David Ramirez
$880,900$890,9005 bd4 ba3,926 sqft$224 /sqft$6,146 /mo all-in ↓

32430 SILVERCREEK WAY, WESLEY CHAPEL, FL, 33545

Active24 days on marketListed Jul 8, 2026MLS #TB8526992

Reduced $10KPrivate poolSingle Family ResidenceWATERGRASS PRCL B1-B4

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About this home

32430 SILVERCREEK WAY

NOT ALL LUXURY HOMES ARE CREATED EQUAL!! Some are simply beautiful, while others are designed to make life easier, smarter, & more enjoyable every single day. This exceptional 3,926sqft 5bd/4ba Homes by WestBay Key Largo II is one of those RARE homes you’ll find in the highly sought after WaterGrass Community of Wesley Chapel!! Originally built in 2013, this residence has been extensively enhanced since 2022, including a Resort-Style backyard retreat & Premium Smart Home Technology. From the moment you arrive, you’ll notice the thoughtful details from professional landscape lighting to permanent programmable smart exterior lighting that transforms the home year-round with the touch of a button!! Upon entering the home, you’ll immediately appreciate the vaulted ceilings, upgraded flooring throughout, & many of WestBay’s POPULAR structural upgrades. At the heart of the home, the open-concept living spaces flow effortlessly from the Kitchen to the Family room, while the split bedroom layout offers comfort & privacy. The Primary Suite serves as a Private Sanctuary featuring warm Bamboo Flooring, Custom His & Hers Walk-In Closets, a Luxurious Soaking Tub, & MORE transforming everyday routines into a Spa-Inspired experience!! Downstairs you’ll not only find 3 additional bedrooms, but also a versatile Bonus Room tucked away to utilize as a Home Gym, Playroom, Hobby Room, or Flex Space. Upstairs offers the perfect blend of WORK & PLAY!! Not only is there an add’l bedroom that can serve as another Home Office, but also you’ll fall in LOVE with the Media Room where the entertainment experience features a Built-In Laser Projector & Surround Sound System for an exceptional Home Theater Experience!! Enjoy spending time outdoors entertaining?! Step into your own Private Backyard Retreat where a 2022 Heated Pool, Infinity Spa, & WiFi Controlled Pool Cage Lighting create the perfect setting for relaxing evenings, unforgettable gatherings, or quiet nights under the Florida sky!! What truly sets this home apart is what’s behind the walls. Significant investments made since 2022 have created an efficient, resilient, & technologically advanced home. A 2022 Solar System with 3 Tesla Powerwalls delivers energy independence & peace of mind during extended power outages. Additional upgrades include a 2022 Whole House Water Filtration System w/UV Purification, Rheem Smart Hybrid Water Heater, MicroPure Total Home Air Purifier, TrueFit MicroPure MX4 Air Purification System, & extensive Smart Home Technology, including a Moen Flo Smart Water Monitor w/Leak Detection, Rain Bird WiFi Irrigation Controller, Aqualink WiFi Pool & Spa Automation, MyQ Smart Garage Door Opener, Programmable Exterior Lighting, & Remote Monitoring and Control. Luxury isn’t just about beautiful finishes…it’s about how a home LIVES!! Premium WestBay construction, exceptional upgrades, cutting-edge technology, remarkable energy efficiency, & resort-style outdoor living make this EXTRAORDINARY residence offer a lifestyle that’s as effortless as it is impressive!! Beyond the home itself, WaterGrass offers outstanding community amenities & convenient access to shopping, dining, recreation, & nearby highly regarded charter school options. Opportunities to own a home this thoughtfully upgraded are exceptionally RARE and this JEWEL will NOT last long!! Make your appointment today to visit what WILL be the next place you’ll call HOME!! **USE THE PROPERTY ADDRESS ON YOUTUBE FOR WALKTHROUGH VIDEO**

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

3,926

Sqft

0.23 ac

Lot size

3

Garage

2013

Year built

Two

Levels

$224

Per sqft

Private poolNegotiable

Inside

FlooringBamboo · Carpet · Ceramic Tile
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Electric Water Heater · Exhaust Fan · Microwave · Other · Refrigerator · Water Filtration System · Water Softener
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Smart Home · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air · Other
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ParkingGarage Door Opener
ExteriorGray Water System · Lighting · Private Entrance · Rain Gutters · Sliding Doors

