341 HIBISCUS DRIVE, PALM HARBOR, FL, 34684
Active8 days on marketListed Jul 16, 2026MLS #TB8528121
About this home
341 HIBISCUS DRIVE
SUPER location in Clover Place Condos, a villa-style condo in the highly desirable Clover Place community of Palm Harbor. This inviting 2-bedroom, 1-bath with an enclosed sunroom that could be used as an office and a GARAGE, makes this the perfect blend of comfort, convenience, and low-maintenance living, all with a low HOA. It is truly an exceptional value in today’s market. Roof 2016, New Sears Double pane Windows 2015, AC 2018. Offering the privacy of a single-family feel with the ease of condo living, this gem is ideally located near shopping, dining, beaches, and top-rated schools. Whether you're a first-time buyer, downsizing, or seeking a smart investment opportunity, this Cloverplace beauty is one you don’t want to miss. Great community. All ages and pets welcome. Must own for 1 year before renting.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
855
Sqft
1
Garage
1984
Year built
One
Levels
$292
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,048 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,048/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+76.3%
$/sqft vs Palm Harbor actives
$292 vs $259
Days on market
8 vs 42 typical
Where $292/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cloverplace
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Cloverplace — neighborhood snapshot
Population
761
Median age
51
Median income
$47,801
Median home value
$224,140
Avg household
2
Households w/ children
75%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
208 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% above the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 341 HIBISCUS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$250,000
269 PETREA DRIVE · same community
2 bd · 1 ba · 855 sqft · $292/sqft · 3 DOM
Sold · May ’26$210,000
3199 PHLOX DRIVE · same community
3 bd · 2 ba · 950 sqft · $221/sqft · 37 DOM
Sold · Nov ’25$293,000
3253 LATANA DRIVE · same community
3 bd · 2 ba · 950 sqft · $308/sqft · 80 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 341 HIBISCUS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 341 HIBISCUS DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
341 HIBISCUS DRIVE FAQs
What would the monthly payment be for 341 HIBISCUS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,048/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 341 HIBISCUS DRIVE?+
The most recent tax bill on record (2025) was $3,668. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 341 HIBISCUS DRIVE?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $250,000, this home is listed about 33% below the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 341 HIBISCUS DRIVE?+
Highland Lakes Elementary School (elementary), Joseph L. Carwise Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of GULF SHORES REALTY ERA POWERED LLC · Ali St Cyr. MLS #TB8528121.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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