
449 S 12TH STREET UNIT 1101, TAMPA, FL, 33602
Active30 days on marketListed Jul 10, 2026MLS #TB8527942
About this home
449 S 12TH STREET UNIT 1101
Welcome to luxury living at The Towers of Channelside! This spacious 3-bedroom, 3-bath condominium offers an open floor plan, generous living areas, and private balcony with beautiful city views. Enjoy resort-style amenities including a tropical pool with a stunning rock waterfall, spa, outdoor grilling areas, rooftop dog walk, 24-hour security, controlled access, and professional concierge services. Ideally located in the heart of the Channelside District, you're just minutes from Amalie Arena, Sparkman Wharf, Water Street Tampa, the Tampa Riverwalk, Florida Aquarium, premier dining, shopping, entertainment, and the Port of Tampa. With convenient access to Downtown Tampa, major highways, and Tampa International Airport, this residence offers the perfect combination of luxury, comfort, and an unbeatable urban lifestyle.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,733
Sqft
0 ac
Lot size
2007
Year built
One
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$198 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$198/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs TOWERS OF CHANNELSIDE CONDOMIN
$3 vs $624
Days on market
30 vs 42 typical
Where $3/sqft sits among the 10 homes for sale in TOWERS OF CHANNELSIDE CONDOMIN
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Channel District
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Channel District — neighborhood snapshot
Population
4,558
Median age
36
Median income
$117,680
Median home value
$706,917
Avg household
2
Households w/ children
208
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $434K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
6 of 10
TOWERS OF CHANNELSIDE CONDOMIN have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the TAMPA 33602 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 449 S 12TH STREET UNIT 1101
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$1,050,000
449 S 12TH STREET UNIT 504 · same community
3 bd · 3 ba · 1,733 sqft · $606/sqft · 202 DOM
Sold · Jun ’26$1,015,000
1209 E CUMBERLAND AVENUE UNIT 2404 · same community
3 bd · 3 ba · 1,733 sqft · $586/sqft · 232 DOM
Sold · Jun ’26$865,000
449 S 12TH STREET UNIT 2405 · same community
2 bd · 2.5 ba · 1,571 sqft · $551/sqft · 1009 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 449 S 12TH STREET UNIT 1101 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 449 S 12TH STREET UNIT 1101 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
449 S 12TH STREET UNIT 1101 FAQs
What would the monthly payment be for 449 S 12TH STREET UNIT 1101?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $198/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 449 S 12TH STREET UNIT 1101?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $5,200, this home is listed about 99% below the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 449 S 12TH STREET UNIT 1101?+
Blake High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Madison Middle School (middle) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of THE TONI EVERETT COMPANY · Connie Culbertson. MLS #TB8527942.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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