David Ramirez
$1,4000 bd1 ba439 sqft$3 /sqft≈$170 /mo all-in ↓

255 DOLPHIN POINT UNIT 404, CLEARWATER BEACH, FL, 33767

Active6 days on marketListed Jul 17, 2026MLS #TB8528147

✦ Priced 100% below the CLEARWATER BEACH 33767 medianCondominiumDOLPHIN COVE CLEARWATER

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About this home

255 DOLPHIN POINT UNIT 404

Photos coming soon! Just a few repairs to make before this beauty is ready for its new tenant! Welcome to Dolphin Cove, one of Island Estates' most desirable waterfront communities. This partially furnished studio condominium offers a comfortable, low-maintenance lifestyle in a secure building just minutes from world-famous Clearwater Beach. Thoughtfully designed to make the most of every square foot, this bright and inviting home is perfect for someone seeking an affordable beach-area residence without sacrificing convenience. Simply add your personal touches and start enjoying the serene Island Estates life, while just a short distance from the full Clearwater Beach life. Residents enjoy secure lobby access, a sparkling community pool, clubhouse, fishing dock, full laundry room on every floor, and beautifully maintained grounds. Walk or bike to Publix, Island Way Grill, Clearwater Marine Aquarium, restaurants, banks, and the Jolley Trolley, or spend the day at Clearwater Beach just minutes away. Rent includes water, trash, cable, and internet. Available for a 12-month lease. Partially furnished. All ages community. No pets. Association approval required. If you're looking for an easy, carefree lifestyle in one of Clearwater's most desirable waterfront neighborhoods, this is the opportunity you've been waiting for!

Facts & features

The home at a glance

0

Bedrooms

1

Bathrooms

439

Sqft

2.48 ac

Lot size

1974

Year built

One

Levels

$3

Per sqft

Water viewPartially

Inside

AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorThermostat · Window Treatments
LaundryCommon Area
CoolingCentral Air
HeatingCentral
FurnishedPartially

Outside & construction

ViewWater

Community & fees

PetsNo
CommunityDock · Fishing · Clubhouse · Pool

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$170 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$8
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$1
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $49Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $49
Interest rate6.00%
Loan term

Estimated payment

$170/mo

Principal & interest$8
FHA mortgage insurance (est.)$1
Est. property taxes$1
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Island Estate

Map of 255 DOLPHIN POINT UNIT 404 inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)≈ 34 min
Downtown Tampa≈ 37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater Beach. See the full Clearwater Beach guide →

Island Estate — neighborhood snapshot

Population

2,783

Median age

62

Median income

$108,222

Median home value

$631,400

Avg household

2

Households w/ children

223

For the school run

Pinellas County School District

ElementarySandy Lane Elementary School★★★★★
MiddleDunedin Highland Middle School★★★★★
HighClearwater High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater Beach market

Seller’s marketLeans buyer — 10.1 months of inventoryBuyer’s market

$535K → $916K

Clearwater Beach median sold, yr/yr

93.9%

Sale-to-list ratio (12 mo)

Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 100% below the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →

Paper trail

This home's history

Jul 17, 2026Listed at $1,400 · 6 days on market since
1974Built · DOLPHIN COVE CLEARWATER

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 255 DOLPHIN POINT UNIT 404 — start here.

CallText
david.ramirez@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 255 DOLPHIN POINT UNIT 404 — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

255 DOLPHIN POINT UNIT 404 FAQs

What would the monthly payment be for 255 DOLPHIN POINT UNIT 404?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $170/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 255 DOLPHIN POINT UNIT 404?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater Beach?+

At $1,400, this home is listed about 100% below the Clearwater Beach median of $808,600. The market section on this page shows how the area is trending.

Which schools are assigned to 255 DOLPHIN POINT UNIT 404?+

Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the CLEARWATER BEACH 33767 market on paper

$1,400 is 100% below the CLEARWATER BEACH 33767 median of $555,000, and at $3/sqft it sits under the Clearwater Beach average of $673.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 6 days on market in a Clearwater Beach market that averages 84 — if it fits, move quickly.

04Strong assigned schools

Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of IAD REAL ESTATE · Angelia Trapp. MLS #TB8528147.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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