
12208 105TH STREET, LARGO, FL, 33773
Active18 days on marketListed Jul 7, 2026MLS #TB8526939
About this home
12208 105TH STREET
Virtually Staged. Welcome to 12208 105th Street in Largo, where a spacious and versatile floor plan offers endless possibilities for creating the home that fits your lifestyle. With four bedrooms, two bathrooms, and multiple living areas, this property provides the space and flexibility to accommodate a variety of needs while offering an excellent opportunity to add your own finishing touches. The thoughtfully designed layout begins with a welcoming living room at the front of the home. Two bedrooms and a full bathroom are situated to the left, while the light and bright kitchen is positioned straight ahead, creating a natural gathering space with room for a breakfast table. The kitchen features granite countertops, stainless steel appliances, and updated cabinetry, providing a stylish foundation for everyday living. The spacious primary suite offers an ensuite bathroom and the inside laundry room is right off the kitchen. Beyond the kitchen, a generously sized family room showcases a cozy fireplace and overlooks the backyard. The fourth bedroom is located just beyond the family room, offering exceptional flexibility as a guest room, home office, hobby space, playroom, or additional living area. Vinyl flooring extends through much of the home, while portions of the family room and rear bedroom await new flooring and completion of some drywall repairs, providing an opportunity for the next owner to personalize these spaces to their own preferences. Outside, enjoy a fenced backyard with a quaint patio area that is perfect for outdoor dining, relaxing, gardening, or entertaining. A circular driveway provides ample parking and convenient access for guests. Ideally located in central Largo, the property offers convenient access to many of the area's most popular destinations. Enjoy approximately 8 miles to the beautiful Gulf beaches, including Indian Rocks Beach, approximately 10 miles to vibrant Downtown St. Petersburg with its waterfront parks, museums, dining, entertainment, and sporting events, and approximately 20 miles to Downtown Tampa and the business district. Nearby recreation includes the expansive Walsingham Park, the Florida Botanical Gardens, Largo Central Park, Eagle Lake Park, the Pinellas Trail, and a variety of shopping, restaurants, medical facilities, and everyday conveniences, all just minutes away. This property presents an outstanding opportunity for buyers seeking generous living space, a flexible floor plan, and the chance to complete a home with their own style and vision in one of Largo's convenient central locations. All information is believed to be accurate but is not guaranteed. Buyers and buyers' agents are responsible for verifying all information deemed important to their purchase decision.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,711
Sqft
0.14 ac
Lot size
1956
Year built
One
Levels
$213
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,001 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,001/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.7%
$/sqft vs Largo actives
$213 vs $237
Days on market
18 vs 42 typical
Where $213/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Largo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
LARGO 33773 — neighborhood snapshot
Population
16,918
Median age
46.5
Median income
$74,115
Median home value
$280,600
Avg household
2.39
Households w/ children
1,373
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
203 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 66% above the LARGO 33773 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 12208 105TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$310,000
12314 106TH STREET · same community
2 bd · 1 ba · 1,015 sqft · $305/sqft · 29 DOM
Sold · Aug ’25$480,000
11762 BARB COURT
4 bd · 2 ba · 1,729 sqft · $278/sqft · 52 DOM
Sold · Jul ’25$597,000
9674 104TH AVENUE
3 bd · 2 ba · 1,663 sqft · $359/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12208 105TH STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12208 105TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12208 105TH STREET FAQs
What would the monthly payment be for 12208 105TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,001/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12208 105TH STREET?+
The most recent tax bill on record (2025) was $6,374. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Largo?+
At $365,000, this home is listed about 35% above the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 12208 105TH STREET?+
Southern Oak Elementary School (elementary), Osceola Middle School (middle), Pinellas Park High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RESULTS REAL ESTATE INC · Stephanie See. MLS #TB8526939.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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