David Ramirez
$399,9003 bd2 ba1,793 sqft$223 /sqft$3,180 /mo all-in ↓

1741 ARBOR KNOLL LOOP, TRINITY, FL, 34655

Active7 days on marketListed Jul 11, 2026MLS #TB8528191

Single Family ResidenceHERITAGE SPGS VILLAGE 23

About this home

1741 ARBOR KNOLL LOOP

Welcome to Heritage Springs, a premier 55+ gated golf community, where this well-maintained waterfront home offers peaceful pond views and a low-maintenance Florida lifestyle. Situated on a desirable waterfront homesite, the home features tranquil water views from the main living areas and an enclosed lanai, creating the perfect setting to enjoy morning coffee or unwind at the end of the day. Inside, abundant natural light fills the bright, open-concept floor plan with spacious living and dining areas that flow seamlessly to the lanai through sliding glass doors. The open kitchen is designed for everyday living and entertaining, offering ample cabinetry, generous countertop space, and a cozy dinette area. The split-bedroom layout provides privacy for owners and guests. The spacious primary suite features two walk-in closets and an en-suite bath with a dual-sink vanity and walk-in shower. A comfortable guest bedroom is conveniently located near the full guest bath with a tub/shower combination. A versatile bonus room offers flexible space for a home office, den, hobby room, library, or additional guest accommodations. Additional highlights include an interior laundry room, an oversized two-car garage, mature landscaping, excellent curb appeal, and move-in ready condition. Major updates include a new roof installed in 2024. Located in a non-flood zone, this home offers comfort, convenience, and scenic waterfront living within one of Trinity's most desirable active adult communities.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,793

Sqft

0.16 ac

Lot size

2

Garage

2005

Year built

One

Levels

$223

Per sqft

55+ community

Inside

FlooringTile
AppliancesDishwasher · Dryer · Microwave · Refrigerator · Washer
InteriorOpen Floorplan · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSoutheast
ExteriorSidewalk

Community & fees

HOA fee$199/mo
Taxes (2025)$3,476/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Public · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,180 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,354
FHA mortgage insurance (est.)$177
Property tax — 2025 actual bill$290
HOA fee — from the listing$199
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,997Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,997
Interest rate6.00%
Loan term

Estimated payment

$3,180/mo

Principal & interest$2,354
FHA mortgage insurance (est.)$177
Property taxes (actual bill)$290
HOA / condo fee$199
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $400K
$384KedgeAI estimate $418,301 · range $413K$436K$453K

vs edgeAI estimate

−4.4%

$/sqft vs Trinity actives

$223 vs $232

Days on market

7 vs 42 typical

Where $223/sqft sits among the 47 Trinity actives

7
11
10 · this home
12
3
4
$166–189$189–213$213–236$236–259$259–283$283+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Heritage Springs

Map of 1741 ARBOR KNOLL LOOP inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)33 min
Downtown Tampa43 min

Get to know Trinity. See the full Trinity guide →

Heritage Springs — neighborhood snapshot

Population

3,004

Median age

47

Median income

$107,215

Median home value

$423,631

Avg household

3

Households w/ children

405

For the school run

Pasco County School District

ElementaryTrinity Elementary School★★★★
HighJames W. Mitchell High School★★★★
MiddleSeven Springs Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Trinity market

Seller’s marketLeans seller3.4 months of inventoryBuyer’s market

$479K$484K

Trinity median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

23 of 47

Trinity actives have cut their price

Median sold price, Trinity, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 19% above the TRINITY 34655 median. See the full Trinity market guide →

Paper trail

This home's history

Jul 11, 2026Listed at $399,900 · 7 days on market since
2005Built · HERITAGE SPGS VILLAGE 23

Reality check

What actually sold near 1741 ARBOR KNOLL LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1606 ARBOR KNOLL LOOPSold · Jun ’26

$355,000

1606 ARBOR KNOLL LOOP · same community

3 bd · 2 ba · 1,793 sqft · $198/sqft · 0 DOM

1623 ARBOR KNOLL LOOPSold · Jan ’26

$380,000

1623 ARBOR KNOLL LOOP · same community

3 bd · 2 ba · 1,713 sqft · $222/sqft · 36 DOM

1208 FLORA VISTA STREETSold · Jan ’26

$405,000

1208 FLORA VISTA STREET

2 bd · 2 ba · 1,793 sqft · $226/sqft · 59 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1741 ARBOR KNOLL LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1741 ARBOR KNOLL LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1741 ARBOR KNOLL LOOP FAQs

What would the monthly payment be for 1741 ARBOR KNOLL LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,180/mo — principal and interest, the actual property-tax bill, the $199/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1741 ARBOR KNOLL LOOP?+

The association fee works out to $199 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1741 ARBOR KNOLL LOOP?+

The most recent tax bill on record (2025) was $3,476. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1741 ARBOR KNOLL LOOP?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Trinity?+

At $399,900, this home is listed about 13% below the Trinity median of $460,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1741 ARBOR KNOLL LOOP?+

Trinity Elementary School (elementary), James W. Mitchell High School (high), Seven Springs Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$399,900 runs 19% above the TRINITY 34655 median.

02Fresh on the market

Only 7 days on market in a Trinity market that averages 42 — if it fits, move quickly.

03Strong assigned schools

Trinity Elementary School, James W. Mitchell High School, Seven Springs Middle School — Trinity Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of LPT REALTY, LLC · Keegan Siegfried. MLS #TB8528191.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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