David Ramirez
Pending
$939,9004 bd4 ba3,557 sqft$264 /sqft$6,804 /mo all-in ↓

3874 CRESCENT COVE PLACE, TARPON SPRINGS, FL, 34688

Pending27 days on marketListed Jul 13, 2026MLS #TB8528562

Private poolSingle Family ResidenceCRESCENT OAKS COUNTR

About this home

3874 CRESCENT COVE PLACE

Custom-built and beautifully maintained, this stunning four-bedroom plus office, four-bath, three-car garage, pool home is set on 3.3 acres with peaceful conservation views and no rear neighbors in the Regency section of Crescent Oaks. A stately covered front porch with columns and leaded-glass double doors opens to a home that immediately feels grand, bright, and inviting, with soaring ceilings, rich Brazilian cherry wood floors, elegant architecture and tasteful finishes. Windows and French doors in the living room frame the pool, lanai and preserve, extending the sense of openness and connection to the outdoors. Decorative columns and a tray ceiling define the formal dining room while keeping it open to the living room. Conveniently positioned just beyond the dining room, the spacious, well-equipped kitchen opens to the breakfast nook and family room, creating an easy flow for everyday living and entertaining. Abundant oak cabinetry, granite countertops, stainless steel appliances, a gas range, wine storage and an elevated breakfast bar provide ample function and seating. A mitered-glass corner window brings pool and preserve views into the breakfast nook, while the impressive family room draws in the surrounding scenery through a striking arrangement of arched windows and multiple sets of French doors. Rich cherry wood floors and a gas fireplace bring warmth to this bright, open gathering space. The primary bedroom retreat is set apart within the split-bedroom plan and features a transom window and French doors to the lanai and views beyond. Two walk-in closets with built-in organizers provide generous storage, while the ensuite bath offers extensive marble finishes, soaking tub, an oversized shower with a curved glass-block wall, double-sink vanity, and a separate water closet with bidet. On the opposite side of the home, two bedrooms share a Jack-and-Jill bath with a double-sink vanity, while the fourth bedroom includes its own ensuite bath and walk-in closet. A separate full pool bath provides direct lanai access and includes a glass-enclosed shower. Near the front entry, the dedicated office features plantation shutters, built-in cabinetry and ample workspaces. Outside, the home fully embraces its remarkable setting. The oversized screened pool and lanai create an exceptional outdoor living space with covered seating and dining areas, an outdoor kitchenette with a stainless gas grill, and a sparkling pool paired with an elevated heated spa and cascading tiered waterfall. Beyond the enclosure, the expansive backyard stretches toward the preserve, providing a peaceful natural backdrop for entertaining, unwinding and enjoying the Florida lifestyle. Additional features include a tile roof (2020), updated bathrooms, two Carrier air-conditioning units, newer cherry wood flooring, a resurfaced pool (2018), newer pool screens, epoxy garage floors (2021), central vacuum, digital alarm system, water softener, irrigation well and a three-car garage with room for multiple vehicles, a golf cart or recreational items. Crescent Oaks offers a 24-hour guard gate and optional memberships for championship golf, tennis, dining and country club amenities. The home is conveniently located near schools, the YMCA, shopping, restaurants, Tampa International Airport, Gulf beaches and the Pinellas Trail, with a low HOA and Flood Zone X designation. Schedule your private tour today!

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

3,557

Sqft

3.33 ac

Lot size

3

Garage

1997

Year built

One

Levels

$264

Per sqft

Private poolFireplaceTrees/Woods viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Marble · Hardwood
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Split Bedroom
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesWest
ParkingGarage Door Opener
ExteriorFrench Doors · Irrigation System · Outdoor Kitchen

Community & fees

HOA fee$155/mo
Taxes (2025)$12,784/yr
PetsYes
CommunityDeed Restrictions · Golf Carts OK · Golf · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available
WaterPublic · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,804 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,072
PMI (est., until 20% equity)$352
Property tax — 2025 actual bill$1,065
HOA fee — from the listing$155
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $93,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $93,990
Interest rate6.00%
Loan term

Estimated payment

$6,804/mo

Principal & interest$5,072
PMI (est., until 20% equity)$352
Property taxes (actual bill)$1,065
HOA / condo fee$155
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $940K
$844KedgeAI estimate $899,918 · range $879K$908K$977K

vs edgeAI estimate

+4.4%

Days on market

27 vs 46 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Crescent Oaks

Map of 3874 CRESCENT COVE PLACE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)42 min
Downtown Tampa45 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tarpon Springs. See the full Tarpon Springs guide →

Crescent Oaks — neighborhood snapshot

Population

951

Median age

62

Median income

$90,417

Median home value

$506,000

Avg household

2

Households w/ children

91%

For the school run

Pinellas County School District

ElementaryBrooker Creek Elementary School★★★★★
HighEast Lake High School★★★★
MiddleTarpon Springs Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tarpon Springs market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$433K$400K

Tarpon Springs median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 107% above the TARPON SPRINGS 34688 median. See the full Tarpon Springs market guide →

Paper trail

This home's history

Jul 13, 2026Listed at $939,900 · 27 days on market since
1997Built · CRESCENT OAKS COUNTR

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3874 CRESCENT COVE PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3874 CRESCENT COVE PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

3874 CRESCENT COVE PLACE FAQs

What would the monthly payment be for 3874 CRESCENT COVE PLACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,804/mo — principal and interest, the actual property-tax bill, the $155/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3874 CRESCENT COVE PLACE?+

The association fee works out to $155 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3874 CRESCENT COVE PLACE?+

The most recent tax bill on record (2025) was $12,784. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3874 CRESCENT COVE PLACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tarpon Springs?+

At $939,900, this home is listed about 116% above the Tarpon Springs median of $434,950. The market section on this page shows how the area is trending.

Which schools are assigned to 3874 CRESCENT COVE PLACE?+

Brooker Creek Elementary School (elementary), East Lake High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$939,900 runs 107% above the TARPON SPRINGS 34688 median — but at 3,557 sqft it's also nearly twice the size of the typical Tarpon Springs listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Brooker Creek Elementary School, East Lake High School, Tarpon Springs Middle School — Brooker Creek Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX REALTEC GROUP INC · Dean Ribble. MLS #TB8528562.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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