5303 CLOUDS PEAK DRIVE, LUTZ, FL, 33558
Active15 days on marketListed Jul 8, 2026MLS #TB8527363
About this home
5303 CLOUDS PEAK DRIVE
Welcome to 5303 Clouds Peak Drive—a rare opportunity to own an exceptional lakefront residence tucked away on one of the community's most coveted premium cul-de-sac lots. Located within a private gated community and zoned for highly acclaimed Steinbrenner High School, this beautifully maintained home offers the perfect combination of timeless elegance, thoughtful updates, and breathtaking water views that become part of everyday life. From the moment you arrive, the widened driveway, oversized three-car garage with an additional two feet of depth, lush landscaping, and inviting travertine front porch create an unforgettable first impression. Inside, an expansive, thoughtfully designed floor plan offers generous living spaces that effortlessly balance everyday comfort with elegant entertaining. A dedicated office provides the ideal work-from-home space, while the upstairs bonus room with its own full bathroom offers incredible flexibility as a guest suite, media room, game room, or private bedroom. Attention to detail is evident throughout, with extensive crown molding, plantation shutters, custom built-in cabinetry surrounding the fireplace, abundant natural light, and quality finishes that create a warm, refined atmosphere. The heart of the home is the spacious kitchen, featuring granite countertops, a large center island, double ovens, an oversized sink with an upgraded faucet, abundant cabinetry, and seamless flow into the main living areas—all while overlooking the sparkling pool and tranquil lake beyond. The outdoor living space is truly where this home distinguishes itself. The screened lanai showcases an expansive travertine patio surrounding the saltwater pool (solar heated), updated pool lighting, beautifully maintained landscaping, garden beds, and a fully equipped outdoor kitchen featuring a built-in Dynasty propane grill and refrigerator. Whether hosting family gatherings, celebrating special occasions, or simply enjoying a quiet evening outdoors, this backyard was designed to be enjoyed year-round. The primary suite offers its own private escape, perfectly positioned to capture the same incredible lake and pool views that define the home's outdoor living experience. Waking up to peaceful water views each morning is a luxury few homes can offer. Beyond its beauty, this home provides tremendous peace of mind with extensive improvements already completed, including a 2021 roof, 2022 HVAC system, renovated bathrooms, new screen enclosure, updated pool pump, solar pool heater, travertine finishes, and numerous additional enhancements throughout—allowing the next owner to simply move in and enjoy. Premium lake view homes within gated communities are always in demand, but finding one that also offers a cul-de-sac location, exceptional outdoor living, an incredibly functional floor plan, and coveted Steinbrenner High School zoning is exceptionally rare. 5303 Clouds Peak Drive is more than a beautiful home—it's an opportunity to own one of the finest settings in the neighborhood and enjoy the Florida lifestyle exactly as it was meant to be lived.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,514
Sqft
0.28 ac
Lot size
3
Garage
2005
Year built
Two
Levels
$312
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,174 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,174/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.6%
Days on market
15 vs 35 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Northdale
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
Northdale — neighborhood snapshot
Population
24,347
Median age
38
Median income
$87,959
Median home value
$291,444
Avg household
2
Households w/ children
2,819
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$580K → $487K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 195% above the LUTZ 33558 median. See the full Lutz market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5303 CLOUDS PEAK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5303 CLOUDS PEAK DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5303 CLOUDS PEAK DRIVE FAQs
What would the monthly payment be for 5303 CLOUDS PEAK DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,174/mo — principal and interest, the actual property-tax bill, the $181/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5303 CLOUDS PEAK DRIVE?+
The association fee works out to $181 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5303 CLOUDS PEAK DRIVE?+
The most recent tax bill on record (2025) was $6,161. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5303 CLOUDS PEAK DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $1,095,000, this home is listed about 123% above the Lutz median of $489,999. The market section on this page shows how the area is trending.
Which schools are assigned to 5303 CLOUDS PEAK DRIVE?+
Hill Middle School (middle), Northwest Elementary School (elementary), Steinbrenner High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,095,000 runs 195% above the LUTZ 33558 median — but at 3,514 sqft it's also 65% larger than the typical Lutz listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Hill Middle School, Northwest Elementary School, Steinbrenner High School, Patricia Sullivan Metropolitan Ministries Partnership School — Northwest Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,099,999, now $1,095,000 — a $5K cut. The full history is in the market section below.
Listing courtesy of COMPASS FLORIDA LLC · Lior Gazar. MLS #TB8527363.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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