David Ramirez
$590,0003 bd2 ba1,876 sqft$314 /sqft$3,940 /mo all-in ↓

14006 81ST AVENUE, SEMINOLE, FL, 33776

Active25 days on marketListed Jul 8, 2026MLS #TB8527088

Single Family ResidenceBAYHAVEN 1ST ADD

About this home

14006 81ST AVENUE

Welcome to this beautiful 3-bedroom, 2-bath home in the desirable Bayhaven neighborhood of Seminole! Ideally located just minutes from the award-winning Gulf beaches, this home offers the perfect blend of comfort and convenience. Enjoy easy access to public boat ramps, Seminole City Center for shopping, dining, and entertainment, as well as nearby parks, the Pinellas Trail, and Lake Seminole. Whether you're looking for a primary residence, seasonal retreat, or investment opportunity, this beautiful home puts the best of Florida's coastal lifestyle right at your doorstep.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,876

Sqft

0.25 ac

Lot size

1

Garage

1970

Year built

One

Levels

$314

Per sqft

FireplaceNegotiable

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Disposal · Dryer · Range · Range Hood · Refrigerator · Washer
InteriorLiving Room/Dining Room Combo · Solid Surface Counters
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ExteriorRain Gutters · Sliding Doors

Community & fees

Taxes (2025)$4,506/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,940 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,184
PMI (est., until 20% equity)$221
Property tax — 2025 actual bill$376
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,000
Interest rate6.00%
Loan term

Estimated payment

$3,940/mo

Principal & interest$3,184
PMI (est., until 20% equity)$221
Property taxes (actual bill)$376
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $590K
$549KedgeAI estimate $587,826 · range $572K$627K$652K

vs edgeAI estimate

+0.4%

$/sqft vs Seminole actives

$314 vs $252

Days on market

25 vs 44 typical

Where $314/sqft sits among the 290 Seminole actives

59
43
51
50
40 · this home
47
$99–152$152–205$205–258$258–311$311–364$364+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bayhaven

Map of 14006 81ST AVENUE inside its neighborhood boundary

Drive times from this address

Downtown Tampa39 min
Tampa Int’l Airport (TPA)39 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Seminole. See the full Seminole guide →

Bayhaven — neighborhood snapshot

Population

1,089

Median age

34

Median income

$107,206

Median home value

$544,200

Avg household

3

Households w/ children

138

For the school run

Pinellas County School District

MiddleSeminole Middle School★★★★★
ElementaryBauder Elementary School★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Seminole market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$410K$410K

Seminole median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

169 of 290

Seminole actives have cut their price

Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 11% above the SEMINOLE 33776 median. See the full Seminole market guide →

Paper trail

This home's history

Jul 8, 2026Listed at $590,000 · 25 days on market since
1970Built · BAYHAVEN 1ST ADD

Reality check

What actually sold near 14006 81ST AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14104 80TH AVENUESold · Jan ’26

$600,000

14104 80TH AVENUE · same community

3 bd · 2 ba · 1,724 sqft · $348/sqft · 108 DOM

13999 80TH AVENUESold · Jun ’26

$455,000

13999 80TH AVENUE · same community

2 bd · 2 ba · 1,538 sqft · $296/sqft · 25 DOM

8054 BAYSHORE DRIVESold · Nov ’25

$500,000

8054 BAYSHORE DRIVE · same community

3 bd · 2 ba · 1,416 sqft · $353/sqft · 70 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 14006 81ST AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14006 81ST AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

14006 81ST AVENUE FAQs

What would the monthly payment be for 14006 81ST AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,940/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 14006 81ST AVENUE?+

The most recent tax bill on record (2025) was $4,506. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 14006 81ST AVENUE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Seminole?+

At $590,000, this home is listed about 44% above the Seminole median of $410,950. The market section on this page shows how the area is trending.

Which schools are assigned to 14006 81ST AVENUE?+

Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of DALTON WADE INC · Levi Niendorf. MLS #TB8527088.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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