8430 IMPERIAL CIRCLE, PALMETTO, FL, 34221
Active8 days on marketListed Jul 15, 2026MLS #TB8528331
About this home
8430 IMPERIAL CIRCLE
BEST PRICE IN THE COMMUNITY! Welcome to this beautifully maintained 2-bedroom, 2-bath home in the highly desirable Imperial Lakes Estates, a premier 55+ land-owned community. This freshly painted, move-in-ready home is offered with the current furniture (if desired), making it perfect for year-round living or a seasonal retreat. The spacious floor plan is filled with natural light and features a large living room with custom built-ins, a separate family room, a bar area that's perfect for entertaining, and a Florida sunroom, ideal for relaxing with a coffee or a book. The primary suite offers a walk-in closet and an en-suite bath with dual vanities and a recently renovated walk-in shower. The second bedroom includes a built-in desk and a generous closet. An oversized storage room provides endless possibilities for hobbies, a workshop, or additional storage. A newer A/C provides peace of mind. Additional features include a carport, a storage shed, and low quarterly fees that cover cable, internet, and community amenities. Enjoy an active lifestyle with two heated pools, pickleball, tennis, shuffleboard, a clubhouse, and countless social activities, all centered around a scenic 65-acre spring-fed lake. Conveniently located near shopping, dining, golf courses, I-75, and just a short drive to Sarasota, St. Petersburg, and Tampa. The pet-friendly community allows up to two dogs (25 lbs. max each).
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,518
Sqft
0.18 ac
Lot size
1987
Year built
One
Levels
$109
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,598 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,598/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−42.5%
Days on market
8 vs 55 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Imperial Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
Imperial Lakes — neighborhood snapshot
Population
1,279
Median age
53
Median income
$75,761
Median home value
$344,200
Avg household
3
Households w/ children
127
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $361K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 55% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8430 IMPERIAL CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8430 IMPERIAL CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8430 IMPERIAL CIRCLE FAQs
What would the monthly payment be for 8430 IMPERIAL CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,598/mo — principal and interest, the actual property-tax bill, the $181/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8430 IMPERIAL CIRCLE?+
The association fee works out to $181 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8430 IMPERIAL CIRCLE?+
The most recent tax bill on record (2025) was $2,561. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8430 IMPERIAL CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $164,900, this home is listed about 59% below the Palmetto median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8430 IMPERIAL CIRCLE?+
Buffalo Creek Middle School (middle), Barbara A Harvey Elementary School (elementary), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of MARK SPAIN REAL ESTATE · Mariela Saban. MLS #TB8528331.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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