
408 BERWICK AVENUE, TEMPLE TERRACE, FL, 33617
Pending22 days on marketListed Jul 11, 2026MLS #TB8528310
About this home
408 BERWICK AVENUE
SURROUND YOURSELF WITH AMENITIES AT A PRICE MORE AFFORDABLE THAN OTHERS! On nearly 1/4 acre, this 3-bedroom, 2-bath, mid-century modern home puts you so close to so many advantages of Temple Terrace: parks and recreation, multicultural restaurants and shops big or small, quality schools and services, century-old private golf club, and public boat launches to the Hillsborough River. In a neighborhood near many more expensive and elegant homes, this gem lives larger than 1,530 SF thanks to expansions including a screened lanai overlooking the fenced back yard. That yard features a sturdy block shed, a raised-bed garden beside a small greenhouse, a homemade chicken coop, and a koi pond with scores of third-generation fish. Plants range from Mexican petunias, Key Lime, crepe myrtles and banana trees to bromeliads, bougainvillea, plumeria and medicinal moringa trees. Inside you'll find recent improvements such as a 2026 water heater, new kitchen cabinets and stone counters, a renovated bathroom with decorator tile, refinished terrazzo floors, and fresh paint. The separate-entry side family room with second bathroom and laundry could work alternatively as a home office or additional resident space. No HOA fees or rules here, so you can park your boat or work truck in the substantial front carport or along the curved driveway. This property is just a few blocks from Riverhills Elementary and the waterfront Riverhills Park, which offers a concrete boat ramp, boardwalk pier, fishing, birding, picnic area, playground, restrooms and shelters. Despite your proximity to the river, meanwhile, you're outside the flood zone. The University of South Florida and Florida College are nearby, of course, and you'll love Temple Terrace's "leisure network" that spans 2 nature preserves, 2 recreation centers, 3 athletic complexes, 3 tennis facilities, 5 swimming pools, and 19 parks. Make your appointment to visit today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,530
Sqft
0.24 ac
Lot size
1955
Year built
One
Levels
$229
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,620 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,620/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.5%
Days on market
22 vs 55 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Temple Terrace
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Temple Terrace. See the full Temple Terrace guide →
TEMPLE TERRACE 33617 — neighborhood snapshot
Population
47,880
Median age
33.1
Median income
$48,651
Median home value
$267,200
Avg household
2.32
Households w/ children
5,060
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Temple Terrace market
$353K → $418K
Temple Terrace median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
Median sold price, Temple Terrace, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 106% above the TEMPLE TERRACE 33617 median. See the full Temple Terrace market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 408 BERWICK AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 408 BERWICK AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
408 BERWICK AVENUE FAQs
What would the monthly payment be for 408 BERWICK AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,620/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 408 BERWICK AVENUE?+
The most recent tax bill on record (2025) was $2,932. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Temple Terrace?+
At $350,000, this home is listed about 17% below the Temple Terrace median of $420,000. The market section on this page shows how the area is trending.
Which schools are assigned to 408 BERWICK AVENUE?+
Greco Middle Magnet School (middle), Lewis Elementary School (elementary), King High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of RE/MAX ALLIANCE GROUP · Ann Marie Vaughan. MLS #TB8528310.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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