8042 91ST TERRACE, SEMINOLE, FL, 33777
Pending23 days on marketListed Jul 10, 2026MLS #TB8527759
About this home
8042 91ST TERRACE
Virtually Staged. Welcome to this beautifully maintained 3-bedroom, 1-bath home located in the heart of Seminole, just 15 minutes from some of Florida's most beautiful Gulf beaches. Situated in a highly desirable neighborhood with no HOA and no flood insurance required, this solid home offers comfort, convenience, and peace of mind. Inside, you'll find three generously sized bedrooms and a recently remodeled bathroom. The spacious eat-in kitchen flows seamlessly into the living room, creating a warm and inviting space for everyday living and entertaining. A large laundry room, accessible through the primary bedroom, provides additional storage and functionality and is not included in the home's heated square footage. This home has been thoughtfully updated with major improvements already completed, including a new roof (2020), new front door (2020), HVAC system (2021), kitchen appliances (2022), water heater (2025), and windows (2019). A Generac whole-house generator and electrical panel were installed in 2018, providing added security and reliability during Florida's storm season. Step outside to enjoy the fully fenced backyard featuring a covered carport and two oversized sheds/workshops, both equipped with electricity—perfect for hobbies, storage, or a home workshop. Conveniently located just minutes from shopping, restaurants, parks, the Bay Pines VA Healthcare System, and the area's world-famous beaches, this move-in-ready home is an outstanding opportunity for first-time buyers, downsizers, or anyone looking to enjoy the best of the Seminole lifestyle.
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
840
Sqft
0.14 ac
Lot size
1960
Year built
One
Levels
$321
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,117 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,117/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7%
$/sqft vs Seminole actives
$321 vs $252
Days on market
23 vs 44 typical
Where $321/sqft sits among the 298 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crestridge
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Crestridge — neighborhood snapshot
Population
714
Median age
49
Median income
$103,720
Median home value
$219,197
Avg household
2
Households w/ children
82%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$410K → $410K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
169 of 298
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the SEMINOLE 33777 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 8042 91ST TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$125,000
9142 SUNCREST BOULEVARD · same community
3 bd · 1 ba · 950 sqft · $132/sqft · 0 DOM
Sold · Mar ’26$289,900
8148 BAYOU DRIVE · same community
3 bd · 1.5 ba · 1,124 sqft · $258/sqft · 104 DOM
Sold · Jul ’26$350,000
8149 PORTULACA AVENUE · same community
3 bd · 2 ba · 1,264 sqft · $277/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8042 91ST TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8042 91ST TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8042 91ST TERRACE FAQs
What would the monthly payment be for 8042 91ST TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,117/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8042 91ST TERRACE?+
The most recent tax bill on record (2025) was $2,988. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8042 91ST TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $269,900, this home is listed about 34% below the Seminole median of $410,950. The market section on this page shows how the area is trending.
Which schools are assigned to 8042 91ST TERRACE?+
Bardmoor Elementary School (elementary), Osceola Middle School (middle), Dixie M. Hollins High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Jamie Devine Brown, PA. MLS #TB8527759.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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