1491 MAHOGANY LANE UNIT 1491, PALM HARBOR, FL, 34683
Active29 days on marketListed Jul 11, 2026MLS #TB8527891
About this home
1491 MAHOGANY LANE UNIT 1491
$5,000 PRICE DROP!! Your Palm Harbor dream home just ecame even more affordable! Palm Harbor Condo with Garage, Fireplace & Resort-Style Amenities – No Flood Zone! Welcome to this beautifully renovated 2-bedroom, 2-bath condo offering 1,353 square feet of stylish, move-in-ready living in one of Palm Harbor's most desirable locations. Completely renovated in 2022, this exceptional home combines modern finishes with timeless comfort. The spacious kitchen features blue shaker-style wood cabinetry, quartz countertops, New Samsung stainless steel appliances, and abundant storage. Luxury vinyl plank flooring flows throughout the home, while the inviting living room is anchored by a cozy wood-burning fireplace—the perfect place to relax after a day at the beach or enjoy Florida's cooler winter evenings. Both bathrooms have been beautifully updated, including a spa-inspired primary bath with a lighted vanity mirror. Major improvements have already been completed for your peace of mind, including a new metal roof (2023), new HVAC system (2025), and a new hot water heater to be installed prior to closing. An attached one-car garage with new epoxy flooring, provides additional storage and everyday convenience. The community offers outstanding amenities, including a sparkling swimming pool, hot tub, tennis courts, barbecue grills, and peaceful walking paths shaded by majestic oak trees. Cable TV, Internet, With no age restrictions and a pet-friendly policy allowing two pets, this community welcomes a variety of lifestyles. The HOA provides exceptional value by covering the roof, water, sewer, trash, Cable TV, Internet, exterior building maintenance, grounds maintenance, pool maintenance, and pest control, allowing for truly low-maintenance living. Located outside of a flood zone, you'll also enjoy direct access to the Pinellas Trail, with over 75 miles of scenic biking and walking paths. You're just minutes from Honeymoon Island State Park, Caladesi Island, and the charming downtowns of Palm Harbor, Dunedin, and Ozona, where you'll find waterfront dining, local breweries, boutiques, farmers markets, and year-round community events. Whether you're looking for your first home, a seasonal Florida retreat, or the perfect place to downsize, this turnkey condo offers the ideal combination of quality updates, low-maintenance living, exceptional amenities, and an unbeatable Palm Harbor location. Simply move in and start enjoying the Florida lifestyle.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,353
Sqft
0 ac
Lot size
1
Garage
1987
Year built
Two
Levels
$258
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,654 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,654/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.3%
$/sqft vs Palm Harbor actives
$258 vs $263
Days on market
29 vs 48 typical
Where $258/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
226 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 1491 MAHOGANY LANE UNIT 1491
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$240,342
2663 SEQUOIA TERRACE UNIT 2663 · same community
2 bd · 2 ba · 1,353 sqft · $178/sqft · 62 DOM
Sold · Feb ’26$299,000
2665 SEQUOIA TERRACE UNIT 306 · same community
2 bd · 2 ba · 1,353 sqft · $221/sqft · 232 DOM
Sold · Sep ’25$220,000
1510 MAHOGANY LANE UNIT 606 · same community
2 bd · 2 ba · 1,353 sqft · $163/sqft · 181 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1491 MAHOGANY LANE UNIT 1491 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1491 MAHOGANY LANE UNIT 1491 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1491 MAHOGANY LANE UNIT 1491 FAQs
What would the monthly payment be for 1491 MAHOGANY LANE UNIT 1491?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,654/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1491 MAHOGANY LANE UNIT 1491?+
The most recent tax bill on record (2025) was $3,426. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1491 MAHOGANY LANE UNIT 1491?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $349,000, this home is listed about 8% below the Palm Harbor median of $379,990. The market section on this page shows how the area is trending.
Which schools are assigned to 1491 MAHOGANY LANE UNIT 1491?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM HARBOR 34683 market on paper
$349,000 is 11% below the PALM HARBOR 34683 median of $394,000, and at $258/sqft it sits under the Palm Harbor average of $272.
02Strong assigned schools
Lake St. George Elementary School, Palm Harbor Middle School, Palm Harbor University High — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $354,000, now $349,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOMEFRONT REALTY · Maureen Kasper. MLS #TB8527891.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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