David Ramirez
$429,0003 bd2 ba2,625 sqft$163 /sqft$3,103 /mo all-in ↓

412 STONEHAM DRIVE, SUN CITY CENTER, FL, 33573

Active17 days on marketListed Jul 8, 2026MLS #TB8526982

Single Family ResidenceSUN CITY CENTER UNIT 35

About this home

412 STONEHAM DRIVE

Take the virtual tour of this exceptional custom three-bedroom, plus den, home located in the desirable St. Andrews neighborhood of Sun City Center! Every detail has been thoughtfully designed and meticulously maintained. From the moment you arrive, you'll be captivated by the home's impressive curb appeal, featuring a beautifully manicured front yard and inviting double-door entry with a stunning decorative glass insert. Inside, you'll find a tastefully appointed floor plan offering both elegance and comfort. The private office/den, accessed through French doors, provides the perfect space for working from home or enjoying a quiet retreat. The spacious primary en-suite features a large walk-in closet, dual-sink vanity, walk-in shower, and a relaxing Jacuzzi tub. Two generously sized guest bedrooms are situated on the opposite side of the home for added privacy, with one offering an oversized walk-in closet. Entertain with ease in the formal dining room, which provides ample space for family gatherings and special occasions. The open-concept great room flows seamlessly into the beautifully remodeled kitchen, highlighted by custom white cabinetry, quartz countertops, a center island, farmhouse sink, pull-out shelving, pantry storage for small appliances, and a slide-in range with a custom hood. A built-in entertainment center anchors the living area, while the adjoining sunroom with a cozy gas fireplace creates the perfect place to relax year-round. Enjoy peaceful views of the professionally landscaped backyard from the kitchen or step outside to the expansive 15' x 42' covered and screened lanai an ideal setting for entertaining family and friends. Additional custom features include crown molding, 5-inch baseboards, wood flooring throughout the main living areas and kitchen, double-pane windows, abundant interior storage, an oversized garage and an outdoor storage area perfect for recreational equipment. Pet lovers will appreciate that St. Andrews allows wrought iron fencing, and the community offers an incredibly low HOA fee of just $40 per year. This outstanding home truly has it all. Sun City Center offers an exceptional active adult lifestyle with a state-of-the-art fitness center, indoor Olympic lap pool, resistance pool, outdoor pool, and countless recreational opportunities. Residents enjoy softball, pickleball, tennis, arts and crafts, woodworking, lawn bowling, dancing, model trains, and more than 150 clubs and activities. Optional membership to Club Renaissance and golf memberships are also available. Conveniently located near shopping, dining, medical facilities, theaters, beaches, sporting events, Tampa International Airport, and the beautiful Gulf Coast attractions of Tampa, Sarasota, and St. Petersburg, this home offers the perfect blend of comfort, convenience, and carefree Florida living!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,625

Sqft

0.3 ac

Lot size

2

Garage

1980

Year built

One

Levels

$163

Per sqft

Trees/Woods view55+ communityPets allowed

Inside

FlooringCarpet · Ceramic Tile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Kitchen/Family Room Combo · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesSouthwest
ParkingDriveway · Garage Door Opener · Oversized
ExteriorIrrigation System · Rain Gutters · Sidewalk

Community & fees

HOA fee$3/mo
Taxes (2025)$2,697/yr
PetsYes
CommunityAssociation Recreation - Owned · Deed Restrictions · Dog Park · Fitness Center · Golf Carts OK · Golf · Pool · Restaurant · Sidewalks · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,103 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,525
FHA mortgage insurance (est.)$190
Property tax — 2025 actual bill$225
HOA fee — from the listing$3
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,015Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,015
Interest rate6.00%
Loan term

Estimated payment

$3,103/mo

Principal & interest$2,525
FHA mortgage insurance (est.)$190
Property taxes (actual bill)$225
HOA / condo fee$3
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $429K
$253KedgeAI estimate $394,440 · range $264K$456K$474K

vs edgeAI estimate

+8.8%

$/sqft vs Sun City Center actives

$163 vs $164

Days on market

17 vs 37 typical

Where $163/sqft sits among the 316 Sun City Center actives

59
51
62 · this home
67
45
32
$104–125$125–147$147–168$168–190$190–211$211+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sun City Center

Map of 412 STONEHAM DRIVE

Drive times from this address

Downtown Tampa33 min
Tampa Int’l Airport (TPA)45 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sun City Center. See the full Sun City Center guide →

The numbers that matter

The Sun City Center market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$272K$255K

Sun City Center median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

194 of 316

Sun City Center actives have cut their price

Median sold price, Sun City Center, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 56% above the Sun City Center median. See the full Sun City Center market guide →

Paper trail

This home's history

Jul 8, 2026Listed at $429,000 · 17 days on market since
1980Built · SUN CITY CENTER UNIT 35

Reality check

What actually sold near 412 STONEHAM DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

319 BROCKFIELD DRIVESold · Apr ’26

$360,000

319 BROCKFIELD DRIVE · same community

2 bd · 2 ba · 2,229 sqft · $162/sqft · 14 DOM

203 AUSTIN HILL COURTSold · Jun ’26

$275,000

203 AUSTIN HILL COURT · same community

2 bd · 2 ba · 2,124 sqft · $129/sqft · 49 DOM

205 WIMBLY PLACESold · Dec ’25

$250,000

205 WIMBLY PLACE · same community

2 bd · 2 ba · 2,022 sqft · $124/sqft · 97 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 412 STONEHAM DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 412 STONEHAM DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

412 STONEHAM DRIVE FAQs

What would the monthly payment be for 412 STONEHAM DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,103/mo — principal and interest, the actual property-tax bill, the $3/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 412 STONEHAM DRIVE?+

The association fee works out to $3 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 412 STONEHAM DRIVE?+

The most recent tax bill on record (2025) was $2,697. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 412 STONEHAM DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sun City Center?+

At $429,000, this home is listed about 56% above the Sun City Center median of $274,950. The market section on this page shows how the area is trending.

Listing courtesy of CENTURY 21 BEGGINS ENTERPRISES · Dick Wilson. MLS #TB8526982.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Sun City Center homes, in your inbox

Like 412 STONEHAM DRIVE but not quite? A daily digest of every new listing in Sun City Center — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 25, 2026 at 12:48 PM UTC. The listing information on this page last changed on July 25, 2026 at 12:48 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 25, 2026 at 12:48 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 25, 2026 at 12:48 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.