David Ramirez
$469,000$479,0003 bd2.5 ba2,141 sqft$219 /sqft$3,765 /mo all-in ↓

250 2ND AVENUE SW, LARGO, FL, 33770

Active24 days on marketListed Jul 9, 2026MLS #TB8527275

Reduced $10KTownhouseWEST BAY VILLAGE

About this home

250 2ND AVENUE SW

Welcome to West Bay Village, an upscale, pet-friendly executive townhome community nestled in the heart of Largo's Historic District. With charming white picket fences, vintage streetlights, brick-paved streets, and beautifully manicured landscaping, this picturesque neighborhood offers timeless curb appeal and an exceptional lifestyle. This beautifully maintained 3-bedroom, 2.5-bath townhome radiates warmth and character from the moment you arrive. Follow the brick walkway through the private fenced yard to the inviting covered front porch—an ideal place to enjoy your morning coffee or relax in the evening. Step inside to a spacious, light-filled floor plan featuring 9-foot ceilings, crown molding, plantation shutters, rich wood flooring in the living and formal dining rooms, and abundant natural light. Designed for both comfortable everyday living and effortless entertaining, this home is truly move-in ready. The well-appointed kitchen is the heart of the home, offering 42-inch cabinetry, a breakfast bar, generous counter space, newer SS LG appliances, and a large walk-in pantry. Adjacent to the kitchen, the elegant formal dining room showcases a tray ceiling and chair rail, creating the perfect setting for family gatherings and holiday dinners. A conveniently located half bath completes the first floor. Upstairs, the thoughtfully designed split-bedroom floor plan provides privacy for everyone. The expansive primary suite features a huge walk-in closet and a luxurious ensuite bath with dual vanities, a relaxing garden tub, separate shower, and private water closet. Two additional spacious bedrooms, each with large walk-in closets, share a full bath. An oversized laundry room with washer, dryer, utility sink, and shelving add everyday convenience. Storage is abundant throughout the home, including the oversized two-car garage with an enormous storage closet and plenty of room for a workshop, bicycles, golf cart, or recreational gear. Outside, enjoy your private fenced yard and welcoming front porch. West Bay Village offers one of Largo's most walkable locations. Just two blocks away, Ulmer Park hosts farmers markets, concerts, and community events throughout the year. You'll also enjoy easy access to Publix, shopping, restaurants, medical facilities, Largo Central Park, the Performing Arts Center, the Pinellas Trail, dog parks, post office, playgrounds, volleyball courts, movie theaters, and top-rated schools. Exciting new development is underway just blocks away with the upcoming Largo Entertainment District, including Horizon West Bay, Largo's new City Hall, Liberty Yards, boutique shopping, restaurants, and cafés. Best of all, you're only five minutes from the Belleair Bridge and the sparkling Gulf beaches, where you'll enjoy soft sand, turquoise waters, waterfront dining, boutique shopping, and breathtaking sunsets. No flood insurance required! Situated approximately 70 feet above sea level and not located in a flood zone, this exceptional home combines luxury, convenience, and peace of mind in one of Largo's most desirable communities.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,141

Sqft

0.06 ac

Lot size

2

Garage

2005

Year built

Two

Levels

$219

Per sqft

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Exhaust Fan · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Chair Rail · Crown Molding · High Ceilings · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Split Bedroom · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room · Upper Level
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionHardiPlank Type · Wood Frame
FoundationSlab
FacesSouth
ParkingAlley Access · Curb Parking · Driveway · Garage Door Opener · Oversized
ExteriorIrrigation System · Private Yard · Rain Gutters · Sidewalk

Community & fees

HOA fee$452/mo
Taxes (2025)$2,213/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit
CommunityCommunity Mailbox

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,765 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,761
FHA mortgage insurance (est.)$207
Property tax — 2025 actual bill$184
HOA fee — from the listing$452
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,415Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,415
Interest rate6.00%
Loan term

Estimated payment

$3,765/mo

Principal & interest$2,761
FHA mortgage insurance (est.)$207
Property taxes (actual bill)$184
HOA / condo fee$452
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $469K
$417KedgeAI estimate $437,675 · range $434K$447K$488K

vs edgeAI estimate

+7.2%

$/sqft vs Largo actives

$219 vs $240

Days on market

24 vs 42 typical

Where $219/sqft sits among the 400 Largo actives

103
85 · this home
80
64
39
29
$111–171$171–232$232–293$293–353$353–414$414+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Old Northwest

Map of 250 2ND AVENUE SW inside its neighborhood boundary

Drive times from this address

Downtown Tampa32 min
Tampa Int’l Airport (TPA)32 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

Old Northwest — neighborhood snapshot

Population

1,726

Median age

54

Median income

$38,494

Median home value

$244,496

Avg household

2

Households w/ children

110

For the school run

Pinellas County School District

HighLargo High School★★★★★
ElementaryMildred Helms Elementary School★★★★
MiddleLargo Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$340K$325K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

203 of 400

Largo actives have cut their price

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 105% above the LARGO 33770 median. See the full Largo market guide →

Paper trail

This home's history

CurrentPrice reduced to $469,000 $10K
Jul 9, 2026Listed at $479,000 · 24 days on market since
2005Built · WEST BAY VILLAGE

Reality check

What actually sold near 250 2ND AVENUE SW

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

251 1ST AVENUE SWSold · Jun ’26

$430,000

251 1ST AVENUE SW · same community

3 bd · 2.5 ba · 2,141 sqft · $201/sqft · 66 DOM

270 CLEVELAND AVENUESold · May ’26

$579,000

270 CLEVELAND AVENUE · same community

4 bd · 3 ba · 2,716 sqft · $213/sqft · 79 DOM

291 1ST AVENUE SWSold · Mar ’26

$595,000

291 1ST AVENUE SW · same community

4 bd · 3 ba · 2,716 sqft · $219/sqft · 34 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 250 2ND AVENUE SW — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 250 2ND AVENUE SW — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

250 2ND AVENUE SW FAQs

What would the monthly payment be for 250 2ND AVENUE SW?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,765/mo — principal and interest, the actual property-tax bill, the $452/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 250 2ND AVENUE SW?+

The association fee works out to $452 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 250 2ND AVENUE SW?+

The most recent tax bill on record (2025) was $2,213. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 250 2ND AVENUE SW?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Largo?+

At $469,000, this home is listed about 74% above the Largo median of $269,500. The market section on this page shows how the area is trending.

Which schools are assigned to 250 2ND AVENUE SW?+

Largo High School (high), Mildred Helms Elementary School (elementary), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$469,000 runs 105% above the LARGO 33770 median — but at 2,141 sqft it's also 75% larger than the typical Largo listing.

02Strong assigned schools

Largo High School, Mildred Helms Elementary School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $479,000, now $469,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Scott Ferguson. MLS #TB8527275.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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