David Ramirez
$950,000$995,0004 bd3.5 ba3,607 sqft$263 /sqft$6,861 /mo all-in ↓

5713 SEA TROUT PLACE, APOLLO BEACH, FL, 33572

Active18 days on marketListed Jul 16, 2026MLS #TB8527253

Reduced $45KWaterfrontPrivate poolSingle Family ResidenceMIRABAY PH 3B-2

About this home

5713 SEA TROUT PLACE

Live the Florida waterfront lifestyle you've always dreamed of! This popular David Weekley Manatee floor plan is perfectly situated on 70 feet of waterfront in the highly desirable MiraBay community of Apollo Beach and offers direct access to Tampa Bay. Complete with a 14,000-pound boat lift capable of accommodating up to a 40-foot boat, this is the ideal home for boaters, anglers, and anyone who loves life on the water. Major improvements have already been completed, including a brand-new roof (July 2026), a beautiful saltwater pool and spa (2022), and a fully remodeled primary bathroom, giving you peace of mind while enjoying some of the most expensive updates already behind you. While the home is ready to enjoy, it does offer an opportunity for cosmetic updates, and it is priced accordingly, making it one of the best values for a waterfront pool home in MiraBay. Customize the interior to your style while building instant equity in one of Tampa Bay's premier waterfront neighborhoods. MiraBay is known for its exceptional resort-style amenities, including a waterfront clubhouse with café, resort-style pool with waterslide, lap pool, state-of-the-art fitness center, tennis courts, pickleball courts, basketball courts, parks, playgrounds, miles of walking and biking trails, kayak and paddleboard launches, and year-round community events. Enjoy the community's scenic lagoon and canal system or spend the day boating on beautiful Tampa Bay right from your own backyard. Whether you're searching for a waterfront home, boat lift home, pool home, Apollo Beach real estate, luxury waterfront property, or a home with direct Tampa Bay boating access, this property checks all the boxes. With an unbeatable location, premium boating amenities, recent major upgrades, and an attractive price that reflects the opportunity to personalize the cosmetic finishes, this is your chance to own one of the best values in MiraBay. Schedule your private showing today and start living the waterfront lifestyle you've been waiting for.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,607

Sqft

0.18 ac

Lot size

2

Garage

2006

Year built

Two

Levels

$263

Per sqft

Private poolWaterfrontPets allowed

Inside

FlooringCarpet · Tile · Hardwood
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Exhaust Fan · Gas Water Heater · Microwave · Refrigerator · Washer · Water Softener
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Crown Molding · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
FacesWest
ParkingGarage Door Opener
ExteriorFrench Doors · Irrigation System

Community & fees

HOA fee$20/mo
Taxes (2025)$14,382/yr
PetsYes
CommunityDock · Fishing · Deed Restrictions · Fitness Center · Gated Community - No Guard · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Fiber Optics · Natural Gas Connected · Sewer Connected · Sprinkler Meter · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,861 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,126
PMI (est., until 20% equity)$356
Property tax — 2025 actual bill$1,199
HOA fee — from the listing$20
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $95,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $95,000
Interest rate6.00%
Loan term

Estimated payment

$6,861/mo

Principal & interest$5,126
PMI (est., until 20% equity)$356
Property taxes (actual bill)$1,199
HOA / condo fee$20
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $950K
$849KedgeAI estimate $1,054,631 · range $884K$1.2M$1.3M

vs edgeAI estimate

−9.9%

$/sqft vs MIRABAY PH 3B-2

$263 vs $357

Days on market

18 vs 50 typical

Where $263/sqft sits among the 6 homes for sale in MIRABAY PH 3B-2

1
0 · this home
2
1
1
1
$214–254$254–294$294–334$334–374$374–415$415+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Mirabay

Map of 5713 SEA TROUT PLACE inside its neighborhood boundary

Drive times from this address

Downtown Tampa33 min
Tampa Int’l Airport (TPA)45 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Apollo Beach. See the full Apollo Beach guide →

Mirabay — neighborhood snapshot

Population

2,133

Median age

56

Median income

$98,381

Median home value

$406,778

Avg household

2

Households w/ children

218

For the school run

Hillsborough County School District

ElementaryApollo Beach K-8 School★★★★
HighLennard High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apollo Beach market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$460K$454K

Apollo Beach median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

3 of 6

MIRABAY PH 3B-2 have cut their price

Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 116% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $950,000 $45K
Jul 16, 2026Listed at $995,000 · 18 days on market since
2006Built · MIRABAY PH 3B-2

Reality check

What actually sold near 5713 SEA TROUT PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

710 ISLEBAY DRIVESold · Oct ’25

$980,000

710 ISLEBAY DRIVE · same community

5 bd · 4 ba · 3,779 sqft · $259/sqft · 256 DOM

5710 TORTOISE PLACESold · Aug ’25

$960,000

5710 TORTOISE PLACE · same community

3 bd · 3 ba · 3,171 sqft · $303/sqft · 20 DOM

5711 TORTOISE PLACESold · May ’26

$1,032,000

5711 TORTOISE PLACE · same community

4 bd · 3.5 ba · 2,948 sqft · $350/sqft · 172 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5713 SEA TROUT PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5713 SEA TROUT PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

5713 SEA TROUT PLACE FAQs

What would the monthly payment be for 5713 SEA TROUT PLACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,861/mo — principal and interest, the actual property-tax bill, the $20/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5713 SEA TROUT PLACE?+

The association fee works out to $20 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5713 SEA TROUT PLACE?+

The most recent tax bill on record (2025) was $14,382. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5713 SEA TROUT PLACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apollo Beach?+

At $950,000, this home is listed about 94% above the Apollo Beach median of $489,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5713 SEA TROUT PLACE?+

Apollo Beach K-8 School (elementary), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$950,000 runs 116% above the APOLLO BEACH 33572 median — but at 3,607 sqft it's also 68% larger than the typical Apollo Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Apollo Beach K-8 School, Lennard High School, Patricia Sullivan Metropolitan Ministries Partnership School — Apollo Beach K-8 School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $995,000, now $950,000 — a $45K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS SOUTH TAMPA · Michele Herndon, PA. MLS #TB8527253.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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