David Ramirez
$189,000$197,0002 bd2.5 ba1,176 sqft$161 /sqft$2,072 /mo all-in ↓

6919 TOWERING SPRUCE DR, RIVERVIEW, FL, 33578

Active6 days on marketListed Jul 14, 2026MLS #TB8527000

Priced 37% below the RIVERVIEW 33578 medianReduced $8KWaterfrontTownhouseOAK CREEK PARCEL 2 UNIT 2A

About this home

6919 TOWERING SPRUCE DR

Welcome to this charming end-unit townhome offering 2 bedrooms, 2.5 bathrooms, with beautiful pond views, and low-maintenance living in the heart of Riverview. Extra windows unique to the end-unit design fill the home with natural light, enhancing the open and airy feel throughout. The main level features an open layout with spacious living and dining areas that connect naturally to the kitchen. Ample cabinetry, generous counter space, ceramic tile flooring, and a breakfast bar provide plenty of room for everyday meals, entertaining, and food preparation. Sliding glass doors extend the living space outdoors to a covered, screened-in patio overlooking the peaceful pond. A well-placed half bath adds convenience and functionality to the main level. Upstairs, the split-bedroom floor plan offers two spacious bedrooms, each with its own full bathroom and walk-in closet. The primary suite serves as a peaceful retreat, where large windows open to a beautiful pond view creating a relaxing atmosphere to wake up to each morning. A conveniently located upstairs laundry closet adds to the home's practical design. Recent updates include fresh interior paint, brand-new carpet, a new water heater, and a new microwave, making this home move-in ready. Residents enjoy access to resort-style community amenities, including swimming pool and clubhouse, all just a short walk from the home. Conveniently located with easy access to I-75 and the Selmon Expressway, just minutes from shopping, dining, entertainment, offering an easy commute to downtown Tampa, MacDill Air Force Base, and the beautiful Gulf Coast beaches. Whether you're a first-time homebuyer, looking to downsize, or seeking a fantastic investment opportunity, this townhome is a true gem!

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

1,176

Sqft

0.03 ac

Lot size

2007

Year built

Two

Levels

$161

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesNortheast
ExteriorSliding Doors

Community & fees

HOA fee$350/mo
Taxes (2025)$4,384/yr
PetsYes
CommunityClubhouse · Playground · Pool

Utilities & systems

UtilitiesElectricity Available · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,072 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,113
FHA mortgage insurance (est.)$84
Property tax — 2025 actual bill$365
HOA fee — from the listing$350
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,615Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,615
Interest rate6.00%
Loan term

Estimated payment

$2,072/mo

Principal & interest$1,113
FHA mortgage insurance (est.)$84
Property taxes (actual bill)$365
HOA / condo fee$350
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $189K
$181KedgeAI estimate $214,008 · range $202K$221K$230K

vs edgeAI estimate

−11.7%

$/sqft vs Riverview actives

$161 vs $186

Days on market

6 vs 33 typical

Where $161/sqft sits among the 400 Riverview actives

89 · this home
97
84
70
26
34
$143–164$164–184$184–204$204–224$224–245$245+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Riverview

Map of 6919 TOWERING SPRUCE DR

Drive times from this address

Tampa Int’l Airport (TPA)37 min

Get to know Riverview. See the full Riverview guide →

RIVERVIEW 33578 — neighborhood snapshot

Population

58,474

Median age

35

Median income

$80,223

Median home value

$298,000

Avg household

2.45

Households w/ children

7,421

For the school run

Hillsborough County School District

HighSpoto High School★★★★★
ElementaryIppolito Elementary School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Riverview market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$397K$369K

Riverview median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

206 of 400

Riverview actives have cut their price

Median sold price, Riverview, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 37% below the RIVERVIEW 33578 median. See the full Riverview market guide →

Paper trail

This home's history

CurrentPrice reduced to $189,000 $8K
Jul 14, 2026Listed at $197,000 · 6 days on market since
2007Built · OAK CREEK PARCEL 2 UNIT 2A

Reality check

What actually sold near 6919 TOWERING SPRUCE DR

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8821 WALNUT GABLE CTSold · May ’26

$198,000

8821 WALNUT GABLE CT

2 bd · 2.5 ba · 1,176 sqft · $168/sqft · 27 DOM

7021 WHITE TREETOP PLACESold · Aug ’25

$210,000

7021 WHITE TREETOP PLACE

2 bd · 2.5 ba · 1,176 sqft · $179/sqft · 91 DOM

8812 DYER ROADSold · Jul ’26

$345,000

8812 DYER ROAD

3 bd · 2 ba · 1,158 sqft · $298/sqft · 42 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6919 TOWERING SPRUCE DR — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6919 TOWERING SPRUCE DR — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

6919 TOWERING SPRUCE DR FAQs

What would the monthly payment be for 6919 TOWERING SPRUCE DR?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,072/mo — principal and interest, the actual property-tax bill, the $350/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6919 TOWERING SPRUCE DR?+

The association fee works out to $350 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6919 TOWERING SPRUCE DR?+

The most recent tax bill on record (2025) was $4,384. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6919 TOWERING SPRUCE DR?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Riverview?+

At $189,000, this home is listed about 51% below the Riverview median of $389,250. The market section on this page shows how the area is trending.

Which schools are assigned to 6919 TOWERING SPRUCE DR?+

Spoto High School (high), Ippolito Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the RIVERVIEW 33578 market on paper

$189,000 is 37% below the RIVERVIEW 33578 median of $300,000, and at $161/sqft it sits under the Riverview average of $199.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 6 days on market in a Riverview market that averages 33 — if it fits, move quickly.

04The price has already moved

Listed at $197,000, now $189,000 — a $8K cut. The full history is in the market section below.

Listing courtesy of TAMPA HOME REALTY LLC. MLS #TB8527000.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Riverview homes, in your inbox

Like 6919 TOWERING SPRUCE DR but not quite? A daily digest of every new listing in Riverview — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 20, 2026 at 8:41 AM UTC. The listing information on this page last changed on July 20, 2026 at 8:41 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 20, 2026 at 8:41 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 20, 2026 at 8:41 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.