
3097 SUNCOAST PLAINS DRIVE, ODESSA, FL, 33556
Active27 days on marketListed Jul 8, 2026MLS #TB8527372
About this home
3097 SUNCOAST PLAINS DRIVE
Large Newer 4Bds/3Bths Home with Bonus Loft, close to Tampa. A must see! Conveniently located just off I-589 (Sun Coast Highway) and I-54, this elegant home offers four bedrooms, two and a half bathrooms, covering a whopping 2620 square feet of living space. It features a wide-open floor plan, a lovely water view, and a large bonus room on the second floor. This property is located the Community of "The preserve" showcases contemporary neutral color tones that everyone is looking for. The large kitchen is a complete highlight with its stainless-steel appliances, granite countertops, and oversized mocha-colord cabinetry. The center island is large enough for stools and offers extra storage. A half bathroom completes the entry floor. Just up the stairs, a huge bonus room awaits, perfect as a movie or gaming space, a homework area, or a separate office. The master suite is located at the back of the property and includes a large bathroom with a stand-up shower, a deep soaking tub, and his-and-hers sinks. The master walk-in closet is so spacious that the owners chose to convert it into a private home office. The remaining bedrooms are generously sized with ample closet space and a shared bathroom in between. Outside, a fantastic small patio and backyard provide the perfect space for entertaining family and friends, relaxing in the warm Florida sunshine, or enjoying the beautiful pond view. The community offers incredible amenities, including a gorgeous large pool, playground, clubhouse, and tennis courts. There is also a dog park for your furry friends. Top-rated schools are just moments away, along with all the amazing amenities that New Tampa offers, such as dining, golf, and shopping. The home is only 24 minutes from Tampa International Airport and just 32 minutes to the vibrant downtown Tampa. Pet Policy: Allow cats and dogs, max 2 with $350 non-refundable pet fee for one pet. No aggressive breeds. If you decide to apply for one of our properties: Screening includes credit/background check, income verification of 2.5 to 3 times the monthly rent and rental history verification. We encourage applicants with credit scores above 600 to apply, as meeting this criteria will help streamline the application process. APPLICANT CHARGES: Application Fee: $75 for each adult, 18 years of age and older (non-refundable). Lease Initiation Admin Fee: $150.00 after approval and upon signing. Security Deposit: Equal to one month’s rent on approved credit. $25 for each pet application fee for pet verification (non-refundable). Current vaccination records will be required. ESA and service animals are FREE with verified documentation. Pet Fee if applicable (non-refundable) $350 for each approved pet.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,260
Sqft
0.1 ac
Lot size
2
Garage
2020
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$182 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$182/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Odessa actives
$1 vs $268
Days on market
27 vs 46 typical
Where $1/sqft sits among the 204 Odessa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Odessa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Odessa. See the full Odessa guide →
ODESSA 33556 — neighborhood snapshot
Population
34,045
Median age
40.9
Median income
$151,034
Median home value
$589,700
Avg household
2.93
Households w/ children
4,581
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Odessa market
$725K → $775K
Odessa median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
116 of 204
Odessa actives have cut their price
Median sold price, Odessa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the ODESSA 33556 median. See the full Odessa market guide →
Paper trail
This home's history
Reality check
What actually sold near 3097 SUNCOAST PLAINS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$399,999
3072 SUNCOAST PLAINS DRIVE · same community
4 bd · 2.5 ba · 2,007 sqft · $199/sqft · 31 DOM
Sold · May ’26$325,000
16168 GLOWING GROVE AVENUE · same community
3 bd · 2.5 ba · 1,758 sqft · $185/sqft · 125 DOM
Sold · May ’26$420,000
3012 PINK PEACOCK LANE · same community
3 bd · 2 ba · 1,690 sqft · $249/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3097 SUNCOAST PLAINS DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3097 SUNCOAST PLAINS DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3097 SUNCOAST PLAINS DRIVE FAQs
What would the monthly payment be for 3097 SUNCOAST PLAINS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $182/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3097 SUNCOAST PLAINS DRIVE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Odessa?+
At $2,995, this home is listed about 100% below the Odessa median of $707,500. The market section on this page shows how the area is trending.
Which schools are assigned to 3097 SUNCOAST PLAINS DRIVE?+
Steinbrenner High School (high), Martinez Middle School (middle), Hammond Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RENT SOLUTIONS · Steve Oehlerking. MLS #TB8527372.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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