David Ramirez
$2,9954 bd3 ba2,260 sqft$1 /sqft$182 /mo all-in ↓

3097 SUNCOAST PLAINS DRIVE, ODESSA, FL, 33556

Active27 days on marketListed Jul 8, 2026MLS #TB8527372

Priced 100% below the ODESSA 33556 medianSingle Family ResidenceSOUTH BRANCH PRESERVE PH 2B &

About this home

3097 SUNCOAST PLAINS DRIVE

Large Newer 4Bds/3Bths Home with Bonus Loft, close to Tampa. A must see! Conveniently located just off I-589 (Sun Coast Highway) and I-54, this elegant home offers four bedrooms, two and a half bathrooms, covering a whopping 2620 square feet of living space. It features a wide-open floor plan, a lovely water view, and a large bonus room on the second floor. This property is located the Community of "The preserve" showcases contemporary neutral color tones that everyone is looking for. The large kitchen is a complete highlight with its stainless-steel appliances, granite countertops, and oversized mocha-colord cabinetry. The center island is large enough for stools and offers extra storage. A half bathroom completes the entry floor. Just up the stairs, a huge bonus room awaits, perfect as a movie or gaming space, a homework area, or a separate office. The master suite is located at the back of the property and includes a large bathroom with a stand-up shower, a deep soaking tub, and his-and-hers sinks. The master walk-in closet is so spacious that the owners chose to convert it into a private home office. The remaining bedrooms are generously sized with ample closet space and a shared bathroom in between. Outside, a fantastic small patio and backyard provide the perfect space for entertaining family and friends, relaxing in the warm Florida sunshine, or enjoying the beautiful pond view. The community offers incredible amenities, including a gorgeous large pool, playground, clubhouse, and tennis courts. There is also a dog park for your furry friends. Top-rated schools are just moments away, along with all the amazing amenities that New Tampa offers, such as dining, golf, and shopping. The home is only 24 minutes from Tampa International Airport and just 32 minutes to the vibrant downtown Tampa. Pet Policy: Allow cats and dogs, max 2 with $350 non-refundable pet fee for one pet. No aggressive breeds. If you decide to apply for one of our properties: Screening includes credit/background check, income verification of 2.5 to 3 times the monthly rent and rental history verification. We encourage applicants with credit scores above 600 to apply, as meeting this criteria will help streamline the application process. APPLICANT CHARGES: Application Fee: $75 for each adult, 18 years of age and older (non-refundable). Lease Initiation Admin Fee: $150.00 after approval and upon signing. Security Deposit: Equal to one month’s rent on approved credit. $25 for each pet application fee for pet verification (non-refundable). Current vaccination records will be required. ESA and service animals are FREE with verified documentation. Pet Fee if applicable (non-refundable) $350 for each approved pet.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,260

Sqft

0.1 ac

Lot size

2

Garage

2020

Year built

Two

Levels

$1

Per sqft

Pets allowed

Inside

AppliancesDishwasher · Dryer · Ice Maker · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Other · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

Community & fees

PetsBreed Restrictions, Cats OK, Dogs OK, Number Limit, Yes
CommunityClubhouse · Playground · Pool · Tennis Court(s)

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$182 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$18
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$3
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $105Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $105
Interest rate6.00%
Loan term

Estimated payment

$182/mo

Principal & interest$18
FHA mortgage insurance (est.)$1
Est. property taxes$3
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Odessa actives

$1 vs $268

Days on market

27 vs 46 typical

Where $1/sqft sits among the 204 Odessa actives

0 · this home
20
122
28
10
24
$1–104$104–206$206–309$309–411$411–513$513+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Odessa

Map of 3097 SUNCOAST PLAINS DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)31 min
Downtown Tampa34 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Odessa. See the full Odessa guide →

ODESSA 33556 — neighborhood snapshot

Population

34,045

Median age

40.9

Median income

$151,034

Median home value

$589,700

Avg household

2.93

Households w/ children

4,581

For the school run

Hillsborough County School District

HighSteinbrenner High School★★★★
MiddleMartinez Middle School★★★★★
ElementaryHammond Elementary School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Odessa market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$725K$775K

Odessa median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

116 of 204

Odessa actives have cut their price

Median sold price, Odessa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 100% below the ODESSA 33556 median. See the full Odessa market guide →

Paper trail

This home's history

Jul 8, 2026Listed at $2,995 · 27 days on market since
2020Built · SOUTH BRANCH PRESERVE PH 2B &

Reality check

What actually sold near 3097 SUNCOAST PLAINS DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3072 SUNCOAST PLAINS DRIVESold · Apr ’26

$399,999

3072 SUNCOAST PLAINS DRIVE · same community

4 bd · 2.5 ba · 2,007 sqft · $199/sqft · 31 DOM

16168 GLOWING GROVE AVENUESold · May ’26

$325,000

16168 GLOWING GROVE AVENUE · same community

3 bd · 2.5 ba · 1,758 sqft · $185/sqft · 125 DOM

3012 PINK PEACOCK LANESold · May ’26

$420,000

3012 PINK PEACOCK LANE · same community

3 bd · 2 ba · 1,690 sqft · $249/sqft · 10 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3097 SUNCOAST PLAINS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3097 SUNCOAST PLAINS DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

3097 SUNCOAST PLAINS DRIVE FAQs

What would the monthly payment be for 3097 SUNCOAST PLAINS DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $182/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 3097 SUNCOAST PLAINS DRIVE?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Odessa?+

At $2,995, this home is listed about 100% below the Odessa median of $707,500. The market section on this page shows how the area is trending.

Which schools are assigned to 3097 SUNCOAST PLAINS DRIVE?+

Steinbrenner High School (high), Martinez Middle School (middle), Hammond Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RENT SOLUTIONS · Steve Oehlerking. MLS #TB8527372.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Odessa homes, in your inbox

Like 3097 SUNCOAST PLAINS DRIVE but not quite? A daily digest of every new listing in Odessa — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 4, 2026 at 6:48 AM UTC. The listing information on this page last changed on August 4, 2026 at 6:48 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 4, 2026 at 6:48 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 4, 2026 at 6:48 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.