3134 WHISPERING DRIVE N, LARGO, FL, 33771
Active11 days on marketListed Jul 13, 2026MLS #TB8527283
Come see it
Upcoming open house
Sat, Jul 25
11:00 AM – 1:00 PM
About this home
3134 WHISPERING DRIVE N
Secluded cul-de-sac living in the desirable Tall Pines Estates community of Largo, SHORT TERM Rentals Allowed. The low-maintenance landscaped front yard, complete with front and rear irrigation, creates inviting curb appeal. Step through the front gate to a spacious covered patio that wraps from the front of the home to the backyard, creating the perfect space for relaxing, entertaining, or enjoying Florida living year-round. The fully vinyl-fenced backyard offers plenty of room for a future pool, a dog run, or simply a private green space to unwind. Inside, vaulted ceilings and an open-concept layout make the home feel bright and spacious. Natural light pours through hurricane impact windows and a hurricane impact sliding glass door, all installed in 2024, providing peace of mind while enhancing the home’s inviting atmosphere. The kitchen serves as the heart of the home with stainless steel appliances, a breakfast nook, and a breakfast bar that opens to the living area, perfect for everyday living and entertaining. A full guest bathroom, complete with a tub and linen closet, is conveniently located off the main living space. The spacious primary suite overlooks the backyard and offers a peaceful retreat with room for a king-size bed, a large walk-in closet, and a private en-suite bathroom with a walk-in shower. The generously sized second bedroom also accommodates a king-size bed and features two closets for exceptional storage. A dedicated laundry area is located in the oversized 15’ x 20’ one-car garage. Additional highlights include a 2023 HVAC system, a 2018 shingle roof, and a location outside of a flood zone. Zoned for Largo Middle and Largo High School, both of which offer International Baccalaureate (IB) programs. Just four miles away, Largo Central Park hosts some of the area’s most popular community events, including the Fourth of July Celebration, Memorial Day Ceremony, and the Holiday Lights & Carnival Stroll featuring more than two million LED lights. Residents also enjoy recurring favorites like the free Largo Central Railroad Train Weekend and Movies in the Park.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,067
Sqft
0.12 ac
Lot size
1
Garage
1990
Year built
One
Levels
$323
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,344 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,660/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.1%
Days on market
11 vs 42 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tall Pines Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Tall Pines Estates — neighborhood snapshot
Population
624
Median age
34
Median income
$80,484
Median home value
$268,100
Avg household
3
Households w/ children
61%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 57% above the LARGO 33771 median. See the full Largo market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3134 WHISPERING DRIVE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3134 WHISPERING DRIVE N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3134 WHISPERING DRIVE N FAQs
What would the monthly payment be for 3134 WHISPERING DRIVE N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,344/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3134 WHISPERING DRIVE N?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3134 WHISPERING DRIVE N?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $345,000, this home is listed about 28% above the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 3134 WHISPERING DRIVE N?+
Southern Oak Elementary School (elementary), Largo Middle School (middle), Largo High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of STOFEL & ASSOCIATES REALTY · Joey Torres. MLS #TB8527283.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Largo homes, in your inbox
Like 3134 WHISPERING DRIVE N but not quite? A daily digest of every new listing in Largo — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →