1110 3RD STREET E, PALMETTO, FL, 34221
Active13 days on marketListed Jul 10, 2026MLS #TB8527671
About this home
1110 3RD STREET E
An elegant waterfront retreat—without the waterfront price—nestled on a corner , pond front lot in the gated, maintenance-free Northshore at Riviera Dunes. This turnkey luxury residence offers private 40’ dockage with a 16,000 lb. boat lift (2022) with access to a full-service marina and to the popular Manatee River, the Gulf and Tampa Bay! Recently and tastefully updated, the home features a new roof (2025) and a new 5 ton Carrier HVAC (2026). The chef’s kitchen (2024) is a study in refined function: quartz countertops, induction cooktop, Zephyr hood, Bosch dishwasher, LG ThinQ refrigerator, pot filler, GE Profile double oven, farmhouse sink, pull out drawers, decorative backsplash, showcase cabinetry, under cabinet accent lighting, and a glass front breakfast buffet with integrated wine cooler. The primary suite is a serene enclave with bamboo hardwood floors, plantation shutters, recessed lighting, soaring ceilings, dual walk in closets with custom organizers, and dual French doors opening to the poolside oasis. The remodeled primary bath (2024) evokes spa like calm with a garden tub, stand-up shower with pebble flooring, bidet, dual vanities with illuminated custom shelving and millwork and contemporary fixtures set against granite countertops. Voluminous family room with soaring ceilings, electronic blinds and triple sliders extends to an oversized screened lanai with brick pavers and a gleaming pool with waterfall, overlooking lush landscaping and a tranquil pond. Formal living and dining rooms feature hardwood floors, cathedral ceilings, plantation shutters and refined millwork. Upstairs, a versatile bonus room with sitting area and built ins desk/cabinetry complements two generous guest suites appointed with hardwood floors and updated recessed lighting. Residents enjoy exceptional community amenities: fitness centers, pools, tennis courts/pickleball , gym, retail shops, a boat fueling station, scenic/private walking paths to the Riviera Dunes Dockside bar & restaurant—an ambiance curated for leisure and convenience. A commanding combination of waterfront access, thoughtful upgrades and timeless finishes—this home is ready to welcome its next discerning owner.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,634
Sqft
0.16 ac
Lot size
2
Garage
2003
Year built
Two
Levels
$366
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,806 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,806/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.7%
Days on market
13 vs 55 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Riviera Dunes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
Riviera Dunes — neighborhood snapshot
Population
203
Median age
66
Median income
$144,904
Median home value
$494,900
Avg household
2
Households w/ children
2%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $361K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 162% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1110 3RD STREET E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1110 3RD STREET E — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1110 3RD STREET E FAQs
What would the monthly payment be for 1110 3RD STREET E?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,806/mo — principal and interest, the actual property-tax bill, the $318/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1110 3RD STREET E?+
The association fee works out to $318 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1110 3RD STREET E?+
The most recent tax bill on record (2025) was $9,107. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1110 3RD STREET E?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $965,000, this home is listed about 142% above the Palmetto median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1110 3RD STREET E?+
Lincoln Memorial Middle School (middle), James Tillman Elementary Magnet School (elementary), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of M3 REAL ESTATE PROFESSIONALS LLC · Marsha Paul. MLS #TB8527671.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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