3602 MORGANS BLUFF COURT, LAND O LAKES, FL, 34639
Active31 days on marketListed Jul 11, 2026MLS #TB8528354
About this home
3602 MORGANS BLUFF COURT
Welcome to 3602 Morgans Bluff Court, a fully renovated 4-bedroom, 3-bathroom, 3-car garage pool home offering 2,316 square feet of elevated living in the highly desirable Plantation Palms community. Perfectly positioned on a private conservation homesite with no rear neighbors, this thoughtfully redesigned residence blends luxury finishes, modern technology, and exceptional indoor-outdoor living. The bright, open interior welcomes you with soaring ceilings, luxury vinyl plank flooring, contemporary lighting, and an abundance of natural light. A sleek electric fireplace creates a striking focal point in the living room, while the custom black-framed wine room beneath the staircase serves as a true showpiece, offering a sophisticated space to display your collection. The completely reimagined kitchen is the heart of the home, showcasing elegant Taj Mahal quartz countertops, a dramatic waterfall island with seating, custom soft-close cabinetry, gold hardware, open shelving, and a statement wood vent hood. A premium Thermador gas range, convenient pot filler, full-height backsplash, and designer lighting complete this beautifully curated space. The open-concept design flows seamlessly into the living and dining areas, creating the perfect setting for everyday living and effortless entertaining. The first floor features a private bedroom and full bathroom, ideal for guests, multigenerational living, or a home office. Upstairs, the spacious primary suite offers a luxurious retreat with dual walk-in closets and a stunning spa-inspired ensuite. The fully remodeled primary bathroom boasts a floating double vanity with dual vessel sinks, illuminated mirrors, wall-mounted gold fixtures, a freestanding soaking tub, and an oversized glass-enclosed shower featuring a rainfall showerhead, built-in niche, and linear drain. Two additional bedrooms and another beautifully updated full bathroom complete the second level. Designed for year-round Florida living, the expansive screened lanai features a private swimming pool, covered dining and lounge areas, and a custom outdoor kitchen complete with a sink, beverage refrigerator, cabinetry, generous prep space, and bar seating. The pool is equipped with a solar heating system, allowing you to enjoy swimming nearly year-round. Beyond the lanai, the fenced backyard offers additional green space, a paver walkway, and a separate firepit seating area overlooking peaceful conservation views. Additional highlights include a three-car garage with a Tesla EV chargerand a Tesla Powerwall battery backup system capable of powering the home for up to four days during power outages, providing exceptional energy efficiency and peace of mind. Every detail has been thoughtfully updated, creating a truly turnkey home that blends luxury, functionality, and innovative design. Plantation Palms is home to the renowned Plantation Palms Golf Club, featuring a scenic par-72 championship golf course, driving range, putting and chipping greens, miniature golf, and Mulligans Irish Pub. Conveniently located just minutes from Tampa Premium Outlets, The Shops at Wiregrass, the Land O' Lakes Recreation Complex, top-rated schools, restaurants, shopping, AdventHealth, and major commuter routes including I-75 and the Suncoast Parkway, this exceptional property offers the perfect combination of luxury, location, and lifestyle.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,316
Sqft
0.18 ac
Lot size
3
Garage
2005
Year built
Two
Levels
$281
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,478 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,478/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.5%
$/sqft vs Land O Lakes actives
$281 vs $205
Days on market
31 vs 41 typical
Where $281/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34639 — neighborhood snapshot
Population
31,118
Median age
40.8
Median income
$99,959
Median home value
$361,100
Avg household
2.92
Households w/ children
3,955
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $415K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
216 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 71% above the LAND O LAKES 34639 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 3602 MORGANS BLUFF COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$580,000
23820 HASTINGS WAY · same community
4 bd · 2 ba · 2,425 sqft · $239/sqft · 59 DOM
Sold · Jun ’26$453,000
23908 HASTINGS WAY · same community
3 bd · 2 ba · 1,866 sqft · $243/sqft · 7 DOM
Sold · Apr ’26$400,000
23851 HASTINGS WAY · same community
3 bd · 2 ba · 1,758 sqft · $228/sqft · 36 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3602 MORGANS BLUFF COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3602 MORGANS BLUFF COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3602 MORGANS BLUFF COURT FAQs
What would the monthly payment be for 3602 MORGANS BLUFF COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,478/mo — principal and interest, the actual property-tax bill, the $83/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3602 MORGANS BLUFF COURT?+
The association fee works out to $83 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3602 MORGANS BLUFF COURT?+
The most recent tax bill on record (2025) was $5,806. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3602 MORGANS BLUFF COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $649,999, this home is listed about 53% above the Land O Lakes median of $423,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3602 MORGANS BLUFF COURT?+
Denham Oaks Elementary School (elementary), Wiregrass Ranch High School (high), Dr. John Long Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$649,999 runs 71% above the LAND O LAKES 34639 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Denham Oaks Elementary School, Wiregrass Ranch High School, Dr. John Long Middle School — Wiregrass Ranch High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $675,000, now $649,999 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS SOUTH TAMPA · Anastasia Fischer. MLS #TB8528354.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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