21542 CLUBSIDE LOOP, LUTZ, FL, 33549
Active11 days on marketListed Jul 11, 2026MLS #TB8528358
About this home
21542 CLUBSIDE LOOP
Light-Filled, renovated-villa Living in Lake Heron – 21542 Clubside Loop, a rare one-story unit villa in the highly desirable Lake Heron townhome community of Lutz. Homes that check this many boxes—and show this well—are the ones that move fast. From the moment you step inside, you’ll notice the enhanced luxury vinyl plank flooring and 5 1/4" baseboards throughout the entire house. The open-concept layout features a beautifully updated kitchen with Quartz countertops, stainless steel appliances, cathedral ceilings, and a seamless flow into the dining and living rooms—perfect for everyday living and entertaining. Walk from the living room out to the screened porch with full windows, creating a bright, relaxing space to enjoy morning coffee or evening breezes year-round (with a northern view). The primary suite is a true retreat, offering generous space and an ensuite bath with Quartz countertops, dual vanities, and an updated shower. Two additional bedrooms provide flexibility for guests, a home office, or hobbies. Outside, the 1-car garage is complemented with great landscaping. Lake Heron amenities elevate the lifestyle with a clubhouse, pool, tennis & pickleball courts, a scenic lake with brick walking paths, waterfront gazebo, and expansive green spaces—all just a block away from home. This home is ideal for a turnkey primary residence, second home, or low-maintenance Florida living. 3 Bedrooms | 2 Bathrooms | 1,288+ Sq Ft | Interior Unit | Homes like this—single-story, updated, light-filled, and move-in ready—consistently sell quickly in this area. Schedule your private showing today and see why this one stands out. Beautiful luxury vinyl plank flooring is approximately 2-3 years old and the HVAC was updated in 2016. The roof/siding is the responsibility of the HOA. Love the low maintenance living with these new upgrades!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,288
Sqft
0.07 ac
Lot size
1
Garage
1995
Year built
One
Levels
$241
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,532 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,532/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.3%
Days on market
11 vs 35 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33549 — neighborhood snapshot
Population
18,816
Median age
44.1
Median income
$85,066
Median home value
$339,400
Avg household
2.58
Households w/ children
2,040
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$580K → $487K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% below the LUTZ 33549 median. See the full Lutz market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 21542 CLUBSIDE LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 21542 CLUBSIDE LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
21542 CLUBSIDE LOOP FAQs
What would the monthly payment be for 21542 CLUBSIDE LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,532/mo — principal and interest, the actual property-tax bill, the $259/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 21542 CLUBSIDE LOOP?+
The association fee works out to $259 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 21542 CLUBSIDE LOOP?+
The most recent tax bill on record (2025) was $1,810. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 21542 CLUBSIDE LOOP?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $310,000, this home is listed about 37% below the Lutz median of $489,999. The market section on this page shows how the area is trending.
Which schools are assigned to 21542 CLUBSIDE LOOP?+
Oakstead Elementary School (elementary), Sunlake High School (high), Charles S. Rushe Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of FIRST QUALITY PROPERTIES · Mark Cravens. MLS #TB8528358.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Lutz homes, in your inbox
Like 21542 CLUBSIDE LOOP but not quite? A daily digest of every new listing in Lutz — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →