
967 PINE HILL ROAD, PALM HARBOR, FL, 34683
Active12 days on marketListed Jul 11, 2026MLS #TB8528233
About this home
967 PINE HILL ROAD
Virtually Staged. ***OFFERING OWNER FINANCING AT 4.75%, conditions apply*** Welcome to this sprawling residence on 2.5 private acres in the heart of highly sought-after Palm Harbor. Offering nearly 6,000 square feet of thoughtfully designed living space, this home offers 6 bedrooms, 5 full bathrooms, 1 half bath, multiple flex spaces, a 3-car garage, and a resort-style swimming pool. NON-FLOOD ZONE. A newer paved grand circular driveway offers plenty of parking, and the timeless design and expansive layout provides space for everyone. The kitchen was recently remodeled with Wolf appliances, an induction cooktop, Sub-Zero refrigerator, Bosch dishwasher, wine cooler, granite countertops, custom wood cabinetry, and built-in Rev-A-Shelf organization. NEW ROOF in 2023 provides added value and peace of mind. Newer pool equipment, 2 newer HVACS as well. The first floor is ideal for both everyday living and multi-generational flexibility, featuring an elegant formal living room with a custom fireplace, a spacious family room with a second fireplace, and an expansive primary suite complete with a large ensuite bathroom, oversized walk-in closet, and adjoining gym or flex room. A second bedroom with its own private ensuite bath is also located on the main level, along with two oversized bonus rooms that are ideal as executive offices, media rooms, playrooms, or additional guest accommodations. A convenient pool bath and separate guest powder room complete the first floor. Upstairs, you'll find four generously sized bedrooms, two full bathrooms, and a large balcony overlooking the peaceful backyard and pool. Step outside to your own private retreat featuring a sparkling pool surrounded with paver patio, basketball court, batting cage, and dedicated RV parking, all set among beautifully landscaped grounds with room to enjoy the privacy of the 2.5-acre homesite. Additional highlights include a whole-house central vacuum system, private well and septic, water softener, and reverse osmosis filtration serving the kitchen sink and refrigerator ice maker. Ideally located just minutes from shopping, dining, golf courses, the Pinellas Trail, Honeymoon Island, Caladesi Island, and other world-famous Gulf beaches, this exceptional property is also zoned for A-rated Palm Harbor schools, making it an outstanding opportunity for those seeking , privacy, and an exceptional location in one of Tampa Bay's most desirable communities. Schedule your private showing today.
Facts & features
The home at a glance
6
Bedrooms
5.5
Bathrooms
5,825
Sqft
2.43 ac
Lot size
3
Garage
1981
Year built
One
Levels
$308
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$11,630 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$11,630/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs TAMPA & TARPON SPGS LAND CO
$308 vs $473
Days on market
12 vs 42 typical
Where $308/sqft sits among the 6 homes for sale in TAMPA & TARPON SPGS LAND CO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
2 of 6
TAMPA & TARPON SPGS LAND CO have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 346% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 967 PINE HILL ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$2,625,000
2901 LEPRECHAUN LANE · same community
7 bd · 6.5 ba · 6,117 sqft · $429/sqft · 444 DOM
Sold · Nov ’25$2,400,000
1101 ANCLOTE BOULEVARD · same community
4 bd · 4.5 ba · 3,900 sqft · $615/sqft · 253 DOM
Sold · Jun ’26$1,050,000
1130 ANCLOTE RD · same community
4 bd · 4.5 ba · 3,797 sqft · $277/sqft · 72 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 967 PINE HILL ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 967 PINE HILL ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
967 PINE HILL ROAD FAQs
What would the monthly payment be for 967 PINE HILL ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,630/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 967 PINE HILL ROAD?+
The most recent tax bill on record (2025) was $13,334. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Harbor?+
At $1,795,000, this home is listed about 379% above the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 967 PINE HILL ROAD?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,795,000 runs 346% above the PALM HARBOR 34683 median — but at 5,825 sqft it's also nearly 4 times the size of the typical Palm Harbor listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Lake St. George Elementary School, Palm Harbor Middle School, Palm Harbor University High — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Christina Paolillo. MLS #TB8528233.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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