Community & fees

HOA fee$14/mo
Taxes (2025)$10,659/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Fitness Center · Gated Community - No Guard · Golf Carts OK · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Fiber Optics · Fire Hydrant · Phone Available · Sewer Connected · Solar · Sprinkler Recycled · Underground Utilities · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,146 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,753
PMI (est., until 20% equity)$330
Property tax — 2025 actual bill$888
HOA fee — from the listing$14
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $88,090Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $88,090
Interest rate6.00%
Loan term

Estimated payment

$6,146/mo

Principal & interest$4,753
PMI (est., until 20% equity)$330
Property taxes (actual bill)$888
HOA / condo fee$14
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $881K
$796KedgeAI estimate $936,846 · range $830K$1.2M$1.3M

vs edgeAI estimate

−6%

$/sqft vs Wesley Chapel actives

$224 vs $200

Days on market

24 vs 32 typical

Where $224/sqft sits among the 400 Wesley Chapel actives

89
123
87 · this home
46
25
30
$147–176$176–204$204–232$232–260$260–288$288+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Wesley Chapel

Map of 32430 SILVERCREEK WAY

Drive times from this address

Downtown Tampa35 min
Tampa Int’l Airport (TPA)46 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Wesley Chapel. See the full Wesley Chapel guide →

WESLEY CHAPEL 33545 — neighborhood snapshot

Population

27,536

Median age

35.1

Median income

$108,835

Median home value

$363,000

Avg household

3.3

Households w/ children

3,473

For the school run

Pasco County School District

ElementaryWesley Chapel Elementary School★★★★★
HighWesley Chapel High School★★★★★
MiddleThomas E. Weightman Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Wesley Chapel market

Seller’s marketBalanced5.6 months of inventoryBuyer’s market

$440K$435K

Wesley Chapel median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

202 of 400

Wesley Chapel actives have cut their price

Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 114% above the WESLEY CHAPEL 33545 median. See the full Wesley Chapel market guide →

Paper trail

This home's history

CurrentPrice reduced to $880,900 $10K
Jul 8, 2026Listed at $890,900 · 24 days on market since
2013Built · WATERGRASS PRCL B1-B4

Reality check

What actually sold near 32430 SILVERCREEK WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

32545 SILVERCREEK WAYSold · May ’26

$890,000

32545 SILVERCREEK WAY · same community

5 bd · 4 ba · 3,736 sqft · $238/sqft · 9 DOM

32718 SUMMERGLADE DRIVESold · Sep ’25

$595,000

32718 SUMMERGLADE DRIVE · same community

5 bd · 3 ba · 3,417 sqft · $174/sqft · 81 DOM

32502 SUMMERGLADE DRIVESold · Aug ’25

$420,000

32502 SUMMERGLADE DRIVE · same community

5 bd · 3.5 ba · 3,001 sqft · $140/sqft · 347 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 32430 SILVERCREEK WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 32430 SILVERCREEK WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

32430 SILVERCREEK WAY FAQs

What would the monthly payment be for 32430 SILVERCREEK WAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,146/mo — principal and interest, the actual property-tax bill, the $14/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 32430 SILVERCREEK WAY?+

The association fee works out to $14 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 32430 SILVERCREEK WAY?+

The most recent tax bill on record (2025) was $10,659. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 32430 SILVERCREEK WAY?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Wesley Chapel?+

At $880,900, this home is listed about 103% above the Wesley Chapel median of $434,500. The market section on this page shows how the area is trending.

Which schools are assigned to 32430 SILVERCREEK WAY?+

Wesley Chapel Elementary School (elementary), Wesley Chapel High School (high), Thomas E. Weightman Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$880,900 runs 114% above the WESLEY CHAPEL 33545 median — but at 3,926 sqft it's also nearly twice the size of the typical Wesley Chapel listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $890,900, now $880,900 — a $10K cut. The full history is in the market section below.

Listing courtesy of BUYERS HOME STORE · Phillipe Paul. MLS #TB8526992.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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