12815 WHITE BLUFF ROAD, HUDSON, FL, 34669
Active13 days on marketListed Jul 10, 2026MLS #TB8528140
About this home
12815 WHITE BLUFF ROAD
Welcome to this beautifully maintained 4-bedroom, 3-bath home in the sought-after Verandahs community of Hudson! Offering over 2,000 square feet of thoughtfully designed living space, this home features a desirable split-bedroom floor plan that provides both privacy and functionality. The spacious kitchen is the heart of the home, complete with ample cabinetry, generous counter space, a breakfast bar, and a full appliance package, making it ideal for both everyday living and entertaining. The open-concept layout flows seamlessly into the dining and living areas, creating a bright and inviting atmosphere. The private primary suite offers a relaxing retreat with a walk-in closet and an en-suite bath featuring dual vanities, a garden tub, and a separate shower. Three additional bedrooms and two full bathrooms provide plenty of space for family, guests, or a home office. Step outside to enjoy the covered lanai overlooking the fully fenced backyard—perfect for outdoor dining, pets, or simply relaxing in your own private space. Residents of Verandahs enjoy outstanding community amenities, including a resort-style pool, fitness center, playground, sidewalks, and scenic green spaces. Conveniently located near the Suncoast Parkway, shopping, restaurants, schools, medical facilities, and Gulf Coast recreation, this home offers an easy commute to Tampa while maintaining a peaceful neighborhood setting. Don't miss the opportunity to make this move-in-ready home yours. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,027
Sqft
0.17 ac
Lot size
2
Garage
2011
Year built
One
Levels
$173
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,971 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,971/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.8%
$/sqft vs VERANDAHS
$173 vs $181
Days on market
13 vs 42 typical
Where $173/sqft sits among the 11 homes for sale in VERANDAHS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hudson
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hudson. See the full Hudson guide →
HUDSON 34669 — neighborhood snapshot
Population
14,225
Median age
46.8
Median income
$52,648
Median home value
$219,200
Avg household
2.41
Households w/ children
1,371
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hudson market
$275K → $283K
Hudson median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
5 of 11
VERANDAHS have cut their price
Median sold price, Hudson, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% above the HUDSON 34669 median. See the full Hudson market guide →
Paper trail
This home's history
Reality check
What actually sold near 12815 WHITE BLUFF ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$340,000
12326 JILLIAN CIRCLE · same community
4 bd · 3 ba · 2,027 sqft · $168/sqft · 34 DOM
Sold · Nov ’25$359,000
12831 WHITE BLUFF ROAD · same community
4 bd · 3 ba · 2,027 sqft · $177/sqft · 132 DOM
Sold · Mar ’26$310,000
12715 SAULSTON PLACE · same community
4 bd · 2.5 ba · 2,050 sqft · $151/sqft · 104 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12815 WHITE BLUFF ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12815 WHITE BLUFF ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12815 WHITE BLUFF ROAD FAQs
What would the monthly payment be for 12815 WHITE BLUFF ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,971/mo — principal and interest, the actual property-tax bill, the $65/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12815 WHITE BLUFF ROAD?+
The association fee works out to $65 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12815 WHITE BLUFF ROAD?+
The most recent tax bill on record (2025) was $6,382. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12815 WHITE BLUFF ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hudson?+
At $349,900, this home is listed about 6% above the Hudson median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12815 WHITE BLUFF ROAD?+
Moon Lake Elementary School (elementary), Crews Lake Middle School. (middle), Fivay High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of GENSTONE REALTY · CHRISTINA Griffin. MLS #TB8528140.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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