David Ramirez
$335,000$349,0003 bd2 ba1,868 sqft$179 /sqft$2,536 /mo all-in ↓

2734 STONEWOOD DRIVE, LAKELAND, FL, 33810

Active25 days on marketListed Jul 11, 2026MLS #TB8527614

Reduced $14KSingle Family ResidenceSTONEWOOD SUB

About this home

2734 STONEWOOD DRIVE

Step behind the double front doors, where this Lakeland home opens into a layout that feels warm, connected, and ready to enjoy. Set on a fully fenced 1/4 acre in a central Lakeland neighborhood, the 3 bedroom, 2 bath, 2 car garage residence has the kind of thoughtful floor plan that makes each space feel useful without feeling closed off. Important updates have already been handled, including a 2025 roof, 2023 AC, 2024 water heater, and 2021 owned water softener. Easy-care landscaping and a covered entryway give the home a clean, welcoming arrival before you step inside to luxury vinyl plank flooring through the main living areas, high ceilings, updated light fixtures, and neutral paint in the shared spaces. Near the front of the home, the formal living room creates a comfortable place to welcome guests or enjoy a separate seating area. Across the entry, the roomy dining room connects naturally to the kitchen, making it easy to move from holiday dinners to casual weeknight meals without the layout feeling chopped up. The kitchen sits at the heart of the home with Corian countertops, pantry storage, breakfast bar seating, and an updated 4-piece appliance package. It overlooks the eat-in dinette and the family room, keeping the busiest parts of the home connected in a way that feels inviting. High vaulted ceilings give the family room a sense of openness, while sliding glass doors lead straight to the screened and covered back porch. It is the kind of space that will likely become the favorite spot for movie nights, weekend mornings, or gathering while dinner is going in the kitchen. The primary suite is privately split from the secondary bedrooms and includes a walk-in closet, along with an ensuite bathroom featuring dual sinks, vanity seating, a garden tub, and a walk-in shower. A hidden safe closet adds a memorable unexpected feature! Across the home, two secondary bedrooms include built-in closets, ceiling fans, and carpeted floors near the second full bathroom with a tub/shower combination. Out back, the screened porch gives you shade, covered seating, and room for outdoor meals overlooking the privacy-fenced yard. The backyard is generously sized for play, pets, gardening, or weekends outside, with a storage shed already in place for lawn equipment and extras. With major updates completed, a comfortable split floor plan, inviting gathering spaces, and a central Lakeland location close to shopping, dining, schools, medical facilities, and commuter routes, this move-in ready home is easy to picture yourself in. Call today to schedule your private showing!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,868

Sqft

0.25 ac

Lot size

2

Garage

2007

Year built

One

Levels

$179

Per sqft

Pets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator · Water Softener
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ExteriorLighting · Sliding Doors · Storage

Community & fees

HOA fee$32/mo
Taxes (2025)$2,688/yr
PetsYes
CommunityDeed Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,536 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,972
FHA mortgage insurance (est.)$148
Property tax — 2025 actual bill$224
HOA fee — from the listing$32
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,725Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,725
Interest rate6.00%
Loan term

Estimated payment

$2,536/mo

Principal & interest$1,972
FHA mortgage insurance (est.)$148
Property taxes (actual bill)$224
HOA / condo fee$32
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $335K
$315KedgeAI estimate $332,469 · range $328K$345K$358K

vs edgeAI estimate

+0.8%

$/sqft vs Lakeland actives

$179 vs $195

Days on market

25 vs 42 typical

Where $179/sqft sits among the 400 Lakeland actives

71
137 · this home
105
41
19
27
$127–162$162–196$196–231$231–265$265–300$300+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakeland

Map of 2734 STONEWOOD DRIVE

Drive times from this address

Downtown Tampa38 min
Walt Disney World42 min
Tampa Int’l Airport (TPA)49 min
Universal Orlando53 min
Downtown Orlando59 min
Orlando Int’l Airport (MCO)63 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

The numbers that matter

The Lakeland market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$316K$316K

Lakeland median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

192 of 400

Lakeland actives have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

CurrentPrice reduced to $335,000 $14K
Jul 11, 2026Listed at $349,000 · 25 days on market since
2007Built · STONEWOOD SUB

Reality check

What actually sold near 2734 STONEWOOD DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2769 STONEWOOD DRIVESold · Oct ’25

$340,000

2769 STONEWOOD DRIVE · same community

4 bd · 2 ba · 2,305 sqft · $148/sqft · 5 DOM

2721 STONEWOOD DRIVESold · Aug ’25

$349,900

2721 STONEWOOD DRIVE · same community

4 bd · 3 ba · 2,389 sqft · $146/sqft · 48 DOM

3503 GRAYCLIFF LANESold · Apr ’26

$790,000

3503 GRAYCLIFF LANE · same community

5 bd · 4 ba · 3,495 sqft · $226/sqft · 259 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2734 STONEWOOD DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2734 STONEWOOD DRIVE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

2734 STONEWOOD DRIVE FAQs

What would the monthly payment be for 2734 STONEWOOD DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,536/mo — principal and interest, the actual property-tax bill, the $32/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2734 STONEWOOD DRIVE?+

The association fee works out to $32 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2734 STONEWOOD DRIVE?+

The most recent tax bill on record (2025) was $2,688. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2734 STONEWOOD DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakeland?+

At $335,000, this home is listed about 1% below the Lakeland median of $339,900. The market section on this page shows how the area is trending.

Listing courtesy of KING & ASSOCIATES REAL ESTATE LLC · Amanda Esqueda. MLS #TB8527614.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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