David Ramirez
$299,9001 bd1 ba528 sqft$568 /sqft$2,338 /mo all-in ↓

3210 GREAT HERON LOOP, POLK CITY, FL, 33868

Active17 days on marketListed Jul 10, 2026MLS #TB8527803

Single Family ResidenceBAY LAKE RESIDENCE

About this home

3210 GREAT HERON LOOP

Virtually Staged. Welcome to resort-style living in the highly desirable Bay Lake Motorcoach Resort community in Polk City! Whether you're searching for the perfect snowbird retreat, a low-maintenance home base for your Class A motorcoach, or an investment opportunity, this one-of-a-kind property offers endless possibilities. This charming 528-square-foot casita is thoughtfully designed to maximize space and comfort, featuring a private bedroom with a versatile nook ideal for a desk, armoire, or reading area, a full bathroom with a glass-enclosed step-in shower, and a closet with a built-in organization system. The full kitchen boasts granite countertops, stainless steel appliances, and ample cabinetry, while the open living room and dining nook create a welcoming space to relax or entertain. Tile flooring flows throughout the home, offering easy maintenance with no carpet. French doors with built-in microblinds open to a covered, screened lanai, creating the perfect indoor-outdoor living space. Beyond the patio, the fenced backyard features a black aluminum spindle fence and peaceful conservation views for added privacy. Designed with motorcoach enthusiasts in mind, the brick paver driveway includes a dedicated Class A motorcoach parking pad complete with full hookups, plus additional parking for a car or SUV. An attached oversized one-car garage provides extra storage and includes the washer and dryer. Bay Lake is a gated, resort-style community offering lawn maintenance, making it ideal for seasonal residents and travelers who want the freedom to lock, leave, and explore. Residents enjoy access to outstanding amenities, including a clubhouse, heated pool and spa, fitness center, private boat ramp to Lake Mattie, and an active social calendar. Conveniently located just minutes from I-4, you'll enjoy easy access to both Tampa and Orlando while returning home to a peaceful Central Florida setting. Whether you're looking for a winter getaway, a home base for your RV adventures, or an affordable seasonal rental investment, this exceptional property is ready to welcome you home.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

528

Sqft

0.1 ac

Lot size

1

Garage

2017

Year built

One

Levels

$568

Per sqft

55+ communityPets allowed

Inside

FlooringTile
AppliancesDryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Primary Bedroom Main Floor
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionBlock · Stucco
FoundationBlock
FacesWest
ParkingDriveway · Oversized
ExteriorFrench Doors

Community & fees

HOA fee$150/mo
Taxes (2025)$1,556/yr
PetsNumber Limit, Yes
CommunityFitness Center · Pool

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,338 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,765
FHA mortgage insurance (est.)$133
Property tax — 2025 actual bill$130
HOA fee — from the listing$150
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,497Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,497
Interest rate6.00%
Loan term

Estimated payment

$2,338/mo

Principal & interest$1,765
FHA mortgage insurance (est.)$133
Property taxes (actual bill)$130
HOA / condo fee$150
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Polk City actives

$568 vs $269

Days on market

17 vs 81 typical

Where $568/sqft sits among the 90 Polk City actives

33
16
23
8
3
7 · this home
$133–208$208–283$283–358$358–433$433–508$508+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Polk City

Map of 3210 GREAT HERON LOOP

Drive times from this address

Walt Disney World29 min
Universal Orlando39 min
Downtown Orlando45 min
Downtown Tampa48 min
Orlando Int’l Airport (MCO)50 min
Tampa Int’l Airport (TPA)60 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Polk City. See the full Polk City guide →

POLK CITY 33868 — neighborhood snapshot

Population

13,676

Median age

40.7

Median income

$74,048

Median home value

$235,600

Avg household

2.89

Households w/ children

1,446

For the school run

Polk County School District

ElementaryPolk City Elementary School★★★★
MiddleLake Alfred Polytech Academy★★★★
HighTenoroc High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Polk City market

Seller’s marketLeans buyer7.6 months of inventoryBuyer’s market

$280K$295K

Polk City median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

47 of 90

Polk City actives have cut their price

Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 512% above the POLK CITY 33868 median. See the full Polk City market guide →

Paper trail

This home's history

Jul 10, 2026Listed at $299,900 · 17 days on market since
2017Built · BAY LAKE RESIDENCE

Reality check

What actually sold near 3210 GREAT HERON LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2991 WOOD DUCK DRIVESold · Jan ’26

$220,000

2991 WOOD DUCK DRIVE · same community

1 bd · 1 ba · 384 sqft · $573/sqft · 248 DOM

3270 GREEN HERON DRIVESold · May ’26

$387,000

3270 GREEN HERON DRIVE · same community

2 bd · 2 ba · 1,217 sqft · $318/sqft · 144 DOM

316 CHICANE CIRCLE UNIT 11Sold · Oct ’25

$1,091,230

316 CHICANE CIRCLE UNIT 11

1 bd · 1 ba · 2,227 sqft · $490/sqft · 35 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3210 GREAT HERON LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3210 GREAT HERON LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3210 GREAT HERON LOOP FAQs

What would the monthly payment be for 3210 GREAT HERON LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,338/mo — principal and interest, the actual property-tax bill, the $150/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3210 GREAT HERON LOOP?+

The association fee works out to $150 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3210 GREAT HERON LOOP?+

The most recent tax bill on record (2025) was $1,556. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3210 GREAT HERON LOOP?+

The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Polk City?+

At $299,900, this home is listed about 25% below the Polk City median of $399,900. The market section on this page shows how the area is trending.

Which schools are assigned to 3210 GREAT HERON LOOP?+

Polk City Elementary School (elementary), Lake Alfred Polytech Academy (middle), Tenoroc High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REAL BROKER, LLC · Robert Johnson. MLS #TB8527803.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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