
1817 BEACH DRIVE SE, ST PETERSBURG, FL, 33705
Active1 days on marketListed Aug 3, 2026MLS #TB8528050
About this home
1817 BEACH DRIVE SE
Pre-Construction. To be built. RARE WATERFRONT FEMA X FLOOD ZONE LOCATION. No Flood Insurance Required. A Rare Opportunity to Build an Exceptional Waterfront Residence This listing represents an exclusive lot and custom home construction package by MTBH Studios, offering a rare opportunity to build an exceptional contemporary waterfront residence on one of St. Petersburg's most coveted waterfront streets. Situated on approximately one-quarter acre in the highly desirable FEMA X Flood Zone—a distinction few waterfront properties can claim—this premier homesite enjoys unobstructed views of Tampa Bay from its prestigious setting along Lansing Park, just twelve blocks from vibrant Downtown St. Petersburg. The featured residence showcases an exceptional architectural concept offering approximately 3,365 square feet of sophisticated contemporary living with a three-car garage, expansive walls of glass, soaring ceilings, dramatic open living spaces, and a private resort-style pool designed to seamlessly blend indoor and outdoor living. The design provides an exceptional foundation while allowing buyers to personalize the residence to reflect their lifestyle and preferences. Modifications to the floor plan, architectural details, interior selections, and finishes may be incorporated, subject to design review, engineering, permitting, budget, and applicable approvals. Renowned for bold contemporary architecture, exceptional craftsmanship, and meticulous attention to detail, MTBH Studios creates distinctive homes that maximize each property's unique setting while incorporating luxury finishes, energy-efficient construction, hurricane-resistant engineering, and sophisticated technology. Enjoy spectacular sunrises over Tampa Bay, effortless waterfront living, and convenient access to award-winning restaurants, marinas, museums, galleries, waterfront parks, and the vibrant culture of Downtown St. Petersburg. Located just moments from the St. Pete Innovation District, the property is positioned to benefit from one of the city's most significant long-term redevelopment initiatives, with planned investments in walkability, public spaces, mixed-use development, and enhanced connectivity linking the Innovation District, Old Southeast, and Downtown St. Petersburg. Opportunities like this are exceptionally rare. This exclusive lot and custom home package combines a premier waterfront homesite, architecturally significant contemporary design, and the flexibility to personalize your future home in one of Tampa Bay's most sought-after waterfront locations.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
3,365
Sqft
0.23 ac
Lot size
3
Garage
2026
Year built
Two
Levels
$1,040
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$21,878 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$21,878/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+49.1%
Days on market
1 vs 54 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Old Southeast
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Old Southeast — neighborhood snapshot
Population
1,372
Median age
51
Median income
$96,043
Median home value
$399,708
Avg household
2
Households w/ children
70%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $420K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1107% above the ST PETERSBURG 33705 median. See the full St Petersburg market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1817 BEACH DRIVE SE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1817 BEACH DRIVE SE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1817 BEACH DRIVE SE FAQs
What would the monthly payment be for 1817 BEACH DRIVE SE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $21,878/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1817 BEACH DRIVE SE?+
The most recent tax bill on record (2025) was $18,237. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1817 BEACH DRIVE SE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $3,500,000, this home is listed about 697% above the St Petersburg median of $439,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1817 BEACH DRIVE SE?+
Campbell Park Elementary School (elementary), John Hopkins Middle School (middle), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$3,500,000 runs 1107% above the ST PETERSBURG 33705 median — but at 3,365 sqft it's also nearly 2 times the size of the typical St Petersburg listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a St Petersburg market that averages 54 — if it fits, move quickly.
Listing courtesy of REYNOLDS REALTY GULF COAST INC · Robert Eanell. MLS #TB8528050.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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