David Ramirez
$162,9002 bd2 ba825 sqft$197 /sqft$1,474 /mo all-in ↓

3295 FOX CHASE CIRCLE N UNIT 207, PALM HARBOR, FL, 34683

Active20 days on marketListed Jul 9, 2026MLS #TB8527844

Priced 59% below the PALM HARBOR 34683 medianCondominiumFOX CHASE WEST CONDO

About this home

3295 FOX CHASE CIRCLE N UNIT 207

Move right into this bright and inviting 2nd-floor condo featuring 825 sq ft of thoughtfully updated living space. The kitchen has been tastefully renovated with shaker-style cabinets, gleaming granite countertops, a stylish farmhouse sink with touchless faucet, and a new dishwasher — a perfect blend of style and function. Durable laminate flooring flows through the main living areas, while tile floors in both baths add a clean, easy-care finish. Relax and unwind on your private screened lanai overlooking peaceful garden views — the ideal spot for morning coffee or evening downtime. The AC system was replaced just 1 year ago, offering added peace of mind for the new owner. HOA fees cover an impressive list of essentials, including common area taxes, community pool, escrow reserves, building exterior, roofs and grounds maintenance, on-site manager, pool maintenance, sewer, trash, and water — making for low-maintenance, worry-free living. Residents also enjoy fantastic community amenities, including a large clubhouse with saunas, small workout area, a pool table, library, tennis courts, basketball, mini golf, a sparkling pool, and playground and BBQ area. Ideally located in the heart of Palm Harbor with easy access to US 19 and Belcher Road, you're just minutes from shopping, dining, and medical offices, and close to Gulf Beaches. Don't miss this opportunity to own a well-maintained, move-in ready condo in a prime location!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

825

Sqft

0 ac

Lot size

1986

Year built

One

Levels

$197

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Laundry Closet · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionWood Frame · Wood Siding
FoundationSlab
ViewTrees/Woods
FacesNorth
ParkingAssigned · Guest
ExteriorCourtyard · Irrigation System · Lighting · Outdoor Shower · Sauna · Sidewalk · Sliding Doors · Tennis Court(s)

Community & fees

HOA fee$84/mo
Taxes (2025)$2,389/yr
PetsCats OK, Dogs OK, Number Limit, Size Limit, Yes
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Gated Community - No Guard · Handicap Modified · Park · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Fire Hydrant · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,474 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$959
FHA mortgage insurance (est.)$72
Property tax — 2025 actual bill$199
Condo fee — from the listing$84
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,702Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,702
Interest rate6.00%
Loan term

Estimated payment

$1,474/mo

Principal & interest$959
FHA mortgage insurance (est.)$72
Property taxes (actual bill)$199
HOA / condo fee$84
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $163K
$109KedgeAI estimate $127,295 · range $114K$161K$169K

vs edgeAI estimate

+28%

$/sqft vs Palm Harbor actives

$197 vs $257

Days on market

20 vs 42 typical

Where $197/sqft sits among the 400 Palm Harbor actives

76
89 · this home
96
72
35
32
$150–195$195–240$240–285$285–330$330–375$375+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Fox Chase

Map of 3295 FOX CHASE CIRCLE N UNIT 207 inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)35 min
Downtown Tampa39 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palm Harbor. See the full Palm Harbor guide →

Fox Chase — neighborhood snapshot

Population

1,908

Median age

36

Median income

$43,983

Median home value

$197,824

Avg household

2

Households w/ children

479

For the school run

Pinellas County School District

ElementarySutherland Elementary School★★★★★
HighPalm Harbor University High★★★★
MiddlePalm Harbor Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Harbor market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$425K$450K

Palm Harbor median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

213 of 400

Palm Harbor actives have cut their price

Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 59% below the PALM HARBOR 34683 median. See the full Palm Harbor market guide →

Paper trail

This home's history

Jul 9, 2026Listed at $162,900 · 20 days on market since
1986Built · FOX CHASE WEST CONDO

Reality check

What actually sold near 3295 FOX CHASE CIRCLE N UNIT 207

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3295 FOX CHASE CIRCLE N UNIT 104Sold · Mar ’26

$135,000

3295 FOX CHASE CIRCLE N UNIT 104 · same community

2 bd · 1 ba · 825 sqft · $164/sqft · 155 DOM

3259 FOX CHASE CIRCLE N UNIT 106Sold · Sep ’25

$139,900

3259 FOX CHASE CIRCLE N UNIT 106 · same community

1 bd · 2 ba · 825 sqft · $170/sqft · 7 DOM

3241 FOX CHASE CIRCLE N UNIT 103Sold · Dec ’25

$146,000

3241 FOX CHASE CIRCLE N UNIT 103 · same community

2 bd · 1 ba · 825 sqft · $177/sqft · 37 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3295 FOX CHASE CIRCLE N UNIT 207 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3295 FOX CHASE CIRCLE N UNIT 207 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3295 FOX CHASE CIRCLE N UNIT 207 FAQs

What would the monthly payment be for 3295 FOX CHASE CIRCLE N UNIT 207?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,474/mo — principal and interest, the actual property-tax bill, the $84/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3295 FOX CHASE CIRCLE N UNIT 207?+

The association fee works out to $84 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3295 FOX CHASE CIRCLE N UNIT 207?+

The most recent tax bill on record (2025) was $2,389. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3295 FOX CHASE CIRCLE N UNIT 207?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Harbor?+

At $162,900, this home is listed about 57% below the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3295 FOX CHASE CIRCLE N UNIT 207?+

Sutherland Elementary School (elementary), Palm Harbor University High (high), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the PALM HARBOR 34683 market on paper

$162,900 is 59% below the PALM HARBOR 34683 median of $399,450, and at $197/sqft it sits under the Palm Harbor average of $269.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Sutherland Elementary School, Palm Harbor University High, Palm Harbor Middle School — Sutherland Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Sandy Papadakis. MLS #TB8527844.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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