David Ramirez
$365,0004 bd2 ba1,711 sqft$213 /sqft$3,001 /mo all-in ↓

12208 105TH STREET, LARGO, FL, 33773

Active18 days on marketListed Jul 7, 2026MLS #TB8526939

Single Family ResidenceDON-ART ESTATES

About this home

12208 105TH STREET

Virtually Staged. Welcome to 12208 105th Street in Largo, where a spacious and versatile floor plan offers endless possibilities for creating the home that fits your lifestyle. With four bedrooms, two bathrooms, and multiple living areas, this property provides the space and flexibility to accommodate a variety of needs while offering an excellent opportunity to add your own finishing touches. The thoughtfully designed layout begins with a welcoming living room at the front of the home. Two bedrooms and a full bathroom are situated to the left, while the light and bright kitchen is positioned straight ahead, creating a natural gathering space with room for a breakfast table. The kitchen features granite countertops, stainless steel appliances, and updated cabinetry, providing a stylish foundation for everyday living. The spacious primary suite offers an ensuite bathroom and the inside laundry room is right off the kitchen. Beyond the kitchen, a generously sized family room showcases a cozy fireplace and overlooks the backyard. The fourth bedroom is located just beyond the family room, offering exceptional flexibility as a guest room, home office, hobby space, playroom, or additional living area. Vinyl flooring extends through much of the home, while portions of the family room and rear bedroom await new flooring and completion of some drywall repairs, providing an opportunity for the next owner to personalize these spaces to their own preferences. Outside, enjoy a fenced backyard with a quaint patio area that is perfect for outdoor dining, relaxing, gardening, or entertaining. A circular driveway provides ample parking and convenient access for guests. Ideally located in central Largo, the property offers convenient access to many of the area's most popular destinations. Enjoy approximately 8 miles to the beautiful Gulf beaches, including Indian Rocks Beach, approximately 10 miles to vibrant Downtown St. Petersburg with its waterfront parks, museums, dining, entertainment, and sporting events, and approximately 20 miles to Downtown Tampa and the business district. Nearby recreation includes the expansive Walsingham Park, the Florida Botanical Gardens, Largo Central Park, Eagle Lake Park, the Pinellas Trail, and a variety of shopping, restaurants, medical facilities, and everyday conveniences, all just minutes away. This property presents an outstanding opportunity for buyers seeking generous living space, a flexible floor plan, and the chance to complete a home with their own style and vision in one of Largo's convenient central locations. All information is believed to be accurate but is not guaranteed. Buyers and buyers' agents are responsible for verifying all information deemed important to their purchase decision.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,711

Sqft

0.14 ac

Lot size

1956

Year built

One

Levels

$213

Per sqft

Fireplace

Inside

FlooringOther · Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Other · Split Bedroom · Stone Counters
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorOther

Community & fees

Taxes (2025)$6,374/yr

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,001 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,149
FHA mortgage insurance (est.)$161
Property tax — 2025 actual bill$531
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,775Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,775
Interest rate6.00%
Loan term

Estimated payment

$3,001/mo

Principal & interest$2,149
FHA mortgage insurance (est.)$161
Property taxes (actual bill)$531
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $365K
$332KedgeAI estimate $355,461 · range $346K$371K$386K

vs edgeAI estimate

+2.7%

$/sqft vs Largo actives

$213 vs $237

Days on market

18 vs 42 typical

Where $213/sqft sits among the 400 Largo actives

103
85 · this home
71
65
46
30
$105–165$165–225$225–285$285–345$345–405$405+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Largo

Map of 12208 105TH STREET

Drive times from this address

Downtown Tampa32 min
Tampa Int’l Airport (TPA)32 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

LARGO 33773 — neighborhood snapshot

Population

16,918

Median age

46.5

Median income

$74,115

Median home value

$280,600

Avg household

2.39

Households w/ children

1,373

For the school run

Pinellas County School District

ElementarySouthern Oak Elementary School★★★★
MiddleOsceola Middle School★★★★★
HighPinellas Park High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$340K$325K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

203 of 400

Largo actives have cut their price

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 66% above the LARGO 33773 median. See the full Largo market guide →

Paper trail

This home's history

Jul 7, 2026Listed at $365,000 · 18 days on market since
1956Built · DON-ART ESTATES

Reality check

What actually sold near 12208 105TH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12314 106TH STREETSold · Jul ’26

$310,000

12314 106TH STREET · same community

2 bd · 1 ba · 1,015 sqft · $305/sqft · 29 DOM

11762 BARB COURTSold · Aug ’25

$480,000

11762 BARB COURT

4 bd · 2 ba · 1,729 sqft · $278/sqft · 52 DOM

9674 104TH AVENUESold · Jul ’25

$597,000

9674 104TH AVENUE

3 bd · 2 ba · 1,663 sqft · $359/sqft · 29 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12208 105TH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12208 105TH STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

12208 105TH STREET FAQs

What would the monthly payment be for 12208 105TH STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,001/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 12208 105TH STREET?+

The most recent tax bill on record (2025) was $6,374. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Largo?+

At $365,000, this home is listed about 35% above the Largo median of $269,500. The market section on this page shows how the area is trending.

Which schools are assigned to 12208 105TH STREET?+

Southern Oak Elementary School (elementary), Osceola Middle School (middle), Pinellas Park High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RESULTS REAL ESTATE INC · Stephanie See. MLS #TB8526939.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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