David Ramirez
$675,000$685,0004 bd3 ba2,583 sqft$261 /sqft$4,234 /mo all-in ↓

1488 LACONIA DRIVE E, CLEARWATER, FL, 33764

Active10 days on marketListed Jul 13, 2026MLS #TB8528177

Reduced $10KPrivate poolSingle Family ResidenceHAMPSHIRE ACRES

About this home

1488 LACONIA DRIVE E

Presented is a unique opportunity to own a special home in the heart of Clearwater, Florida. Unincorporated zoning, currently operating as a short term rental, and listed at appraisal. This home has character and meticulous craftsmanship. The 4-bedroom + office (easily convertible to a 5th bedroom), 3-bath BLOCK pool home features exquisite custom woodworking throughout, TWO gas fireplaces, an extended family room, solar tubes for additional natural light, a 36" commercial stove in the kitchen, and a custom built-in bar perfect for entertaining. The backyard features a fiberglass pool, no maintenance turf, a large metal gazebo, covered patio with a deck for outdoor dining, it is a serene and dream backyard. Surrounded by mature trees for shade and vinyl fence all around the property. Creatively landscaped with botanical flowers and tropical palm trees in the park. The oversized second bay in the 2-car garage provides extra storage or workshop space. The primary suite is conveniently located downstairs with a walk-in closet, while three additional bedrooms are upstairs, featuring newer luxury vinyl plank (LVP) flooring. The home also includes a first-level office and laundry room with wash sink and shower. Major updates include: Newer roof (2024), newer AC (2024), tankless gas water heater (2025), and septic serviced/emptied (2026). This centrally located property offers space, flexibility, and timeless charm. The nearby Duke Energy Trail is great for biking and this home is zoned for schools with high ratings. It is centrally located near shopping, dining, airports, Tampa bridges, and Clearwater’s world-famous beaches. Don't miss the chance to see this beautiful unique home.Don't miss the chance to see this beautiful unique home.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,583

Sqft

0.18 ac

Lot size

2

Garage

1957

Year built

Two

Levels

$261

Per sqft

Private poolFireplaceTrees/Woods viewPets allowed

Inside

FlooringLaminate · Tile
AppliancesCooktop · Dishwasher · Disposal · Dryer · Exhaust Fan · Gas Water Heater · Ice Maker · Kitchen Reverse Osmosis System · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · Dry Bar · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Skylight(s) · Solid Surface Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Brick
FoundationSlab
ViewTrees/Woods
FacesEast
ParkingGarage Door Opener · Workshop in Garage
ExteriorRain Gutters

Community & fees

Taxes (2025)$2,148/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Natural Gas Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,234 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,642
PMI (est., until 20% equity)$253
Property tax — 2025 actual bill$179
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $67,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $67,500
Interest rate6.00%
Loan term

Estimated payment

$4,234/mo

Principal & interest$3,642
PMI (est., until 20% equity)$253
Property taxes (actual bill)$179
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $675K
$571KedgeAI estimate $622,292 · range $595K$678K$706K

vs edgeAI estimate

+8.5%

Days on market

10 vs 47 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater

Map of 1488 LACONIA DRIVE E

Drive times from this address

Tampa Int’l Airport (TPA)23 min
Downtown Tampa27 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

For the school run

Pinellas County School District

MiddleOak Grove Middle School★★★★★
ElementaryPlumb Elementary School★★★★
HighClearwater High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$332K$335K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 193% above the CLEARWATER 33764 median. See the full Clearwater market guide →

Paper trail

This home's history

CurrentPrice reduced to $675,000 $10K
Jul 13, 2026Listed at $685,000 · 10 days on market since
1957Built · HAMPSHIRE ACRES

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1488 LACONIA DRIVE E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1488 LACONIA DRIVE E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1488 LACONIA DRIVE E FAQs

What would the monthly payment be for 1488 LACONIA DRIVE E?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,234/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1488 LACONIA DRIVE E?+

The most recent tax bill on record (2025) was $2,148. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1488 LACONIA DRIVE E?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $675,000, this home is listed about 145% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1488 LACONIA DRIVE E?+

Oak Grove Middle School (middle), Plumb Elementary School (elementary), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$675,000 runs 193% above the CLEARWATER 33764 median — but at 2,583 sqft it's also nearly twice the size of the typical Clearwater listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Oak Grove Middle School, Plumb Elementary School, Clearwater High School — Plumb Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $685,000, now $675,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of HOMECOIN.COM · Jonathan Minerick. MLS #TB8528177.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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