380 sqft · $629/sqft · 405 DOM
Sold · Dec ’25$1,430,000
6600 SUNSET WAY UNIT 118
3 bd · 2.5 ba · 2,365 sqft · $605/sqft · 103 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 510 55TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 510 55TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
510 55TH AVENUE FAQs
What would the monthly payment be for 510 55TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $214/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 510 55TH AVENUE?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Pete Beach?+
At $7,500, this home is listed about 99% below the St Pete Beach median of $599,000. The market section on this page shows how the area is trending.
Which schools are assigned to 510 55TH AVENUE?+
Boca Ciega High School (high), Azalea Elementary School (elementary), Azalea Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST PETE BEACH 33706 market on paper
$7,500 is 98% below the ST PETE BEACH 33706 median of $450,000, and at $3/sqft it sits under the St Pete Beach average of $589.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Boca Ciega High School, Azalea Elementary School, Azalea Middle School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $8,000, now $7,500 — a $500 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 JIM WHITE & ASSOC · Dania Perry. MLS #TB8528615.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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