David Ramirez
$415,0003 bd2.5 ba2,173 sqft$191 /sqft$4,081 /mo all-in ↓

803 WINTERSIDE DRIVE, APOLLO BEACH, FL, 33572

Active7 days on marketListed Jul 14, 2026MLS #TB8527677

Priced 8% below the APOLLO BEACH 33572 medianSingle Family ResidenceMIRABAY PARCELS 21 & 23

About this home

803 WINTERSIDE DRIVE

Welcome to 803 Winterside Drive, a beautifully designed 3 bedroom, 2.5 bath home nestled in the sought-after BayBreeze village of MiraBay, NOTE: HOA includes in its monthly fees: water, trash and landscaping. Built in 2019, this two-story residence offers over 2,170 square feet of thoughtfully designed living space with peaceful preserve views and exceptional community amenities. The heart of the home features an open-concept kitchen and family room, complete with quartz countertops, stainless steel appliances, double wall ovens, a gas cooktop with pot filler, and abundant cabinetry perfect for everyday living and entertaining. The spacious first floor primary suite provides a private retreat with a dual-sink vanity, and walk-in closet. Upstairs, you’ll find two additional bedrooms, a full bath with double vanity, and a versatile loft ideal for a home office, media room, or play space. Step outside to the screened lanai where double French doors create seamless indoor outdoor living, offering the perfect setting to relax while enjoying tranquil preserve views and beautiful Florida sunsets. Additional highlights include a 2 car garage, interior laundry room, natural gas, hurricane shutters, and modern finishes throughout. Residents of MiraBay enjoy resort-style living with an impressive collection of amenities including a clubhouse, café, fitness center, resort pool, tennis and pickleball courts, basketball courts, playgrounds, parks, walking trails, water access, and a full calendar of community activities. Conveniently located near shopping, dining, waterfront parks, major commuter routes, Tampa, St. Petersburg, and Florida’s Gulf Coast beaches, this home offers the perfect combination of comfort, style, and an exceptional lifestyle.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,173

Sqft

0.13 ac

Lot size

2

Garage

2019

Year built

Two

Levels

$191

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringTile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Microwave
InteriorEating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Solid Surface Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewTrees/Woods
FacesSouth
ExteriorFrench Doors · Hurricane Shutters · Sidewalk

Community & fees

HOA fee$395/mo
Taxes (2025)$10,792/yr
PetsYes
CommunityBay/Harbor Front · Boat Slip · Canal Front · Community Boat Ramp · Water Access · Waterfront

Utilities & systems

UtilitiesCable Available · Electricity Available · Electricity Connected · Fiber Optics · Phone Available · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,081 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,443
FHA mortgage insurance (est.)$184
Property tax — 2025 actual bill$899
HOA fee — from the listing$395
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,525Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,525
Interest rate6.00%
Loan term

Estimated payment

$4,081/mo

Principal & interest$2,443
FHA mortgage insurance (est.)$184
Property taxes (actual bill)$899
HOA / condo fee$395
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $415K
$387KedgeAI estimate $476,398 · range $403K$526K$547K

vs edgeAI estimate

−12.9%

$/sqft vs MIRABAY PARCELS 21 & 23

$191 vs $187

Days on market

7 vs 56 typical

Where $191/sqft sits among the 12 homes for sale in MIRABAY PARCELS 21 & 23

2
1
3
2 · this home
3
1
$154–164$164–175$175–185$185–195$195–206$206+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Mirabay

Map of 803 WINTERSIDE DRIVE inside its neighborhood boundary

Get to know Apollo Beach. See the full Apollo Beach guide →

Mirabay — neighborhood snapshot

Population

2,133

Median age

56

Median income

$98,381

Median home value

$406,778

Avg household

2

Households w/ children

218

For the school run

Hillsborough County School District

ElementaryApollo Beach K-8 School★★★★
HighLennard High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apollo Beach market

Seller’s marketLeans buyer7.3 months of inventoryBuyer’s market

$450K$472K

Apollo Beach median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

7 of 12

MIRABAY PARCELS 21 & 23 have cut their price

Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 8% below the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →

Paper trail

This home's history

Jul 14, 2026Listed at $415,000 · 7 days on market since
2019Built · MIRABAY PARCELS 21 & 23

Reality check

What actually sold near 803 WINTERSIDE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

705 WINTERSIDE DRIVESold · Mar ’26

$375,000

705 WINTERSIDE DRIVE · same community

4 bd · 3 ba · 2,341 sqft · $160/sqft · 159 DOM

606 WINTERSIDE DRIVESold · Oct ’25

$330,000

606 WINTERSIDE DRIVE · same community

3 bd · 2 ba · 1,906 sqft · $173/sqft · 164 DOM

610 WINTERSIDE DRIVESold · Nov ’25

$335,000

610 WINTERSIDE DRIVE · same community

3 bd · 2 ba · 1,797 sqft · $186/sqft · 126 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 803 WINTERSIDE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 803 WINTERSIDE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

803 WINTERSIDE DRIVE FAQs

What would the monthly payment be for 803 WINTERSIDE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,081/mo — principal and interest, the actual property-tax bill, the $395/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 803 WINTERSIDE DRIVE?+

The association fee works out to $395 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 803 WINTERSIDE DRIVE?+

The most recent tax bill on record (2025) was $10,792. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 803 WINTERSIDE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apollo Beach?+

At $415,000, this home is listed about 15% below the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.

Which schools are assigned to 803 WINTERSIDE DRIVE?+

Apollo Beach K-8 School (elementary), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the APOLLO BEACH 33572 market on paper

$415,000 is 8% below the APOLLO BEACH 33572 median of $450,000, and at $191/sqft it sits under the Apollo Beach average of $266.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 7 days on market in a Apollo Beach market that averages 56 — if it fits, move quickly.

04Strong assigned schools

Apollo Beach K-8 School, Lennard High School, Patricia Sullivan Metropolitan Ministries Partnership School — Apollo Beach K-8 School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of THE ELITE REALTY EXPERIENCE · Yelena Shtefan, PA. MLS #TB8527677.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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