4425 13TH WAY NE, ST PETERSBURG, FL, 33703
Active11 days on marketListed Jul 28, 2026MLS #TB8528130
About this home
4425 13TH WAY NE
Life is better on the water, and this bright, open-concept gem in Waterway Estates is the perfect place to start living the Florida dream. From the moment you pull up, the curb appeal pops thanks to a durable, interlocking Decra metal barrel tile roof and an oversized paver driveway with extra side-yard space—ideal for keeping your boat or RV. Inside, the vibe is light, airy, and effortlessly cool with wood-look porcelain tile and custom wood cabinetry. The kitchen is a total standout for anyone who loves to host, featuring stainless steel appliances, an induction cooktop, and double ovens. When it’s time to wind down, the primary suite offers gorgeous water views and its own private patio for morning coffee. Your guest rooms are just as inviting, finished with warm bamboo flooring and share the second bathroom The 35-foot-deep garage is a rare find with massive amounts of storage; there is even potential to convert a portion of this space into a dedicated indoor laundry room or mudroom. Step outside to the backyard oasis where elegant pavers create a spacious patio area with plenty of room to add a pool. Boaters will love the 75 feet of waterfront, a solid seawall (2019), and the chance to watch dolphins right from the dock. This home offers peace of mind with hurricane-impact windows, doors, and a reinforced garage door. THIS HOME HAS NEVER EXPERIENCED FLOODING OR STORM DAMAGE. Enjoy being just minutes from the dining, shopping, and vibrant culture of downtown St. Pete. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,622
Sqft
0.18 ac
Lot size
2
Garage
1973
Year built
One
Levels
$509
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,416 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,416/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+60%
$/sqft vs St Petersburg actives
$509 vs $326
Days on market
11 vs 55 typical
Where $509/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Waterway Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Waterway Estates — neighborhood snapshot
Population
1,144
Median age
43
Median income
$154,052
Median home value
$615,700
Avg household
3
Households w/ children
162
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $410K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
219 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 97% above the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4425 13TH WAY NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$710,000
4496 13TH LANE NE · same community
3 bd · 2 ba · 1,508 sqft · $471/sqft · 12 DOM
Sold · Dec ’25$1,485,000
4331 13TH WAY NE · same community
4 bd · 3.5 ba · 2,630 sqft · $565/sqft · 24 DOM
Sold · May ’26$2,100,000
4300 13TH WAY NE · same community
5 bd · 4 ba · 4,440 sqft · $473/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4425 13TH WAY NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4425 13TH WAY NE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4425 13TH WAY NE FAQs
What would the monthly payment be for 4425 13TH WAY NE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,416/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4425 13TH WAY NE?+
The most recent tax bill on record (2025) was $5,940. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $825,000, this home is listed about 92% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4425 13TH WAY NE?+
Shore Acres Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$825,000 runs 97% above the ST PETERSBURG 33703 median — but at 1,622 sqft it's also 20% larger than the typical St Petersburg listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Shore Acres Elementary School, Northeast High School, Meadowlawn Middle School — Shore Acres Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Laura Blackwell. MLS #TB8528130.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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