David Ramirez
$99,000$101,0001 bd1 ba593 sqft$167 /sqft$1,282 /mo all-in ↓

24862 US HIGHWAY 19 N UNIT 806, CLEARWATER, FL, 33763

Active25 days on marketListed Jul 10, 2026MLS #TB8527205

Priced 39% below the CLEARWATER 33763 medianReduced $2KFully furnishedCondominiumHILL CREST VILLAS

About this home

24862 US HIGHWAY 19 N UNIT 806

First time ever on the market and being offered fully furnished! This 1-bedroom, 1-bath Clearwater condo is full of potential and ready for its next chapter. Lovingly owned by the original owner, this home offers a great opportunity for a buyer who wants an affordable Florida retreat, seasonal getaway, or value-add property they can update over time and make their own. Step inside to a light and bright living room featuring wood-look flooring, large front windows, and mirrored accent walls that help the space feel open and inviting. The floor plan includes a dedicated dining area, functional kitchen, spacious bedroom, full bathroom, and a covered screened-in patio overlooking the green space behind the unit. The bedroom offers sliding glass doors leading directly to the screened patio, creating a nice indoor-outdoor flow and a peaceful place to enjoy your morning coffee. The kitchen features abundant cabinet storage, full-size appliances, and a charming retro design that could be refreshed or completely reimagined. The bedroom includes generous closet space, and the bathroom offers a tub/shower combination. The covered front entry, screened rear patio, and single-level layout add to the ease of living. This condo is being sold fully furnished, excluding personal items, making it easy for the next owner to move in, rent out if permitted, or renovate at their own pace. Seller will entertain offers, so bring your vision and make this Clearwater condo your own. Roof is brand new. Exterior paint was recently done. Community amenities include a pool, laundry room, shuffle board and clubhouse area. Conveniently located near shopping, dining, medical facilities, major roadways, entertainment, and just a short drive to everything Clearwater has to offer, including the beaches. Buyer to verify all measurements, HOA fees, rules, restrictions, leasing, and pet policies. HOA fee includes cable, internet and much more!!!

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

593

Sqft

0 ac

Lot size

1978

Year built

One

Levels

$167

Per sqft

Furnished

Inside

FlooringLuxury Vinyl
AppliancesCooktop · Microwave
InteriorL Dining · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Thermostat
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesWest
ParkingGuest · Off Street
ExteriorLighting · Sidewalk

Community & fees

HOA fee$493/mo
Taxes (2025)$25/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Community Mailbox · Deed Restrictions · Golf Carts OK · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Electricity Connected · Public · Sewer Available · Street Lights · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,282 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$583
FHA mortgage insurance (est.)$44
Property tax — 2025 actual bill$2
Condo fee — from the listing$493
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,465Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,465
Interest rate6.00%
Loan term

Estimated payment

$1,282/mo

Principal & interest$583
FHA mortgage insurance (est.)$44
Property taxes (actual bill)$2
HOA / condo fee$493
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $99K
$95KedgeAI estimate $118,926 · range $118K$122K$127K

vs edgeAI estimate

−16.8%

$/sqft vs HILL CREST VILLAS

$167 vs $192

Days on market

25 vs 55 typical

Where $167/sqft sits among the 12 homes for sale in HILL CREST VILLAS

2
0
3 · this home
1
3
3
$117–135$135–154$154–172$172–190$190–208$208+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater

Map of 24862 US HIGHWAY 19 N UNIT 806

Drive times from this address

Tampa Int’l Airport (TPA)28 min
Downtown Tampa31 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

CLEARWATER 33763 — neighborhood snapshot

Population

21,278

Median age

53.8

Median income

$53,552

Median home value

$215,900

Avg household

2.12

Households w/ children

1,898

For the school run

Pinellas County School District

ElementaryMcMullen-Booth Elementary School★★★★★
HighCountryside High School★★★★★
MiddleSafety Harbor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$328K$350K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

7 of 12

HILL CREST VILLAS have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 39% below the CLEARWATER 33763 median. See the full Clearwater market guide →

Paper trail

This home's history

CurrentPrice reduced to $99,000 $2K
Jul 10, 2026Listed at $101,000 · 25 days on market since
1978Built · HILL CREST VILLAS

Reality check

What actually sold near 24862 US HIGHWAY 19 N UNIT 806

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

24862 US HIGHWAY 19 N UNIT 2301Sold · Dec ’25

$83,000

24862 US HIGHWAY 19 N UNIT 2301 · same community

1 bd · 1 ba · 593 sqft · $140/sqft · 15 DOM

24862 US HIGHWAY 19 N UNIT 1701Sold · May ’26

$126,400

24862 US HIGHWAY 19 N UNIT 1701 · same community

1 bd · 1 ba · 593 sqft · $213/sqft · 59 DOM

24862 US HIGHWAY 19 N UNIT 1902Sold · Jan ’26

$75,000

24862 US HIGHWAY 19 N UNIT 1902 · same community

1 bd · 1 ba · 593 sqft · $126/sqft · 107 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 24862 US HIGHWAY 19 N UNIT 806 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 24862 US HIGHWAY 19 N UNIT 806 — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

24862 US HIGHWAY 19 N UNIT 806 FAQs

What would the monthly payment be for 24862 US HIGHWAY 19 N UNIT 806?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,282/mo — principal and interest, the actual property-tax bill, the $493/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 24862 US HIGHWAY 19 N UNIT 806?+

The association fee works out to $493 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 24862 US HIGHWAY 19 N UNIT 806?+

The most recent tax bill on record (2025) was $25. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 24862 US HIGHWAY 19 N UNIT 806?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $99,000, this home is listed about 64% below the Clearwater median of $274,450. The market section on this page shows how the area is trending.

Which schools are assigned to 24862 US HIGHWAY 19 N UNIT 806?+

McMullen-Booth Elementary School (elementary), Countryside High School (high), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the CLEARWATER 33763 market on paper

$99,000 is 39% below the CLEARWATER 33763 median of $162,000, and at $167/sqft it sits under the Clearwater average of $276.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03The price has already moved

Listed at $101,000, now $99,000 — a $2K cut. The full history is in the market section below.

Listing courtesy of MIHARA & ASSOCIATES INC. · Heather Spinosa. MLS #TB8527205.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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